[{"data":1,"prerenderedAt":1964},["ShallowReactive",2],{"blog-posts":3},[4,222,457,538,1166,1272,1463,1753],{"id":5,"title":6,"author":7,"body":8,"categories":193,"category":197,"categoryType":197,"date":198,"description":199,"extension":200,"faq":201,"howto":197,"isBlog":214,"isChangelog":215,"meta":216,"navigation":214,"path":217,"rawbody":218,"seo":219,"stem":220,"thumbnail":17,"__hash__":221},"content\u002Fblog\u002Fagent-skills.md","BlindPay Agent Skills","Eric Viana",{"type":9,"value":10,"toc":185},"minimark",[11,18,21,26,37,62,65,69,77,101,108,112,115,144,147,151,154,171,174,178,181],[12,13,14],"p",{},[15,16],"img",{"alt":6,"src":17},"\u002Fimages\u002Fblog\u002Fagent-skills.png",[12,19,20],{},"AI coding assistants are powerful, but they need domain knowledge to build payment integrations effectively. BlindPay Agent Skills fill that gap. They teach your AI assistant how BlindPay's stablecoin payment infrastructure works so you can ask questions, prototype integrations, and debug flows in plain English instead of digging through API docs.",[22,23,25],"h2",{"id":24},"overview","Overview",[12,27,28,29,36],{},"BlindPay Agent Skills are the official ",[30,31,35],"a",{"href":32,"rel":33},"https:\u002F\u002Fagentskills.io",[34],"nofollow","Agent Skills"," for BlindPay. Once installed, they provide AI assistants (Cursor, Claude Code, Codex and others) with domain expertise for:",[38,39,40,44,47,50,53,56,59],"ul",{},[41,42,43],"li",{},"Payout flows (stablecoin to fiat)",[41,45,46],{},"Payin flows (fiat to stablecoin)",[41,48,49],{},"Customer creation and KYC\u002FKYB requirements",[41,51,52],{},"Bank account setup across rails (ACH, Wire, PIX, SPEI, SWIFT)",[41,54,55],{},"Quote generation and token approvals",[41,57,58],{},"Virtual accounts and offramp wallets",[41,60,61],{},"Webhooks and event handling",[12,63,64],{},"Skills work alongside your usual workflow. When you ask a question or start a task that touches payment logic, the assistant automatically uses this knowledge to give accurate, context-aware answers. No need to copy-paste docs or remember parameter names.",[22,66,68],{"id":67},"how-it-differs-from-mcp","How It Differs From MCP",[12,70,71,72,76],{},"You may have seen our ",[30,73,75],{"href":74},"\u002Fblog\u002Fmcp","BlindPay MCP Server",". It connects AI assistants directly to BlindPay's API so they can execute operations. Agent Skills are different:",[38,78,79,91],{},[41,80,81,85,86,90],{},[82,83,84],"strong",{},"MCP"," = tools. It gives your assistant the ability to ",[87,88,89],"em",{},"do"," things (create customers, generate quotes, process payouts).",[41,92,93,96,97,100],{},[82,94,95],{},"Skills"," = knowledge. They give your assistant the ability to ",[87,98,99],{},"understand"," BlindPay concepts, flows and best practices.",[12,102,103,104,107],{},"Use Skills when you want to understand ",[87,105,106],{},"how"," something works or brainstorm integration design. Use MCP when you want the assistant to perform operations on your behalf. Many developers use both together.",[22,109,111],{"id":110},"installation","Installation",[12,113,114],{},"Installation is the same across supported platforms. Just run:",[116,117,122],"pre",{"className":118,"code":119,"language":120,"meta":121,"style":121},"language-bash shiki shiki-themes github-light","npx skills add blindpaylabs\u002Fblindpay-skills\n","bash","",[123,124,125],"code",{"__ignoreMap":121},[126,127,130,134,138,141],"span",{"class":128,"line":129},"line",1,[126,131,133],{"class":132},"s7eDp","npx",[126,135,137],{"class":136},"sYBdl"," skills",[126,139,140],{"class":136}," add",[126,142,143],{"class":136}," blindpaylabs\u002Fblindpay-skills\n",[12,145,146],{},"After installation, skills activate automatically when relevant tasks are detected. No extra configuration required.",[22,148,150],{"id":149},"example-prompts","Example Prompts",[12,152,153],{},"Once installed, you can ask things like:",[38,155,156,159,162,165,168],{},[41,157,158],{},"\"Explain the complete payout flow from quote to execution\"",[41,160,161],{},"\"Walk me through creating a customer with enhanced KYC\"",[41,163,164],{},"\"How do I create a SWIFT bank account?\"",[41,166,167],{},"\"What are the KYC requirements for a business customer?\"",[41,169,170],{},"\"How do I test payouts using the USDB test token?\"",[12,172,173],{},"The assistant uses the skills to answer with accurate, up-to-date guidance tied to BlindPay's API and flows.",[22,175,177],{"id":176},"conclusion","Conclusion",[12,179,180],{},"BlindPay Agent Skills bridge the gap between powerful AI coding assistants and specialized payment infrastructure knowledge. By teaching your AI assistant how BlindPay works, you can build integrations faster, onboard developers more efficiently, and spend less time context-switching between docs and code.",[182,183,184],"style",{},"html pre.shiki code .s7eDp, html code.shiki .s7eDp{--shiki-default:#6F42C1}html pre.shiki code .sYBdl, html code.shiki .sYBdl{--shiki-default:#032F62}html .default .shiki span {color: var(--shiki-default);background: var(--shiki-default-bg);font-style: var(--shiki-default-font-style);font-weight: var(--shiki-default-font-weight);text-decoration: var(--shiki-default-text-decoration);}html .shiki span {color: var(--shiki-default);background: var(--shiki-default-bg);font-style: var(--shiki-default-font-style);font-weight: var(--shiki-default-font-weight);text-decoration: var(--shiki-default-text-decoration);}",{"title":121,"searchDepth":186,"depth":186,"links":187},2,[188,189,190,191,192],{"id":24,"depth":186,"text":25},{"id":67,"depth":186,"text":68},{"id":110,"depth":186,"text":111},{"id":149,"depth":186,"text":150},{"id":176,"depth":186,"text":177},[194,195,196],"product","engineering","guide",null,"2026-02-12","Official Agent Skills for BlindPay. Teach AI assistants domain knowledge for integrating stablecoin payment infrastructure. Install in Cursor, Claude Code, or Codex to get instant expertise on payouts, payins, customers, bank accounts and more.","md",[202,205,208,211],{"q":203,"a":204},"What are BlindPay Agent Skills?","BlindPay Agent Skills are the official Agent Skills that teach AI assistants like Cursor, Claude Code, and Codex how BlindPay's stablecoin payment infrastructure works. You can prototype integrations and debug flows in plain English instead of digging through API docs.",{"q":206,"a":207},"How do I install BlindPay Agent Skills?","Run `npx skills add blindpaylabs\u002Fblindpay-skills`. Skills activate automatically when a relevant task is detected, with no extra configuration.",{"q":209,"a":210},"What is the difference between Agent Skills and the BlindPay MCP Server?","Agent Skills give an AI assistant knowledge to understand BlindPay concepts and flows; the MCP Server gives it tools to execute operations like creating customers or processing payouts. Many developers use both together.",{"q":212,"a":213},"Which platforms support BlindPay Agent Skills?","Cursor, Claude Code, Codex, and other AI assistants that support Agent Skills.",true,false,{},"\u002Fblog\u002Fagent-skills","---\ntitle: \"BlindPay Agent Skills\"\ndescription: \"Official Agent Skills for BlindPay. Teach AI assistants domain knowledge for integrating stablecoin payment infrastructure. Install in Cursor, Claude Code, or Codex to get instant expertise on payouts, payins, customers, bank accounts and more.\"\ndate: \"2026-02-12\"\ncategories: [\"product\", \"engineering\", \"guide\"]\nauthor: \"Eric Viana\"\nthumbnail: \"\u002Fimages\u002Fblog\u002Fagent-skills.png\"\nisBlog: true\nfaq:\n  - q: \"What are BlindPay Agent Skills?\"\n    a: \"BlindPay Agent Skills are the official Agent Skills that teach AI assistants like Cursor, Claude Code, and Codex how BlindPay's stablecoin payment infrastructure works. You can prototype integrations and debug flows in plain English instead of digging through API docs.\"\n  - q: \"How do I install BlindPay Agent Skills?\"\n    a: \"Run `npx skills add blindpaylabs\u002Fblindpay-skills`. Skills activate automatically when a relevant task is detected, with no extra configuration.\"\n  - q: \"What is the difference between Agent Skills and the BlindPay MCP Server?\"\n    a: \"Agent Skills give an AI assistant knowledge to understand BlindPay concepts and flows; the MCP Server gives it tools to execute operations like creating customers or processing payouts. Many developers use both together.\"\n  - q: \"Which platforms support BlindPay Agent Skills?\"\n    a: \"Cursor, Claude Code, Codex, and other AI assistants that support Agent Skills.\"\n---\n\n![BlindPay Agent Skills](\u002Fimages\u002Fblog\u002Fagent-skills.png)\n\nAI coding assistants are powerful, but they need domain knowledge to build payment integrations effectively. BlindPay Agent Skills fill that gap. They teach your AI assistant how BlindPay's stablecoin payment infrastructure works so you can ask questions, prototype integrations, and debug flows in plain English instead of digging through API docs.\n\n## Overview\n\nBlindPay Agent Skills are the official [Agent Skills](https:\u002F\u002Fagentskills.io) for BlindPay. Once installed, they provide AI assistants (Cursor, Claude Code, Codex and others) with domain expertise for:\n\n- Payout flows (stablecoin to fiat)\n- Payin flows (fiat to stablecoin)\n- Customer creation and KYC\u002FKYB requirements\n- Bank account setup across rails (ACH, Wire, PIX, SPEI, SWIFT)\n- Quote generation and token approvals\n- Virtual accounts and offramp wallets\n- Webhooks and event handling\n\nSkills work alongside your usual workflow. When you ask a question or start a task that touches payment logic, the assistant automatically uses this knowledge to give accurate, context-aware answers. No need to copy-paste docs or remember parameter names.\n\n## How It Differs From MCP\n\nYou may have seen our [BlindPay MCP Server](\u002Fblog\u002Fmcp). It connects AI assistants directly to BlindPay's API so they can execute operations. Agent Skills are different:\n\n- **MCP** = tools. It gives your assistant the ability to _do_ things (create customers, generate quotes, process payouts).\n- **Skills** = knowledge. They give your assistant the ability to _understand_ BlindPay concepts, flows and best practices.\n\nUse Skills when you want to understand _how_ something works or brainstorm integration design. Use MCP when you want the assistant to perform operations on your behalf. Many developers use both together.\n\n## Installation\n\nInstallation is the same across supported platforms. Just run:\n\n```bash\nnpx skills add blindpaylabs\u002Fblindpay-skills\n```\n\nAfter installation, skills activate automatically when relevant tasks are detected. No extra configuration required.\n\n## Example Prompts\n\nOnce installed, you can ask things like:\n\n- \"Explain the complete payout flow from quote to execution\"\n- \"Walk me through creating a customer with enhanced KYC\"\n- \"How do I create a SWIFT bank account?\"\n- \"What are the KYC requirements for a business customer?\"\n- \"How do I test payouts using the USDB test token?\"\n\nThe assistant uses the skills to answer with accurate, up-to-date guidance tied to BlindPay's API and flows.\n\n## Conclusion\n\nBlindPay Agent Skills bridge the gap between powerful AI coding assistants and specialized payment infrastructure knowledge. By teaching your AI assistant how BlindPay works, you can build integrations faster, onboard developers more efficiently, and spend less time context-switching between docs and code.\n",{"title":6,"description":199},"blog\u002Fagent-skills","pRAWA26zuWRiVbF5PsVbkvrD8VVgAGSI6B3Q2aK38Z4",{"id":223,"title":224,"author":225,"body":226,"categories":432,"category":197,"categoryType":197,"date":436,"description":437,"extension":200,"faq":438,"howto":197,"isBlog":214,"isChangelog":215,"meta":451,"navigation":214,"path":452,"rawbody":453,"seo":454,"stem":455,"thumbnail":232,"__hash__":456},"content\u002Fblog\u002Fbcb-resolution-561-efx-stablecoins.md","BCB Resolution 561: New eFX Rules for Stablecoins in Brazil and Why BlindPay Is Unaffected","Bernardo Simonassi",{"type":9,"value":227,"toc":425},[228,233,252,259,264,275,286,293,300,304,311,327,330,344,355,365,370,376,379,383,390,404,407,411,414,417],[12,229,230],{},[15,231],{"alt":224,"src":232},"\u002Fimages\u002Fblog\u002Fbcb-resolution.png",[12,234,235,236,239,240,243,244,247,248,251],{},"On April 30, 2026, the Brazilian Central Bank (BCB) published ",[82,237,238],{},"Resolution BCB nº 561\u002F2026",", which amends Resolution BCB nº 277\u002F2022, particularly the chapter on the international payment and transfer service known as ",[82,241,242],{},"eFX",". Contrary to what has been circulating in the media and on social networks, the new rule does ",[82,245,246],{},"not"," alter BlindPay's business model, much less make it unviable. The new rule changed provisions applicable to a specific type of remittance abroad (eFX), which is ",[82,249,250],{},"not used by BlindPay"," in its business model.",[12,253,254,255,258],{},"This post explains exactly what changed, what the rule actually targets, and why ",[82,256,257],{},"our operations and the stablecoin-powered payment routes we offer remain unaffected",".",[260,261,263],"h3",{"id":262},"what-resolution-561-actually-changes","What Resolution 561 Actually Changes",[12,265,266,267,270,271,274],{},"Among other adjustments, Resolution BCB nº 561\u002F2026 introduces ",[82,268,269],{},"article 50"," to Resolution BCB nº 277\u002F2022. Article 50 establishes that payments or receipts between an eFX provider and its foreign counterparty must occur ",[82,272,273],{},"exclusively"," through:",[38,276,277,283],{},[41,278,279,280],{},"A foreign exchange (câmbio) operation, ",[82,281,282],{},"or",[41,284,285],{},"Movements in a non-resident reais account held in Brazil.",[12,287,288,289,292],{},"The use of virtual assets in this settlement relationship between the eFX provider and the foreign counterparty is ",[82,290,291],{},"prohibited",". The same regulation also details operational definitions relevant to eFX (such as \"remitting user\", \"receiving user\", and \"foreign counterparty\") and reinforces governance duties, information custody, and other obligations applicable to eFX providers.",[12,294,295,296,299],{},"This is a ",[82,297,298],{},"targeted operational rule for licensed eFX providers",". It does not ban individuals or companies from buying, selling, or holding stablecoins, prohibit peer-to-peer transfers of virtual assets, or restrict the use of stablecoins outside the eFX framework.",[260,301,303],{"id":302},"why-this-does-not-affect-blindpay","Why This Does Not Affect BlindPay",[12,305,306,307,310],{},"To begin with, ",[82,308,309],{},"BlindPay does not operate as an eFX provider",". In objective terms, our services consist of:",[312,313,314,320],"ol",{},[41,315,316,319],{},[82,317,318],{},"The sale of stablecoins"," to users residing in Brazil, against payment in reais via transfer to a non-resident bank account held by Blind Pay, Inc. (\"BlindPay\") in Brazil; and",[41,321,322,323,326],{},"When requested by the user, ",[82,324,325],{},"the transfer of the virtual asset (stablecoin)"," from a wallet owned by BlindPay to another wallet indicated by the user abroad (whether owned by the user or by a third party).",[12,328,329],{},"From a regulatory standpoint, this operation involves two flows:",[38,331,332,338],{},[41,333,334,337],{},[82,335,336],{},"First flow:"," acquisition of an asset abroad (the stablecoin) by a customer residing in Brazil.",[41,339,340,343],{},[82,341,342],{},"Second flow:"," international transfer with virtual assets under Resolution 277\u002F2022, carried out under a regime distinct from the eFX framework.",[12,345,346,347,350,351,354],{},"If our structure relied on an eFX service provider, the prohibition introduced by Resolution 561\u002F2026 would apply to the ",[82,348,349],{},"first flow",": the settlement of the asset acquisition (the stablecoin) by the eFX provider to its foreign counterparty could not be performed directly with a virtual asset. However, in BlindPay's business model, the acquisition of stablecoins by the Brazilian-resident customer is operationalized ",[82,352,353],{},"exclusively through movements in a non-resident reais account held in Brazil",". It does not involve and is not related to the provision of eFX services, which is the focus of the prohibitions in Resolution 561\u002F2026.",[12,356,357,358,361,362,258],{},"As for the ",[82,359,360],{},"second flow",", it is an international transfer or payment with a virtual asset, an operation ",[82,363,364],{},"expressly contemplated by article 76-A of Resolution 277\u002F2022",[12,366,367],{},[82,368,369],{},"Our legal counsel has reviewed Resolution 561 in detail and confirms:",[371,372,373],"blockquote",{},[12,374,375],{},"\"Based on the structure of the service provided by BlindPay and the purpose of article 50 (settlement rules between an eFX provider and its foreign counterparty), the regulation does not prevent the continuity of the services in their current format.\"",[12,377,378],{},"BlindPay continues to monitor the regulatory developments applicable to virtual assets and payment services, maintaining policies and internal controls focused on regulatory compliance and operational security, including customer identification, anti-money-laundering prevention, and operational traceability.",[260,380,382],{"id":381},"what-this-means-for-businesses-using-blindpay","What This Means for Businesses Using BlindPay",[12,384,385,386,389],{},"If you're already moving money with us, ",[82,387,388],{},"nothing changes",":",[38,391,392,395,398,401],{},[41,393,394],{},"Settlement speeds stay the same (often seconds to minutes)",[41,396,397],{},"Costs remain significantly lower than legacy correspondent banking",[41,399,400],{},"Compliance and audit trails are still built-in and automated",[41,402,403],{},"You can keep using stablecoins as part of your global treasury strategy",[12,405,406],{},"For CFOs and CEOs expanding in Brazil or Latin America, this regulatory clarification actually reinforces why orchestration platforms like BlindPay are the future: we adapt to evolving rules while keeping the benefits of stablecoins and instant rails intact.",[260,408,410],{"id":409},"looking-ahead","Looking Ahead",[12,412,413],{},"The BCB continues to modernize Brazil's payment ecosystem while maintaining strong oversight. We welcome clear rules that bring more transparency and security to cross-border finance, and we remain committed to building the infrastructure that lets businesses thrive within them.",[12,415,416],{},"If you have questions about how Resolution 561 (or any other regulatory update) affects your specific payment flows, our team is ready to walk you through it.",[12,418,419,420],{},"Ready to orchestrate faster, cheaper, and compliant global payments? ",[30,421,424],{"href":422,"rel":423},"https:\u002F\u002Fblindpay.com\u002Fcontact",[34],"Book a demo with BlindPay",{"title":121,"searchDepth":186,"depth":186,"links":426},[427,429,430,431],{"id":262,"depth":428,"text":263},3,{"id":302,"depth":428,"text":303},{"id":381,"depth":428,"text":382},{"id":409,"depth":428,"text":410},[433,434,435],"regulatory","stablecoins","brazil-payments","2026-05-05","Brazil's Central Bank just updated rules for eFX international payments. Here's a clear breakdown of Resolution 561, what it actually prohibits, and why BlindPay's stablecoin + local rails model continues to deliver faster, cheaper, and fully compliant cross-border payments for businesses.",[439,442,445,448],{"q":440,"a":441},"Does BCB Resolution 561 affect BlindPay?","No. BlindPay does not operate as an eFX provider, so the article 50 settlement prohibition does not apply to its business model. Settlement speed, costs, and compliance stay the same.",{"q":443,"a":444},"What does BCB Resolution 561 actually prohibit?","It bars licensed eFX providers from settling with their foreign counterparty using virtual assets; settlement must occur through an FX operation or a non-resident reais account held in Brazil. It does not ban buying, selling, holding, or transferring stablecoins outside the eFX framework.",{"q":446,"a":447},"Can Brazilian businesses still use stablecoins after Resolution 561?","Yes. The rule is a targeted operational rule for eFX providers and does not restrict stablecoin use, peer-to-peer transfers, or BlindPay's stablecoin plus local rails model.",{"q":449,"a":450},"Does anything change for businesses already using BlindPay?","No. Settlement speeds, costs, and the built-in compliance and audit trails all stay the same.",{},"\u002Fblog\u002Fbcb-resolution-561-efx-stablecoins","---\ntitle: \"BCB Resolution 561: New eFX Rules for Stablecoins in Brazil and Why BlindPay Is Unaffected\"\ndescription: \"Brazil's Central Bank just updated rules for eFX international payments. Here's a clear breakdown of Resolution 561, what it actually prohibits, and why BlindPay's stablecoin + local rails model continues to deliver faster, cheaper, and fully compliant cross-border payments for businesses.\"\ndate: \"2026-05-05\"\ncategories: [\"regulatory\", \"stablecoins\", \"brazil-payments\"]\nauthor: \"Bernardo Simonassi\"\nthumbnail: \"\u002Fimages\u002Fblog\u002Fbcb-resolution.png\"\nisBlog: true\nfaq:\n  - q: \"Does BCB Resolution 561 affect BlindPay?\"\n    a: \"No. BlindPay does not operate as an eFX provider, so the article 50 settlement prohibition does not apply to its business model. Settlement speed, costs, and compliance stay the same.\"\n  - q: \"What does BCB Resolution 561 actually prohibit?\"\n    a: \"It bars licensed eFX providers from settling with their foreign counterparty using virtual assets; settlement must occur through an FX operation or a non-resident reais account held in Brazil. It does not ban buying, selling, holding, or transferring stablecoins outside the eFX framework.\"\n  - q: \"Can Brazilian businesses still use stablecoins after Resolution 561?\"\n    a: \"Yes. The rule is a targeted operational rule for eFX providers and does not restrict stablecoin use, peer-to-peer transfers, or BlindPay's stablecoin plus local rails model.\"\n  - q: \"Does anything change for businesses already using BlindPay?\"\n    a: \"No. Settlement speeds, costs, and the built-in compliance and audit trails all stay the same.\"\n---\n\n![BCB Resolution 561: New eFX Rules for Stablecoins in Brazil and Why BlindPay Is Unaffected](\u002Fimages\u002Fblog\u002Fbcb-resolution.png)\n\nOn April 30, 2026, the Brazilian Central Bank (BCB) published **Resolution BCB nº 561\u002F2026**, which amends Resolution BCB nº 277\u002F2022, particularly the chapter on the international payment and transfer service known as **eFX**. Contrary to what has been circulating in the media and on social networks, the new rule does **not** alter BlindPay's business model, much less make it unviable. The new rule changed provisions applicable to a specific type of remittance abroad (eFX), which is **not used by BlindPay** in its business model.\n\nThis post explains exactly what changed, what the rule actually targets, and why **our operations and the stablecoin-powered payment routes we offer remain unaffected**.\n\n### What Resolution 561 Actually Changes\n\nAmong other adjustments, Resolution BCB nº 561\u002F2026 introduces **article 50** to Resolution BCB nº 277\u002F2022. Article 50 establishes that payments or receipts between an eFX provider and its foreign counterparty must occur **exclusively** through:\n\n- A foreign exchange (câmbio) operation, **or**\n- Movements in a non-resident reais account held in Brazil.\n\nThe use of virtual assets in this settlement relationship between the eFX provider and the foreign counterparty is **prohibited**. The same regulation also details operational definitions relevant to eFX (such as \"remitting user\", \"receiving user\", and \"foreign counterparty\") and reinforces governance duties, information custody, and other obligations applicable to eFX providers.\n\nThis is a **targeted operational rule for licensed eFX providers**. It does not ban individuals or companies from buying, selling, or holding stablecoins, prohibit peer-to-peer transfers of virtual assets, or restrict the use of stablecoins outside the eFX framework.\n\n### Why This Does Not Affect BlindPay\n\nTo begin with, **BlindPay does not operate as an eFX provider**. In objective terms, our services consist of:\n\n1. **The sale of stablecoins** to users residing in Brazil, against payment in reais via transfer to a non-resident bank account held by Blind Pay, Inc. (\"BlindPay\") in Brazil; and\n2. When requested by the user, **the transfer of the virtual asset (stablecoin)** from a wallet owned by BlindPay to another wallet indicated by the user abroad (whether owned by the user or by a third party).\n\nFrom a regulatory standpoint, this operation involves two flows:\n\n- **First flow:** acquisition of an asset abroad (the stablecoin) by a customer residing in Brazil.\n- **Second flow:** international transfer with virtual assets under Resolution 277\u002F2022, carried out under a regime distinct from the eFX framework.\n\nIf our structure relied on an eFX service provider, the prohibition introduced by Resolution 561\u002F2026 would apply to the **first flow**: the settlement of the asset acquisition (the stablecoin) by the eFX provider to its foreign counterparty could not be performed directly with a virtual asset. However, in BlindPay's business model, the acquisition of stablecoins by the Brazilian-resident customer is operationalized **exclusively through movements in a non-resident reais account held in Brazil**. It does not involve and is not related to the provision of eFX services, which is the focus of the prohibitions in Resolution 561\u002F2026.\n\nAs for the **second flow**, it is an international transfer or payment with a virtual asset, an operation **expressly contemplated by article 76-A of Resolution 277\u002F2022**.\n\n**Our legal counsel has reviewed Resolution 561 in detail and confirms:**\n\n> \"Based on the structure of the service provided by BlindPay and the purpose of article 50 (settlement rules between an eFX provider and its foreign counterparty), the regulation does not prevent the continuity of the services in their current format.\"\n\nBlindPay continues to monitor the regulatory developments applicable to virtual assets and payment services, maintaining policies and internal controls focused on regulatory compliance and operational security, including customer identification, anti-money-laundering prevention, and operational traceability.\n\n### What This Means for Businesses Using BlindPay\n\nIf you're already moving money with us, **nothing changes**:\n\n- Settlement speeds stay the same (often seconds to minutes)\n- Costs remain significantly lower than legacy correspondent banking\n- Compliance and audit trails are still built-in and automated\n- You can keep using stablecoins as part of your global treasury strategy\n\nFor CFOs and CEOs expanding in Brazil or Latin America, this regulatory clarification actually reinforces why orchestration platforms like BlindPay are the future: we adapt to evolving rules while keeping the benefits of stablecoins and instant rails intact.\n\n### Looking Ahead\n\nThe BCB continues to modernize Brazil's payment ecosystem while maintaining strong oversight. We welcome clear rules that bring more transparency and security to cross-border finance, and we remain committed to building the infrastructure that lets businesses thrive within them.\n\nIf you have questions about how Resolution 561 (or any other regulatory update) affects your specific payment flows, our team is ready to walk you through it.\n\nReady to orchestrate faster, cheaper, and compliant global payments? [Book a demo with BlindPay](https:\u002F\u002Fblindpay.com\u002Fcontact)\n",{"title":224,"description":437},"blog\u002Fbcb-resolution-561-efx-stablecoins","Sg4Y8Qb5W74eofGETzUUc8PHp9_cQPThrdZnl4V4YQU",{"id":458,"title":459,"author":460,"body":461,"categories":515,"category":197,"categoryType":197,"date":517,"description":518,"extension":200,"faq":519,"howto":197,"isBlog":214,"isChangelog":215,"meta":532,"navigation":214,"path":533,"rawbody":534,"seo":535,"stem":536,"thumbnail":468,"__hash__":537},"content\u002Fblog\u002Fblindpay-seed-round.md","BlindPay Raises $3.3M Seed Round","João Borges",{"type":9,"value":462,"toc":513},[463,469,504,507,510],[12,464,465],{},[15,466],{"alt":467,"src":468},"BlindPay Seed Round","https:\u002F\u002Fpub-4fabf5dd55154f19a0384b16f2b816d9.r2.dev\u002Fblindpay-seed-round-wide.png",[12,470,471,472,477,478,477,483,477,488,477,493,477,498,503],{},"BlindPay (YC W25) raised $3.3M in a seed round from ",[30,473,476],{"href":474,"rel":475},"https:\u002F\u002Fwww.ycombinator.com\u002Fcompanies\u002Fblindpay",[34],"Y Combinator",", ",[30,479,482],{"href":480,"rel":481},"https:\u002F\u002F468cap.com\u002F",[34],"468 Capital",[30,484,487],{"href":485,"rel":486},"https:\u002F\u002Fwww.circle.com\u002Fcircle-ventures",[34],"Circle Ventures",[30,489,492],{"href":490,"rel":491},"https:\u002F\u002Fbitso.com\u002Fbusiness",[34],"Bitso Business",[30,494,497],{"href":495,"rel":496},"https:\u002F\u002Fwww.transposeplatform.vc\u002F",[34],"Transpose Platform",[30,499,502],{"href":500,"rel":501},"https:\u002F\u002Facaciainvest.com\u002F",[34],"Acacia Venture Capital Partners",", and angel investors including Jawed Karim (YouTube cofounder), Raphael Dyxklay, and Caetano Lacerda (co-founder Barte).",[12,505,506],{},"Our mission is simple: build a better global payment infrastructure with stablecoins, giving businesses the tools to move money across borders, stay compliant, and open virtual US accounts in minutes, all through one API built for developers.",[12,508,509],{},"In 2025 alone we've already processed over $125 million in transfers, with $46 million in July alone, and this is just the beginning.",[12,511,512],{},"Thank you to everyone who has supported us along the way. We're incredibly excited to keep building the future of global payments!",{"title":121,"searchDepth":186,"depth":186,"links":514},[],[516],"company","2025-08-01","BlindPay (YC W25) raised $3.3M in a seed round from Y Combinator, 468 Capital, Circle Ventures, Bitso Business, and angel investors including Jawed Karim (YouTube cofounder).",[520,523,526,529],{"q":521,"a":522},"How much did BlindPay raise in its seed round?","BlindPay raised $3.3M in its seed round.",{"q":524,"a":525},"Who invested in BlindPay's seed round?","Y Combinator, 468 Capital, Circle Ventures, Bitso Business, Transpose Platform, and Acacia Venture Capital Partners, plus angel investors including Jawed Karim (YouTube co-founder), Raphael Dyxklay, and Caetano Lacerda.",{"q":527,"a":528},"How much payment volume has BlindPay processed?","BlindPay processed over $125 million in transfers in 2025, including $46 million in July 2025 alone.",{"q":530,"a":531},"What does BlindPay do?","BlindPay is global payment infrastructure built on stablecoins, letting businesses move money across borders, stay compliant, and open virtual US accounts in minutes through one developer API.",{},"\u002Fblog\u002Fblindpay-seed-round","---\ntitle: \"BlindPay Raises $3.3M Seed Round\"\ndescription: \"BlindPay (YC W25) raised $3.3M in a seed round from Y Combinator, 468 Capital, Circle Ventures, Bitso Business, and angel investors including Jawed Karim (YouTube cofounder).\"\ndate: \"2025-08-01\"\ncategories: [\"company\"]\nauthor: \"João Borges\"\nthumbnail: \"https:\u002F\u002Fpub-4fabf5dd55154f19a0384b16f2b816d9.r2.dev\u002Fblindpay-seed-round-wide.png\"\nisBlog: true\nfaq:\n  - q: \"How much did BlindPay raise in its seed round?\"\n    a: \"BlindPay raised $3.3M in its seed round.\"\n  - q: \"Who invested in BlindPay's seed round?\"\n    a: \"Y Combinator, 468 Capital, Circle Ventures, Bitso Business, Transpose Platform, and Acacia Venture Capital Partners, plus angel investors including Jawed Karim (YouTube co-founder), Raphael Dyxklay, and Caetano Lacerda.\"\n  - q: \"How much payment volume has BlindPay processed?\"\n    a: \"BlindPay processed over $125 million in transfers in 2025, including $46 million in July 2025 alone.\"\n  - q: \"What does BlindPay do?\"\n    a: \"BlindPay is global payment infrastructure built on stablecoins, letting businesses move money across borders, stay compliant, and open virtual US accounts in minutes through one developer API.\"\n---\n\n![BlindPay Seed Round](https:\u002F\u002Fpub-4fabf5dd55154f19a0384b16f2b816d9.r2.dev\u002Fblindpay-seed-round-wide.png)\n\nBlindPay (YC W25) raised $3.3M in a seed round from [Y Combinator](https:\u002F\u002Fwww.ycombinator.com\u002Fcompanies\u002Fblindpay), [468 Capital](https:\u002F\u002F468cap.com\u002F), [Circle Ventures](https:\u002F\u002Fwww.circle.com\u002Fcircle-ventures), [Bitso Business](https:\u002F\u002Fbitso.com\u002Fbusiness), [Transpose Platform](https:\u002F\u002Fwww.transposeplatform.vc\u002F), [Acacia Venture Capital Partners](https:\u002F\u002Facaciainvest.com\u002F), and angel investors including Jawed Karim (YouTube cofounder), Raphael Dyxklay, and Caetano Lacerda (co-founder Barte).\n\nOur mission is simple: build a better global payment infrastructure with stablecoins, giving businesses the tools to move money across borders, stay compliant, and open virtual US accounts in minutes, all through one API built for developers.\n\nIn 2025 alone we've already processed over $125 million in transfers, with $46 million in July alone, and this is just the beginning.\n\nThank you to everyone who has supported us along the way. We're incredibly excited to keep building the future of global payments!\n",{"title":459,"description":518},"blog\u002Fblindpay-seed-round","P4J38xPc7nq-KC85PhlLoXr9nwg_5vvEl993GeaJoPs",{"id":539,"title":540,"author":541,"body":542,"categories":1144,"category":197,"categoryType":197,"date":1145,"description":1146,"extension":200,"faq":1147,"howto":197,"isBlog":214,"isChangelog":215,"meta":1160,"navigation":214,"path":1161,"rawbody":1162,"seo":1163,"stem":1164,"thumbnail":548,"__hash__":1165},"content\u002Fblog\u002Fcli.md","BlindPay CLI","Alves",{"type":9,"value":543,"toc":1130},[544,549,559,562,564,567,587,590,616,620,629,671,675,686,690,693,737,741,744,796,800,803,842,846,849,882,886,889,919,923,926,929,974,1026,1038,1042,1058,1062,1065,1119,1127],[12,545,546],{},[15,547],{"alt":540,"src":548},"\u002Fimages\u002Fblog\u002Fcli.png",[12,550,551,552,555,556,558],{},"BlindPay is the most AI-native stablecoin infrastructure available today. Every layer of the platform, the API, the ",[30,553,554],{"href":74},"MCP Server",", the ",[30,557,35],{"href":217},", and now the CLI, is built so that AI agents and developers can operate global payment infrastructure with equal ease. No other stablecoin platform offers this depth of integration.",[12,560,561],{},"The BlindPay CLI brings the full power of that infrastructure to your terminal. You or any AI agent can manage customers, execute payouts, create virtual accounts and configure webhooks without leaving your shell. It works for developers typing commands by hand, and it works just as well for AI agents like Claude, Codex, and automation scripts that need structured, predictable output.",[22,563,111],{"id":110},[12,565,566],{},"Install globally with npm:",[116,568,570],{"className":118,"code":569,"language":120,"meta":121,"style":121},"npm install -g @blindpay\u002Fcli\n",[123,571,572],{"__ignoreMap":121},[126,573,574,577,580,584],{"class":128,"line":129},[126,575,576],{"class":132},"npm",[126,578,579],{"class":136}," install",[126,581,583],{"class":582},"sYu0t"," -g",[126,585,586],{"class":136}," @blindpay\u002Fcli\n",[12,588,589],{},"Or run without installing:",[116,591,593],{"className":118,"code":592,"language":120,"meta":121,"style":121},"npx @blindpay\u002Fcli \u003Ccommand>\n",[123,594,595],{"__ignoreMap":121},[126,596,597,599,602,606,609,613],{"class":128,"line":129},[126,598,133],{"class":132},[126,600,601],{"class":136}," @blindpay\u002Fcli",[126,603,605],{"class":604},"sD7c4"," \u003C",[126,607,608],{"class":136},"comman",[126,610,612],{"class":611},"sgsFI","d",[126,614,615],{"class":604},">\n",[22,617,619],{"id":618},"setup","Setup",[12,621,622,623,628],{},"Grab your API key and instance ID from the ",[30,624,627],{"href":625,"rel":626},"https:\u002F\u002Fapp.blindpay.com",[34],"BlindPay dashboard"," and configure:",[116,630,632],{"className":118,"code":631,"language":120,"meta":121,"style":121},"blindpay config set --api-key \u003Cyour-api-key> --instance-id \u003Cyour-instance-id>\n",[123,633,634],{"__ignoreMap":121},[126,635,636,639,642,645,648,650,653,656,659,662,664,667,669],{"class":128,"line":129},[126,637,638],{"class":132},"blindpay",[126,640,641],{"class":136}," config",[126,643,644],{"class":136}," set",[126,646,647],{"class":582}," --api-key",[126,649,605],{"class":604},[126,651,652],{"class":136},"your-api-ke",[126,654,655],{"class":611},"y",[126,657,658],{"class":604},">",[126,660,661],{"class":582}," --instance-id",[126,663,605],{"class":604},[126,665,666],{"class":136},"your-instance-i",[126,668,612],{"class":611},[126,670,615],{"class":604},[22,672,674],{"id":673},"what-you-can-do","What You Can Do",[12,676,677,678,681,682,685],{},"The CLI covers the full BlindPay API surface. Every command supports ",[123,679,680],{},"--help"," for usage details and ",[123,683,684],{},"--json"," for machine-readable output.",[260,687,689],{"id":688},"customers-and-bank-accounts","Customers and Bank Accounts",[12,691,692],{},"Create and manage customers, attach bank accounts across multiple rails (ACH, Wire, PIX, SPEI, SWIFT), and configure blockchain wallets.",[116,694,696],{"className":118,"code":695,"language":120,"meta":121,"style":121},"blindpay customers create\nblindpay bank_accounts create --customer-id re_...\nblindpay blockchain_wallets create --customer-id re_...\n",[123,697,698,708,724],{"__ignoreMap":121},[126,699,700,702,705],{"class":128,"line":129},[126,701,638],{"class":132},[126,703,704],{"class":136}," customers",[126,706,707],{"class":136}," create\n",[126,709,710,712,715,718,721],{"class":128,"line":186},[126,711,638],{"class":132},[126,713,714],{"class":136}," bank_accounts",[126,716,717],{"class":136}," create",[126,719,720],{"class":582}," --customer-id",[126,722,723],{"class":136}," re_...\n",[126,725,726,728,731,733,735],{"class":128,"line":428},[126,727,638],{"class":132},[126,729,730],{"class":136}," blockchain_wallets",[126,732,717],{"class":136},[126,734,720],{"class":582},[126,736,723],{"class":136},[260,738,740],{"id":739},"payouts-and-payins","Payouts and Payins",[12,742,743],{},"Generate quotes with real-time FX rates, then execute payouts and payins in a single flow.",[116,745,747],{"className":118,"code":746,"language":120,"meta":121,"style":121},"blindpay quotes create\nblindpay payouts create --quote-id qu_...\nblindpay payin_quotes create\nblindpay payins create --quote-id qu_...\n",[123,748,749,758,773,782],{"__ignoreMap":121},[126,750,751,753,756],{"class":128,"line":129},[126,752,638],{"class":132},[126,754,755],{"class":136}," quotes",[126,757,707],{"class":136},[126,759,760,762,765,767,770],{"class":128,"line":186},[126,761,638],{"class":132},[126,763,764],{"class":136}," payouts",[126,766,717],{"class":136},[126,768,769],{"class":582}," --quote-id",[126,771,772],{"class":136}," qu_...\n",[126,774,775,777,780],{"class":128,"line":428},[126,776,638],{"class":132},[126,778,779],{"class":136}," payin_quotes",[126,781,707],{"class":136},[126,783,785,787,790,792,794],{"class":128,"line":784},4,[126,786,638],{"class":132},[126,788,789],{"class":136}," payins",[126,791,717],{"class":136},[126,793,769],{"class":582},[126,795,772],{"class":136},[260,797,799],{"id":798},"virtual-accounts-and-offramp-wallets","Virtual Accounts and Offramp Wallets",[12,801,802],{},"Create virtual accounts for receiving payments and list offramp wallets for on-chain settlement.",[116,804,806],{"className":118,"code":805,"language":120,"meta":121,"style":121},"blindpay virtual_accounts create --customer-id re_...\nblindpay offramp_wallets list --customer-id re_... --bank-account-id ba_...\n",[123,807,808,821],{"__ignoreMap":121},[126,809,810,812,815,817,819],{"class":128,"line":129},[126,811,638],{"class":132},[126,813,814],{"class":136}," virtual_accounts",[126,816,717],{"class":136},[126,818,720],{"class":582},[126,820,723],{"class":136},[126,822,823,825,828,831,833,836,839],{"class":128,"line":186},[126,824,638],{"class":132},[126,826,827],{"class":136}," offramp_wallets",[126,829,830],{"class":136}," list",[126,832,720],{"class":582},[126,834,835],{"class":136}," re_...",[126,837,838],{"class":582}," --bank-account-id",[126,840,841],{"class":136}," ba_...\n",[260,843,845],{"id":844},"webhooks-api-keys-and-partner-fees","Webhooks, API Keys, and Partner Fees",[12,847,848],{},"Configure webhook endpoints, manage API keys, and set up partner fees directly from the CLI.",[116,850,852],{"className":118,"code":851,"language":120,"meta":121,"style":121},"blindpay webhook_endpoints create\nblindpay api_keys list\nblindpay partner_fees create\n",[123,853,854,863,873],{"__ignoreMap":121},[126,855,856,858,861],{"class":128,"line":129},[126,857,638],{"class":132},[126,859,860],{"class":136}," webhook_endpoints",[126,862,707],{"class":136},[126,864,865,867,870],{"class":128,"line":186},[126,866,638],{"class":132},[126,868,869],{"class":136}," api_keys",[126,871,872],{"class":136}," list\n",[126,874,875,877,880],{"class":128,"line":428},[126,876,638],{"class":132},[126,878,879],{"class":136}," partner_fees",[126,881,707],{"class":136},[260,883,885],{"id":884},"reference-data","Reference Data",[12,887,888],{},"Check supported payment rails and the bank detail fields required for each one.",[116,890,892],{"className":118,"code":891,"language":120,"meta":121,"style":121},"blindpay available rails\nblindpay available bank_details --rail pix\n",[123,893,894,904],{"__ignoreMap":121},[126,895,896,898,901],{"class":128,"line":129},[126,897,638],{"class":132},[126,899,900],{"class":136}," available",[126,902,903],{"class":136}," rails\n",[126,905,906,908,910,913,916],{"class":128,"line":186},[126,907,638],{"class":132},[126,909,900],{"class":136},[126,911,912],{"class":136}," bank_details",[126,914,915],{"class":582}," --rail",[126,917,918],{"class":136}," pix\n",[22,920,922],{"id":921},"built-for-humans-and-ai-agents","Built for Humans and AI Agents",[12,924,925],{},"The CLI is designed from the ground up to be used by both humans and AI agents. If you use Claude, Codex, or any LLM-based coding assistant, they can run BlindPay CLI commands directly as part of their workflow.",[12,927,928],{},"What makes it agent-friendly:",[38,930,931,939,947,965],{},[41,932,933,938],{},[82,934,935,937],{},[123,936,684],{}," flag"," on every command returns structured JSON output that agents can parse without guessing",[41,940,941,946],{},[82,942,943],{},[123,944,945],{},"blindpay schema"," returns full field definitions, types, defaults, and enums as JSON, so an agent can discover the API surface and build valid commands without external documentation",[41,948,949,952,953,956,957,960,961,964],{},[82,950,951],{},"Predictable exit codes",": ",[123,954,955],{},"0"," for success, ",[123,958,959],{},"1"," for user error, ",[123,962,963],{},"2"," for API error",[41,966,967,970,971,973],{},[82,968,969],{},"Structured errors"," when ",[123,972,684],{}," is active:",[116,975,979],{"className":976,"code":977,"language":978,"meta":121,"style":121},"language-json shiki shiki-themes github-light","{ \"error\": true, \"message\": \"...\", \"exitCode\": 2, \"statusCode\": 401 }\n","json",[123,980,981],{"__ignoreMap":121},[126,982,983,986,989,991,994,996,999,1001,1004,1006,1009,1011,1013,1015,1018,1020,1023],{"class":128,"line":129},[126,984,985],{"class":611},"{ ",[126,987,988],{"class":582},"\"error\"",[126,990,952],{"class":611},[126,992,993],{"class":582},"true",[126,995,477],{"class":611},[126,997,998],{"class":582},"\"message\"",[126,1000,952],{"class":611},[126,1002,1003],{"class":136},"\"...\"",[126,1005,477],{"class":611},[126,1007,1008],{"class":582},"\"exitCode\"",[126,1010,952],{"class":611},[126,1012,963],{"class":582},[126,1014,477],{"class":611},[126,1016,1017],{"class":582},"\"statusCode\"",[126,1019,952],{"class":611},[126,1021,1022],{"class":582},"401",[126,1024,1025],{"class":611}," }\n",[12,1027,1028,1029,1031,1032,1034,1035,1037],{},"An AI agent can install the CLI, run ",[123,1030,945],{}," to understand what resources and fields are available, then construct and execute commands autonomously. Combined with the ",[30,1033,554],{"href":74}," for direct tool-use and ",[30,1036,35],{"href":217}," for domain knowledge, BlindPay gives agents a complete integration surface that no other stablecoin platform provides.",[22,1039,1041],{"id":1040},"updating","Updating",[116,1043,1045],{"className":118,"code":1044,"language":120,"meta":121,"style":121},"npm install -g @blindpay\u002Fcli@latest\n",[123,1046,1047],{"__ignoreMap":121},[126,1048,1049,1051,1053,1055],{"class":128,"line":129},[126,1050,576],{"class":132},[126,1052,579],{"class":136},[126,1054,583],{"class":582},[126,1056,1057],{"class":136}," @blindpay\u002Fcli@latest\n",[22,1059,1061],{"id":1060},"get-started","Get Started",[12,1063,1064],{},"Install the CLI and connect it to your BlindPay instance in under a minute:",[116,1066,1068],{"className":118,"code":1067,"language":120,"meta":121,"style":121},"npm install -g @blindpay\u002Fcli\nblindpay config set --api-key \u003Cyour-api-key> --instance-id \u003Cyour-instance-id>\nblindpay customers list --json\n",[123,1069,1070,1080,1108],{"__ignoreMap":121},[126,1071,1072,1074,1076,1078],{"class":128,"line":129},[126,1073,576],{"class":132},[126,1075,579],{"class":136},[126,1077,583],{"class":582},[126,1079,586],{"class":136},[126,1081,1082,1084,1086,1088,1090,1092,1094,1096,1098,1100,1102,1104,1106],{"class":128,"line":186},[126,1083,638],{"class":132},[126,1085,641],{"class":136},[126,1087,644],{"class":136},[126,1089,647],{"class":582},[126,1091,605],{"class":604},[126,1093,652],{"class":136},[126,1095,655],{"class":611},[126,1097,658],{"class":604},[126,1099,661],{"class":582},[126,1101,605],{"class":604},[126,1103,666],{"class":136},[126,1105,612],{"class":611},[126,1107,615],{"class":604},[126,1109,1110,1112,1114,1116],{"class":128,"line":428},[126,1111,638],{"class":132},[126,1113,704],{"class":136},[126,1115,830],{"class":136},[126,1117,1118],{"class":582}," --json\n",[12,1120,1121,1122,258],{},"Source code and full command reference are available on ",[30,1123,1126],{"href":1124,"rel":1125},"https:\u002F\u002Fgithub.com\u002Fblindpaylabs\u002Fblindpay-cli",[34],"GitHub",[182,1128,1129],{},"html pre.shiki code .s7eDp, html code.shiki .s7eDp{--shiki-default:#6F42C1}html pre.shiki code .sYBdl, html code.shiki .sYBdl{--shiki-default:#032F62}html pre.shiki code .sYu0t, html code.shiki .sYu0t{--shiki-default:#005CC5}html .default .shiki span {color: var(--shiki-default);background: var(--shiki-default-bg);font-style: var(--shiki-default-font-style);font-weight: var(--shiki-default-font-weight);text-decoration: var(--shiki-default-text-decoration);}html .shiki span {color: var(--shiki-default);background: var(--shiki-default-bg);font-style: var(--shiki-default-font-style);font-weight: var(--shiki-default-font-weight);text-decoration: var(--shiki-default-text-decoration);}html pre.shiki code .sD7c4, html code.shiki .sD7c4{--shiki-default:#D73A49}html pre.shiki code .sgsFI, html code.shiki .sgsFI{--shiki-default:#24292E}",{"title":121,"searchDepth":186,"depth":186,"links":1131},[1132,1133,1134,1141,1142,1143],{"id":110,"depth":186,"text":111},{"id":618,"depth":186,"text":619},{"id":673,"depth":186,"text":674,"children":1135},[1136,1137,1138,1139,1140],{"id":688,"depth":428,"text":689},{"id":739,"depth":428,"text":740},{"id":798,"depth":428,"text":799},{"id":844,"depth":428,"text":845},{"id":884,"depth":428,"text":885},{"id":921,"depth":186,"text":922},{"id":1040,"depth":186,"text":1041},{"id":1060,"depth":186,"text":1061},[194,195,196],"2026-03-06","The official CLI for BlindPay, the most AI-native stablecoin infrastructure. Manage payouts, payins, customers, and bank accounts from your terminal. Built for developers and AI agents alike with structured JSON output, schema introspection, and predictable exit codes.",[1148,1151,1154,1157],{"q":1149,"a":1150},"How do I install the BlindPay CLI?","Run `npm install -g @blindpay\u002Fcli`, or run it without installing using `npx @blindpay\u002Fcli \u003Ccommand>`.",{"q":1152,"a":1153},"What can the BlindPay CLI do?","It covers the full BlindPay API surface: managing customers, bank accounts, payouts, payins, quotes, virtual accounts, offramp wallets, webhooks, API keys, and partner fees from your terminal.",{"q":1155,"a":1156},"Can AI agents use the BlindPay CLI?","Yes. Every command supports a `--json` flag for structured output, `blindpay schema` returns full field definitions, and exit codes are predictable, so agents can discover the API and run commands autonomously.",{"q":1158,"a":1159},"How do I configure the BlindPay CLI?","Run `blindpay config set --api-key \u003Cyour-api-key> --instance-id \u003Cyour-instance-id>` using the credentials from your BlindPay dashboard.",{},"\u002Fblog\u002Fcli","---\ntitle: \"BlindPay CLI\"\ndescription: \"The official CLI for BlindPay, the most AI-native stablecoin infrastructure. Manage payouts, payins, customers, and bank accounts from your terminal. Built for developers and AI agents alike with structured JSON output, schema introspection, and predictable exit codes.\"\ndate: \"2026-03-06\"\ncategories: [\"product\", \"engineering\", \"guide\"]\nauthor: \"Alves\"\nthumbnail: \"\u002Fimages\u002Fblog\u002Fcli.png\"\nisBlog: true\nfaq:\n  - q: \"How do I install the BlindPay CLI?\"\n    a: \"Run `npm install -g @blindpay\u002Fcli`, or run it without installing using `npx @blindpay\u002Fcli \u003Ccommand>`.\"\n  - q: \"What can the BlindPay CLI do?\"\n    a: \"It covers the full BlindPay API surface: managing customers, bank accounts, payouts, payins, quotes, virtual accounts, offramp wallets, webhooks, API keys, and partner fees from your terminal.\"\n  - q: \"Can AI agents use the BlindPay CLI?\"\n    a: \"Yes. Every command supports a `--json` flag for structured output, `blindpay schema` returns full field definitions, and exit codes are predictable, so agents can discover the API and run commands autonomously.\"\n  - q: \"How do I configure the BlindPay CLI?\"\n    a: \"Run `blindpay config set --api-key \u003Cyour-api-key> --instance-id \u003Cyour-instance-id>` using the credentials from your BlindPay dashboard.\"\n---\n\n![BlindPay CLI](\u002Fimages\u002Fblog\u002Fcli.png)\n\nBlindPay is the most AI-native stablecoin infrastructure available today. Every layer of the platform, the API, the [MCP Server](\u002Fblog\u002Fmcp), the [Agent Skills](\u002Fblog\u002Fagent-skills), and now the CLI, is built so that AI agents and developers can operate global payment infrastructure with equal ease. No other stablecoin platform offers this depth of integration.\n\nThe BlindPay CLI brings the full power of that infrastructure to your terminal. You or any AI agent can manage customers, execute payouts, create virtual accounts and configure webhooks without leaving your shell. It works for developers typing commands by hand, and it works just as well for AI agents like Claude, Codex, and automation scripts that need structured, predictable output.\n\n## Installation\n\nInstall globally with npm:\n\n```bash\nnpm install -g @blindpay\u002Fcli\n```\n\nOr run without installing:\n\n```bash\nnpx @blindpay\u002Fcli \u003Ccommand>\n```\n\n## Setup\n\nGrab your API key and instance ID from the [BlindPay dashboard](https:\u002F\u002Fapp.blindpay.com) and configure:\n\n```bash\nblindpay config set --api-key \u003Cyour-api-key> --instance-id \u003Cyour-instance-id>\n```\n\n## What You Can Do\n\nThe CLI covers the full BlindPay API surface. Every command supports `--help` for usage details and `--json` for machine-readable output.\n\n### Customers and Bank Accounts\n\nCreate and manage customers, attach bank accounts across multiple rails (ACH, Wire, PIX, SPEI, SWIFT), and configure blockchain wallets.\n\n```bash\nblindpay customers create\nblindpay bank_accounts create --customer-id re_...\nblindpay blockchain_wallets create --customer-id re_...\n```\n\n### Payouts and Payins\n\nGenerate quotes with real-time FX rates, then execute payouts and payins in a single flow.\n\n```bash\nblindpay quotes create\nblindpay payouts create --quote-id qu_...\nblindpay payin_quotes create\nblindpay payins create --quote-id qu_...\n```\n\n### Virtual Accounts and Offramp Wallets\n\nCreate virtual accounts for receiving payments and list offramp wallets for on-chain settlement.\n\n```bash\nblindpay virtual_accounts create --customer-id re_...\nblindpay offramp_wallets list --customer-id re_... --bank-account-id ba_...\n```\n\n### Webhooks, API Keys, and Partner Fees\n\nConfigure webhook endpoints, manage API keys, and set up partner fees directly from the CLI.\n\n```bash\nblindpay webhook_endpoints create\nblindpay api_keys list\nblindpay partner_fees create\n```\n\n### Reference Data\n\nCheck supported payment rails and the bank detail fields required for each one.\n\n```bash\nblindpay available rails\nblindpay available bank_details --rail pix\n```\n\n## Built for Humans and AI Agents\n\nThe CLI is designed from the ground up to be used by both humans and AI agents. If you use Claude, Codex, or any LLM-based coding assistant, they can run BlindPay CLI commands directly as part of their workflow.\n\nWhat makes it agent-friendly:\n\n- **`--json` flag** on every command returns structured JSON output that agents can parse without guessing\n- **`blindpay schema`** returns full field definitions, types, defaults, and enums as JSON, so an agent can discover the API surface and build valid commands without external documentation\n- **Predictable exit codes**: `0` for success, `1` for user error, `2` for API error\n- **Structured errors** when `--json` is active:\n\n```json\n{ \"error\": true, \"message\": \"...\", \"exitCode\": 2, \"statusCode\": 401 }\n```\n\nAn AI agent can install the CLI, run `blindpay schema` to understand what resources and fields are available, then construct and execute commands autonomously. Combined with the [MCP Server](\u002Fblog\u002Fmcp) for direct tool-use and [Agent Skills](\u002Fblog\u002Fagent-skills) for domain knowledge, BlindPay gives agents a complete integration surface that no other stablecoin platform provides.\n\n## Updating\n\n```bash\nnpm install -g @blindpay\u002Fcli@latest\n```\n\n## Get Started\n\nInstall the CLI and connect it to your BlindPay instance in under a minute:\n\n```bash\nnpm install -g @blindpay\u002Fcli\nblindpay config set --api-key \u003Cyour-api-key> --instance-id \u003Cyour-instance-id>\nblindpay customers list --json\n```\n\nSource code and full command reference are available on [GitHub](https:\u002F\u002Fgithub.com\u002Fblindpaylabs\u002Fblindpay-cli).\n",{"title":540,"description":1146},"blog\u002Fcli","1elhc-Bsy-8myP_86irafeRx4EcCoJ0aSUrgQKP4vVI",{"id":1167,"title":1168,"author":225,"body":1169,"categories":1250,"category":197,"categoryType":197,"date":1251,"description":1252,"extension":200,"faq":1253,"howto":197,"isBlog":214,"isChangelog":215,"meta":1266,"navigation":214,"path":1267,"rawbody":1268,"seo":1269,"stem":1270,"thumbnail":1175,"__hash__":1271},"content\u002Fblog\u002Fintroducing-virtual-accounts.md","Introducing Named Virtual Accounts",{"type":9,"value":1170,"toc":1245},[1171,1176,1179,1182,1185,1189,1203,1207,1227,1231,1242],[12,1172,1173],{},[15,1174],{"alt":1168,"src":1175},"https:\u002F\u002Fpub-4fabf5dd55154f19a0384b16f2b816d9.r2.dev\u002Fvirtual-accounts-business-blindpay.webp",[12,1177,1178],{},"Businesses and individuals around the world still face barriers when trying to access the U.S. financial system, whether to receive payments in USD, reduce costs, or offer global financial services. Lengthy processes, requirements such as opening a company in the U.S., and the complexity of traditional banking make this expansion harder than it should be.",[12,1180,1181],{},"Named Virtual Accounts from BlindPay change that. You can now create U.S. bank accounts in your end customer’s name with full access to ACH, Wire, RTP, and SWIFT. Every payment received in USD is automatically converted into stablecoins (USDC\u002FUSDT) across major blockchains such as Polygon, Base, Arbitrum, Stellar, and Tron, and funds can be instantly sent to other local currencies like BRL, MXN, COP, and ARS.",[12,1183,1184],{},"This enables people and companies across different industries to receive USD more efficiently, pay suppliers or customers anywhere, reduce costs, and access the global financial system without relying on traditional banking infrastructure.",[22,1186,1188],{"id":1187},"benefits","Benefits",[38,1190,1191,1194,1197,1200],{},[41,1192,1193],{},"Receive USD more efficiently",[41,1195,1196],{},"Pay suppliers or customers anywhere",[41,1198,1199],{},"Reduce costs in cross border operations",[41,1201,1202],{},"Access the global financial system without relying on traditional banking infrastructure",[22,1204,1206],{"id":1205},"key-features","Key features",[38,1208,1209,1212,1215,1218,1221,1224],{},[41,1210,1211],{},"U.S. bank account in the end customer's name",[41,1213,1214],{},"Customer’s name appears on ACH bank statements",[41,1216,1217],{},"Receive via ACH, Wire, RTP, and SWIFT",[41,1219,1220],{},"Automatic USD to stablecoin conversion (USDC\u002FUSDT) on Polygon, Base, Arbitrum, Stellar, and Tron",[41,1222,1223],{},"Instant payouts to local currencies (USD, BRL, MXN, COP, ARS)",[41,1225,1226],{},"Seamless integration via API or dashboard",[22,1228,1230],{"id":1229},"get-started-today","Get started today",[12,1232,1233,1234,1241],{},"Named Virtual Accounts are available now. ",[30,1235,1238],{"href":1236,"rel":1237},"https:\u002F\u002Fcal.com\u002Fblindpay\u002Fdemo-call-blindpay",[34],[82,1239,1240],{},"Talk to our team"," and see how easily you can integrate global USD accounts into your operation.",[1243,1244],"br",{},{"title":121,"searchDepth":186,"depth":186,"links":1246},[1247,1248,1249],{"id":1187,"depth":186,"text":1188},{"id":1205,"depth":186,"text":1206},{"id":1229,"depth":186,"text":1230},[194],"2025-08-19","Named Virtual Accounts: Open US Bank Accounts in Your Customer's Name with USD Payments, Stablecoin Settlement, and Instant Local Payouts.",[1254,1257,1260,1263],{"q":1255,"a":1256},"What is a Named Virtual Account?","A Named Virtual Account is a U.S. bank account issued in your end customer's name with full access to ACH, Wire, RTP, and SWIFT. The customer's name appears on bank statements.",{"q":1258,"a":1259},"Do I need a U.S. company to open a Named Virtual Account?","No. Named Virtual Accounts give access to USD payments without incorporating a U.S. entity or navigating months of traditional bank onboarding.",{"q":1261,"a":1262},"What happens to USD received in a Named Virtual Account?","It is automatically converted into stablecoins (USDC\u002FUSDT) on Polygon, Base, Arbitrum, Stellar, or Tron, and can be instantly settled to local currencies like BRL, MXN, COP, and ARS.",{"q":1264,"a":1265},"How do I integrate Named Virtual Accounts?","Through the BlindPay API or dashboard.",{},"\u002Fblog\u002Fintroducing-virtual-accounts","---\ntitle: \"Introducing Named Virtual Accounts\"\ndescription: \"Named Virtual Accounts: Open US Bank Accounts in Your Customer's Name with USD Payments, Stablecoin Settlement, and Instant Local Payouts.\"\ndate: \"2025-08-19\"\ncategories: [\"product\"]\nauthor: \"Bernardo Simonassi\"\nthumbnail: \"https:\u002F\u002Fpub-4fabf5dd55154f19a0384b16f2b816d9.r2.dev\u002Fvirtual-accounts-business-blindpay.webp\"\nisBlog: true\nfaq:\n  - q: \"What is a Named Virtual Account?\"\n    a: \"A Named Virtual Account is a U.S. bank account issued in your end customer's name with full access to ACH, Wire, RTP, and SWIFT. The customer's name appears on bank statements.\"\n  - q: \"Do I need a U.S. company to open a Named Virtual Account?\"\n    a: \"No. Named Virtual Accounts give access to USD payments without incorporating a U.S. entity or navigating months of traditional bank onboarding.\"\n  - q: \"What happens to USD received in a Named Virtual Account?\"\n    a: \"It is automatically converted into stablecoins (USDC\u002FUSDT) on Polygon, Base, Arbitrum, Stellar, or Tron, and can be instantly settled to local currencies like BRL, MXN, COP, and ARS.\"\n  - q: \"How do I integrate Named Virtual Accounts?\"\n    a: \"Through the BlindPay API or dashboard.\"\n---\n\n![Introducing Named Virtual Accounts](https:\u002F\u002Fpub-4fabf5dd55154f19a0384b16f2b816d9.r2.dev\u002Fvirtual-accounts-business-blindpay.webp)\n\nBusinesses and individuals around the world still face barriers when trying to access the U.S. financial system, whether to receive payments in USD, reduce costs, or offer global financial services. Lengthy processes, requirements such as opening a company in the U.S., and the complexity of traditional banking make this expansion harder than it should be.\n\nNamed Virtual Accounts from BlindPay change that. You can now create U.S. bank accounts in your end customer’s name with full access to ACH, Wire, RTP, and SWIFT. Every payment received in USD is automatically converted into stablecoins (USDC\u002FUSDT) across major blockchains such as Polygon, Base, Arbitrum, Stellar, and Tron, and funds can be instantly sent to other local currencies like BRL, MXN, COP, and ARS.\n\nThis enables people and companies across different industries to receive USD more efficiently, pay suppliers or customers anywhere, reduce costs, and access the global financial system without relying on traditional banking infrastructure.\n\n## Benefits\n\n- Receive USD more efficiently\n- Pay suppliers or customers anywhere\n- Reduce costs in cross border operations\n- Access the global financial system without relying on traditional banking infrastructure\n\n## Key features\n\n- U.S. bank account in the end customer's name\n- Customer’s name appears on ACH bank statements\n- Receive via ACH, Wire, RTP, and SWIFT\n- Automatic USD to stablecoin conversion (USDC\u002FUSDT) on Polygon, Base, Arbitrum, Stellar, and Tron\n- Instant payouts to local currencies (USD, BRL, MXN, COP, ARS)\n- Seamless integration via API or dashboard\n\n## Get started today\n\nNamed Virtual Accounts are available now. [**Talk to our team**](https:\u002F\u002Fcal.com\u002Fblindpay\u002Fdemo-call-blindpay) and see how easily you can integrate global USD accounts into your operation.\n\n\u003Cbr\u002F>\n",{"title":1168,"description":1252},"blog\u002Fintroducing-virtual-accounts","6Dxwc9VgoxRCGmIKivqBz2ovw0rKDFZNQ3iVkR2bQcg",{"id":1273,"title":1274,"author":7,"body":1275,"categories":1442,"category":197,"categoryType":197,"date":1443,"description":1444,"extension":200,"faq":1445,"howto":197,"isBlog":214,"isChangelog":215,"meta":1458,"navigation":214,"path":74,"rawbody":1459,"seo":1460,"stem":1461,"thumbnail":1282,"__hash__":1462},"content\u002Fblog\u002Fmcp.md","Talk to Your Payment API",{"type":9,"value":1276,"toc":1435},[1277,1283,1286,1288,1291,1294,1298,1301,1339,1342,1346,1351,1391,1396,1401,1404,1406,1409,1420,1424,1432],[12,1278,1279],{},[15,1280],{"alt":1281,"src":1282},"BlindPay MCP","\u002Fimages\u002Fblog\u002Fmcp.png",[12,1284,1285],{},"The BlindPay MCP Server connects AI coding assistants to BlindPay's global payment infrastructure, allowing developers to interact with payment APIs using natural language instead of manual API calls.",[22,1287,25],{"id":24},[12,1289,1290],{},"The BlindPay MCP (Model Context Protocol) acts as a bridge between your AI coding assistants and BlindPay's payment infrastructure. Instead of writing integration code or navigating dashboards, you can ask your AI assistant to execute payment operations directly.",[12,1292,1293],{},"This means you can handle cross-border payments, manage customers and process transactions without leaving your code editor or memorizing API documentation.",[22,1295,1297],{"id":1296},"capabilities","Capabilities",[12,1299,1300],{},"The MCP server provides access to BlindPay's core functionality:",[38,1302,1303,1309,1315,1321,1327,1333],{},[41,1304,1305,1308],{},[82,1306,1307],{},"Quote generation"," for international transfers",[41,1310,1311,1314],{},[82,1312,1313],{},"Customer management"," for individuals and businesses",[41,1316,1317,1320],{},[82,1318,1319],{},"Payout processing"," across multiple blockchains",[41,1322,1323,1326],{},[82,1324,1325],{},"Virtual account creation"," for receiving payments",[41,1328,1329,1332],{},[82,1330,1331],{},"Webhook configuration"," for payment notifications",[41,1334,1335,1338],{},[82,1336,1337],{},"Real-time FX rates"," for currency conversions",[12,1340,1341],{},"All operations are executed through conversational requests to your AI assistant.",[22,1343,1345],{"id":1344},"example-usage","Example Usage",[12,1347,1348],{},[82,1349,1350],{},"Traditional API call:",[116,1352,1354],{"className":118,"code":1353,"language":120,"meta":121,"style":121},"curl -X POST https:\u002F\u002Fapi.blindpay.com\u002Fv1\u002Finstances\u002Fin_xxx\u002Fquotes \\\n  -H \"Authorization: Bearer sk_xxx\" \\\n  -d '{\"bank_account_id\":\"ba_xxx\",\"currency_type\":\"sender\",...}'\n",[123,1355,1356,1373,1383],{"__ignoreMap":121},[126,1357,1358,1361,1364,1367,1370],{"class":128,"line":129},[126,1359,1360],{"class":132},"curl",[126,1362,1363],{"class":582}," -X",[126,1365,1366],{"class":136}," POST",[126,1368,1369],{"class":136}," https:\u002F\u002Fapi.blindpay.com\u002Fv1\u002Finstances\u002Fin_xxx\u002Fquotes",[126,1371,1372],{"class":582}," \\\n",[126,1374,1375,1378,1381],{"class":128,"line":186},[126,1376,1377],{"class":582},"  -H",[126,1379,1380],{"class":136}," \"Authorization: Bearer sk_xxx\"",[126,1382,1372],{"class":582},[126,1384,1385,1388],{"class":128,"line":428},[126,1386,1387],{"class":582},"  -d",[126,1389,1390],{"class":136}," '{\"bank_account_id\":\"ba_xxx\",\"currency_type\":\"sender\",...}'\n",[12,1392,1393],{},[82,1394,1395],{},"With the MCP server:",[371,1397,1398],{},[12,1399,1400],{},"\"Get me a quote for sending 1000 USDC to a bank account in Brazil\"",[12,1402,1403],{},"The AI assistant interprets the request and executes the appropriate API calls.",[22,1405,619],{"id":618},[12,1407,1408],{},"Configuration requires three steps:",[312,1410,1411,1414,1417],{},[41,1412,1413],{},"Get your API key from the BlindPay dashboard",[41,1415,1416],{},"Add the MCP server configuration to your AI assistant",[41,1418,1419],{},"And you're ready to begin making requests in natural language",[22,1421,1423],{"id":1422},"documentation","Documentation",[12,1425,1426,1427,258],{},"Complete setup instructions and API reference documentation are available in the ",[30,1428,1431],{"href":1429,"rel":1430},"https:\u002F\u002Fgithub.com\u002Fblindpaylabs\u002Fblindpay-mcp",[34],"README on GitHub",[182,1433,1434],{},"html pre.shiki code .s7eDp, html code.shiki .s7eDp{--shiki-default:#6F42C1}html pre.shiki code .sYu0t, html code.shiki .sYu0t{--shiki-default:#005CC5}html pre.shiki code .sYBdl, html code.shiki .sYBdl{--shiki-default:#032F62}html .default .shiki span {color: var(--shiki-default);background: var(--shiki-default-bg);font-style: var(--shiki-default-font-style);font-weight: var(--shiki-default-font-weight);text-decoration: var(--shiki-default-text-decoration);}html .shiki span {color: var(--shiki-default);background: var(--shiki-default-bg);font-style: var(--shiki-default-font-style);font-weight: var(--shiki-default-font-weight);text-decoration: var(--shiki-default-text-decoration);}",{"title":121,"searchDepth":186,"depth":186,"links":1436},[1437,1438,1439,1440,1441],{"id":24,"depth":186,"text":25},{"id":1296,"depth":186,"text":1297},{"id":1344,"depth":186,"text":1345},{"id":618,"depth":186,"text":619},{"id":1422,"depth":186,"text":1423},[194,195,196],"2026-01-13","BlindPay MCP Server: Connect AI coding assistants to global payment infrastructure. Execute payments, manage customers, and process transactions using natural language instead of API calls.",[1446,1449,1452,1455],{"q":1447,"a":1448},"What is the BlindPay MCP Server?","The BlindPay MCP Server is a Model Context Protocol bridge that connects AI coding assistants to BlindPay's payment API, so you can run payment operations in natural language instead of manual API calls.",{"q":1450,"a":1451},"What can the BlindPay MCP Server do?","Quote generation, customer management, payout processing across multiple blockchains, virtual account creation, webhook configuration, and real-time FX rates.",{"q":1453,"a":1454},"How do I set up the BlindPay MCP Server?","Get your API key from the BlindPay dashboard, add the MCP server configuration to your AI assistant, then make requests in natural language.",{"q":1456,"a":1457},"What is the difference between the MCP Server and Agent Skills?","The MCP Server gives an assistant tools to execute operations; Agent Skills give it knowledge of BlindPay concepts and flows. Many developers use both together.",{},"---\ntitle: \"Talk to Your Payment API\"\ndescription: \"BlindPay MCP Server: Connect AI coding assistants to global payment infrastructure. Execute payments, manage customers, and process transactions using natural language instead of API calls.\"\ndate: \"2026-01-13\"\ncategories: [\"product\", \"engineering\", \"guide\"]\nauthor: \"Eric Viana\"\nthumbnail: \"\u002Fimages\u002Fblog\u002Fmcp.png\"\nisBlog: true\nfaq:\n  - q: \"What is the BlindPay MCP Server?\"\n    a: \"The BlindPay MCP Server is a Model Context Protocol bridge that connects AI coding assistants to BlindPay's payment API, so you can run payment operations in natural language instead of manual API calls.\"\n  - q: \"What can the BlindPay MCP Server do?\"\n    a: \"Quote generation, customer management, payout processing across multiple blockchains, virtual account creation, webhook configuration, and real-time FX rates.\"\n  - q: \"How do I set up the BlindPay MCP Server?\"\n    a: \"Get your API key from the BlindPay dashboard, add the MCP server configuration to your AI assistant, then make requests in natural language.\"\n  - q: \"What is the difference between the MCP Server and Agent Skills?\"\n    a: \"The MCP Server gives an assistant tools to execute operations; Agent Skills give it knowledge of BlindPay concepts and flows. Many developers use both together.\"\n---\n\n![BlindPay MCP](\u002Fimages\u002Fblog\u002Fmcp.png)\n\nThe BlindPay MCP Server connects AI coding assistants to BlindPay's global payment infrastructure, allowing developers to interact with payment APIs using natural language instead of manual API calls.\n\n## Overview\n\nThe BlindPay MCP (Model Context Protocol) acts as a bridge between your AI coding assistants and BlindPay's payment infrastructure. Instead of writing integration code or navigating dashboards, you can ask your AI assistant to execute payment operations directly.\n\nThis means you can handle cross-border payments, manage customers and process transactions without leaving your code editor or memorizing API documentation.\n\n## Capabilities\n\nThe MCP server provides access to BlindPay's core functionality:\n\n- **Quote generation** for international transfers\n- **Customer management** for individuals and businesses\n- **Payout processing** across multiple blockchains\n- **Virtual account creation** for receiving payments\n- **Webhook configuration** for payment notifications\n- **Real-time FX rates** for currency conversions\n\nAll operations are executed through conversational requests to your AI assistant.\n\n## Example Usage\n\n**Traditional API call:**\n\n```bash\ncurl -X POST https:\u002F\u002Fapi.blindpay.com\u002Fv1\u002Finstances\u002Fin_xxx\u002Fquotes \\\n  -H \"Authorization: Bearer sk_xxx\" \\\n  -d '{\"bank_account_id\":\"ba_xxx\",\"currency_type\":\"sender\",...}'\n```\n\n**With the MCP server:**\n\n> \"Get me a quote for sending 1000 USDC to a bank account in Brazil\"\n\nThe AI assistant interprets the request and executes the appropriate API calls.\n\n## Setup\n\nConfiguration requires three steps:\n\n1. Get your API key from the BlindPay dashboard\n2. Add the MCP server configuration to your AI assistant\n3. And you're ready to begin making requests in natural language\n\n## Documentation\n\nComplete setup instructions and API reference documentation are available in the [README on GitHub](https:\u002F\u002Fgithub.com\u002Fblindpaylabs\u002Fblindpay-mcp).\n",{"title":1274,"description":1444},"blog\u002Fmcp","lviLr_7YiMjUx8bdbo41W6P4RgaRTywVsKW5S2oju80",{"id":1464,"title":1465,"author":1466,"body":1467,"categories":1728,"category":197,"categoryType":197,"date":1729,"description":1730,"extension":200,"faq":1731,"howto":197,"isBlog":214,"isChangelog":215,"meta":1747,"navigation":214,"path":1748,"rawbody":1749,"seo":1750,"stem":1751,"thumbnail":1473,"__hash__":1752},"content\u002Fblog\u002Forchestrating-payment-rails-leaders.md","Orchestrating Local Payments and Stablecoins: A Guide for Leaders","Gustavo Marinho",{"type":9,"value":1468,"toc":1719},[1469,1474,1477,1480,1484,1487,1519,1523,1526,1531,1557,1561,1564,1570,1576,1579,1583,1586,1591,1594,1608,1612,1615,1632,1635,1639,1642,1648,1654,1660,1666,1672,1676,1679,1705,1708,1711],[12,1470,1471],{},[15,1472],{"alt":1465,"src":1473},"\u002Fimages\u002Fblog\u002Forchestrating-payment-rails-leaders.png",[12,1475,1476],{},"Moving money across borders still runs on infrastructure built decades ago. Correspondent banks, multi day settlement, unpredictable fees, and manual reconciliation. A structure that slows operations and ties up working capital. For CEOs and CFOs expanding globally, the question is no longer whether to modernize payment flows, but how to orchestrate them in a way that cuts costs, accelerates settlement, and keeps compliance intact.",[12,1478,1479],{},"BlindPay provides the infrastructure for global finance. Businesses move money across borders by combining stablecoins, instant local payment rails, virtual accounts, and integrated compliance through a single API. Finance teams get faster settlement and lower costs. Operations teams get fewer manual steps. Product teams get a single integration instead of dozens.",[22,1481,1483],{"id":1482},"the-real-cost-of-legacy-cross-border-finance","The Real Cost of Legacy Cross Border Finance",[12,1485,1486],{},"Traditional cross border payments create hidden costs that show up across the entire business:",[38,1488,1489,1495,1501,1507,1513],{},[41,1490,1491,1494],{},[82,1492,1493],{},"Trapped working capital:"," Funds in transit for 2 to 5 days can't be deployed. For a business moving millions monthly, this is a permanent drag on liquidity.",[41,1496,1497,1500],{},[82,1498,1499],{},"Unpredictable fees:"," Each intermediary bank takes a margin. FX spreads are rarely disclosed upfront. CFOs reconcile surprises after the fact.",[41,1502,1503,1506],{},[82,1504,1505],{},"Operational overhead:"," Managing multiple bank relationships across regions requires dedicated headcount for reconciliation, exceptions, and treasury coordination.",[41,1508,1509,1512],{},[82,1510,1511],{},"Limited visibility:"," Payments pass through intermediaries with no real time tracking. Customer support and finance teams waste hours chasing statuses.",[41,1514,1515,1518],{},[82,1516,1517],{},"Licensing burden in every region:"," Operating payments directly in each country requires obtaining local money transmission licenses, meeting capital requirements, and maintaining ongoing regulatory reporting. For a business expanding into multiple markets, this can mean years of approvals and millions in legal and compliance costs, before processing a single transaction.",[22,1520,1522],{"id":1521},"stablecoins-as-a-settlement-layer","Stablecoins as a Settlement Layer",[12,1524,1525],{},"Stablecoins like USDC and USDT have become a practical alternative for moving value across borders. They aren't speculative assets in this context. They're a settlement mechanism that runs 24\u002F7 and bypasses the correspondent banking system.",[12,1527,1528],{},[82,1529,1530],{},"What stablecoins deliver for a finance team:",[38,1532,1533,1539,1545,1551],{},[41,1534,1535,1538],{},[82,1536,1537],{},"Always on settlement:"," Blockchains don't close on weekends, holidays, or after hours. Cash moves when the business needs it.",[41,1540,1541,1544],{},[82,1542,1543],{},"Lower cross border costs:"," Eliminating intermediary banks reduces transfer costs by up to 90% compared to traditional methods.",[41,1546,1547,1550],{},[82,1548,1549],{},"Real time visibility:"," Every transfer is traceable end to end, eliminating the black box period common in international wires.",[41,1552,1553,1556],{},[82,1554,1555],{},"Predictable rates:"," Conversion rates are quoted and locked at execution, removing surprise spreads.",[22,1558,1560],{"id":1559},"instant-local-payments-rtp-and-pix","Instant Local Payments: RTP and Pix",[12,1562,1563],{},"Stablecoins move value across borders in seconds. But for most businesses, the money needs to land in a local bank account. A supplier, a contractor, an employee, a customer. This is where instant local rails become decisive.",[12,1565,1566,1569],{},[82,1567,1568],{},"RTP (Real Time Payments) in the U.S."," RTP settles 24\u002F7\u002F365 with immediate fund availability. Recipients see funds in their bank account within seconds of initiation. No waiting for the next business day.",[12,1571,1572,1575],{},[82,1573,1574],{},"Pix in Brazil."," Pix is Brazil's instant payment platform, operated by the Central Bank. It has become the default payment method in the country, with near zero transaction costs and instant settlement around the clock. Any Brazilian bank account can receive Pix.",[12,1577,1578],{},"BlindPay offers both RTP and Pix as native rails inside the same API that handles stablecoin settlement. The combination of stablecoins plus instant local rails is what turns a multi day cross border process into a single real time transaction. Most providers offer one side of this equation. BlindPay orchestrates both.",[22,1580,1582],{"id":1581},"named-virtual-accounts","Named Virtual Accounts",[12,1584,1585],{},"For businesses outside the U.S., accessing USD payments traditionally meant incorporating a U.S. entity, opening a local bank account, and navigating onboarding processes that can take months.",[12,1587,1588,1590],{},[30,1589,1582],{"href":1267}," remove that barrier. BlindPay issues U.S. bank accounts in the end customer's name, powered by a Tier 1 U.S. bank, with full access to ACH, Wire and SWIFT. The customer's name appears on bank statements. Every USD received is automatically converted into stablecoins and can be instantly settled to local currencies like BRL, MXN, COP, or ARS.",[12,1592,1593],{},"For a CFO, this means:",[38,1595,1596,1599,1602,1605],{},[41,1597,1598],{},"Receiving USD payments globally without a U.S. entity.",[41,1600,1601],{},"Instant settlement of USD deposits into stablecoins.",[41,1603,1604],{},"Converting stablecoins to other currencies like BRL, MXN, COP, or ARS.",[41,1606,1607],{},"A clear audit trail from USD receipt to local settlement.",[22,1609,1611],{"id":1610},"a-typical-cross-border-flow","A Typical Cross Border Flow",[12,1613,1614],{},"Consider a U.S. company paying a contractor in Brazil:",[312,1616,1617,1620,1623,1626,1629],{},[41,1618,1619],{},"The U.S. company sends USD via Wire to a BlindPay managed virtual account.",[41,1621,1622],{},"BlindPay converts USD to USDC automatically, at a quoted rate.",[41,1624,1625],{},"USDC moves across the blockchain to the settlement layer.",[41,1627,1628],{},"USDC is converted to BRL at a locked rate.",[41,1630,1631],{},"Funds settle in the contractor's Brazilian bank account via Pix, instantly.",[12,1633,1634],{},"The entire process runs through a single API call. What used to take 3 to 5 business days now takes seconds. What used to involve multiple bank relationships now involves one provider.",[22,1636,1638],{"id":1637},"compliance-built-into-the-flow","Compliance Built Into the Flow",[12,1640,1641],{},"For finance leaders, the operational gains of modern payment infrastructure only matter if compliance is handled at the same standard as traditional banking. BlindPay integrates multiple layers of monitoring directly into every transaction.",[12,1643,1644,1647],{},[82,1645,1646],{},"KYC and KYB analysis."," Every customer and counterparty is verified through automated identity and business verification before the first transaction. Ongoing reviews flag changes in risk profile.",[12,1649,1650,1653],{},[82,1651,1652],{},"Transaction analysis."," Each payment is screened in real time against global sanctions lists, PEP databases, and fraud indicators. High risk transactions are flagged or held for review before settlement.",[12,1655,1656,1659],{},[82,1657,1658],{},"On chain monitoring."," Stablecoin flows are continuously monitored for exposure to high risk wallets, sanctioned addresses, and illicit finance patterns. This is a layer traditional banks don't provide because they don't operate on chain.",[12,1661,1662,1665],{},[82,1663,1664],{},"Local payment monitoring."," ACH, Wire, RTP, Pix, and other local rails are monitored for fraud and compliance patterns specific to each jurisdiction.",[12,1667,1668,1671],{},[82,1669,1670],{},"Data privacy."," Sensitive financial data is handled with strict controls across storage, access, and transmission, in line with applicable data protection regulations.",[22,1673,1675],{"id":1674},"what-this-means-for-the-business","What This Means for the Business",[12,1677,1678],{},"The business impact of orchestrating stablecoins with instant local rails shows up in four places:",[38,1680,1681,1687,1693,1699],{},[41,1682,1683,1686],{},[82,1684,1685],{},"Cash conversion cycle:"," Funds move in seconds, not days.",[41,1688,1689,1692],{},[82,1690,1691],{},"Cost structure:"," Cross border fees drop dramatically.",[41,1694,1695,1698],{},[82,1696,1697],{},"Operational efficiency:"," Fewer bank relationships, fewer manual reconciliations, fewer exception queues.",[41,1700,1701,1704],{},[82,1702,1703],{},"Customer and supplier experience:"," Recipients get paid instantly, in their local currency, through the payment method they already use.",[12,1706,1707],{},"For a CEO or CFO evaluating global expansion, the opportunity isn't about replacing traditional banking with stablecoins. It's about connecting both worlds in a single flow. Traditional finance brings regulatory clarity, trust, and global reach. Modern financial technology brings speed, programmability, and cost efficiency. Orchestrating them together is what unlocks a payment infrastructure that works for how businesses actually operate today.",[12,1709,1710],{},"BlindPay covers 100+ countries and 80+ currencies through a single API. Instant settlement. Predictable costs. No pre funding. Compliance built in.",[12,1712,1713,1718],{},[30,1714,1716],{"href":1236,"rel":1715},[34],[82,1717,1240],{}," and see how BlindPay can orchestrate your global payment flows.",{"title":121,"searchDepth":186,"depth":186,"links":1720},[1721,1722,1723,1724,1725,1726,1727],{"id":1482,"depth":186,"text":1483},{"id":1521,"depth":186,"text":1522},{"id":1559,"depth":186,"text":1560},{"id":1581,"depth":186,"text":1582},{"id":1610,"depth":186,"text":1611},{"id":1637,"depth":186,"text":1638},{"id":1674,"depth":186,"text":1675},[194,196],"2026-04-28","How CFOs and CEOs can cut cross border costs, accelerate settlement, and keep compliance intact by orchestrating stablecoins, instant local rails, named virtual accounts, and built in compliance through a single API.",[1732,1735,1738,1741,1744],{"q":1733,"a":1734},"How does BlindPay reduce cross-border payment costs?","By replacing intermediary correspondent banks with stablecoin settlement and instant local rails, cutting transfer costs by up to 90% with rates quoted and locked at execution.",{"q":1736,"a":1737},"What payment rails does BlindPay support?","Stablecoin settlement plus instant local rails, including RTP in the U.S. and Pix in Brazil, as well as ACH, Wire, and SWIFT, all through a single API.",{"q":1739,"a":1740},"How long does a cross-border payment through BlindPay take?","Seconds, versus the 3 to 5 business days typical of legacy correspondent banking.",{"q":1742,"a":1743},"How does BlindPay handle compliance?","Compliance is built into every transaction with KYC\u002FKYB verification, real-time transaction screening, on-chain monitoring, local rail monitoring, and data privacy controls.",{"q":1745,"a":1746},"How many countries and currencies does BlindPay cover?","BlindPay covers 100+ countries and 80+ currencies through a single API, with no pre-funding required.",{},"\u002Fblog\u002Forchestrating-payment-rails-leaders","---\ntitle: \"Orchestrating Local Payments and Stablecoins: A Guide for Leaders\"\ndescription: \"How CFOs and CEOs can cut cross border costs, accelerate settlement, and keep compliance intact by orchestrating stablecoins, instant local rails, named virtual accounts, and built in compliance through a single API.\"\ndate: \"2026-04-28\"\ncategories: [\"product\", \"guide\"]\nauthor: \"Gustavo Marinho\"\nthumbnail: \"\u002Fimages\u002Fblog\u002Forchestrating-payment-rails-leaders.png\"\nisBlog: true\nfaq:\n  - q: \"How does BlindPay reduce cross-border payment costs?\"\n    a: \"By replacing intermediary correspondent banks with stablecoin settlement and instant local rails, cutting transfer costs by up to 90% with rates quoted and locked at execution.\"\n  - q: \"What payment rails does BlindPay support?\"\n    a: \"Stablecoin settlement plus instant local rails, including RTP in the U.S. and Pix in Brazil, as well as ACH, Wire, and SWIFT, all through a single API.\"\n  - q: \"How long does a cross-border payment through BlindPay take?\"\n    a: \"Seconds, versus the 3 to 5 business days typical of legacy correspondent banking.\"\n  - q: \"How does BlindPay handle compliance?\"\n    a: \"Compliance is built into every transaction with KYC\u002FKYB verification, real-time transaction screening, on-chain monitoring, local rail monitoring, and data privacy controls.\"\n  - q: \"How many countries and currencies does BlindPay cover?\"\n    a: \"BlindPay covers 100+ countries and 80+ currencies through a single API, with no pre-funding required.\"\n---\n\n![Orchestrating Local Payments and Stablecoins: A Guide for Leaders](\u002Fimages\u002Fblog\u002Forchestrating-payment-rails-leaders.png)\n\nMoving money across borders still runs on infrastructure built decades ago. Correspondent banks, multi day settlement, unpredictable fees, and manual reconciliation. A structure that slows operations and ties up working capital. For CEOs and CFOs expanding globally, the question is no longer whether to modernize payment flows, but how to orchestrate them in a way that cuts costs, accelerates settlement, and keeps compliance intact.\n\nBlindPay provides the infrastructure for global finance. Businesses move money across borders by combining stablecoins, instant local payment rails, virtual accounts, and integrated compliance through a single API. Finance teams get faster settlement and lower costs. Operations teams get fewer manual steps. Product teams get a single integration instead of dozens.\n\n## The Real Cost of Legacy Cross Border Finance\n\nTraditional cross border payments create hidden costs that show up across the entire business:\n\n- **Trapped working capital:** Funds in transit for 2 to 5 days can't be deployed. For a business moving millions monthly, this is a permanent drag on liquidity.\n- **Unpredictable fees:** Each intermediary bank takes a margin. FX spreads are rarely disclosed upfront. CFOs reconcile surprises after the fact.\n- **Operational overhead:** Managing multiple bank relationships across regions requires dedicated headcount for reconciliation, exceptions, and treasury coordination.\n- **Limited visibility:** Payments pass through intermediaries with no real time tracking. Customer support and finance teams waste hours chasing statuses.\n- **Licensing burden in every region:** Operating payments directly in each country requires obtaining local money transmission licenses, meeting capital requirements, and maintaining ongoing regulatory reporting. For a business expanding into multiple markets, this can mean years of approvals and millions in legal and compliance costs, before processing a single transaction.\n\n## Stablecoins as a Settlement Layer\n\nStablecoins like USDC and USDT have become a practical alternative for moving value across borders. They aren't speculative assets in this context. They're a settlement mechanism that runs 24\u002F7 and bypasses the correspondent banking system.\n\n**What stablecoins deliver for a finance team:**\n\n- **Always on settlement:** Blockchains don't close on weekends, holidays, or after hours. Cash moves when the business needs it.\n- **Lower cross border costs:** Eliminating intermediary banks reduces transfer costs by up to 90% compared to traditional methods.\n- **Real time visibility:** Every transfer is traceable end to end, eliminating the black box period common in international wires.\n- **Predictable rates:** Conversion rates are quoted and locked at execution, removing surprise spreads.\n\n## Instant Local Payments: RTP and Pix\n\nStablecoins move value across borders in seconds. But for most businesses, the money needs to land in a local bank account. A supplier, a contractor, an employee, a customer. This is where instant local rails become decisive.\n\n**RTP (Real Time Payments) in the U.S.** RTP settles 24\u002F7\u002F365 with immediate fund availability. Recipients see funds in their bank account within seconds of initiation. No waiting for the next business day.\n\n**Pix in Brazil.** Pix is Brazil's instant payment platform, operated by the Central Bank. It has become the default payment method in the country, with near zero transaction costs and instant settlement around the clock. Any Brazilian bank account can receive Pix.\n\nBlindPay offers both RTP and Pix as native rails inside the same API that handles stablecoin settlement. The combination of stablecoins plus instant local rails is what turns a multi day cross border process into a single real time transaction. Most providers offer one side of this equation. BlindPay orchestrates both.\n\n## Named Virtual Accounts\n\nFor businesses outside the U.S., accessing USD payments traditionally meant incorporating a U.S. entity, opening a local bank account, and navigating onboarding processes that can take months.\n\n[Named Virtual Accounts](\u002Fblog\u002Fintroducing-virtual-accounts) remove that barrier. BlindPay issues U.S. bank accounts in the end customer's name, powered by a Tier 1 U.S. bank, with full access to ACH, Wire and SWIFT. The customer's name appears on bank statements. Every USD received is automatically converted into stablecoins and can be instantly settled to local currencies like BRL, MXN, COP, or ARS.\n\nFor a CFO, this means:\n\n- Receiving USD payments globally without a U.S. entity.\n- Instant settlement of USD deposits into stablecoins.\n- Converting stablecoins to other currencies like BRL, MXN, COP, or ARS.\n- A clear audit trail from USD receipt to local settlement.\n\n## A Typical Cross Border Flow\n\nConsider a U.S. company paying a contractor in Brazil:\n\n1. The U.S. company sends USD via Wire to a BlindPay managed virtual account.\n2. BlindPay converts USD to USDC automatically, at a quoted rate.\n3. USDC moves across the blockchain to the settlement layer.\n4. USDC is converted to BRL at a locked rate.\n5. Funds settle in the contractor's Brazilian bank account via Pix, instantly.\n\nThe entire process runs through a single API call. What used to take 3 to 5 business days now takes seconds. What used to involve multiple bank relationships now involves one provider.\n\n## Compliance Built Into the Flow\n\nFor finance leaders, the operational gains of modern payment infrastructure only matter if compliance is handled at the same standard as traditional banking. BlindPay integrates multiple layers of monitoring directly into every transaction.\n\n**KYC and KYB analysis.** Every customer and counterparty is verified through automated identity and business verification before the first transaction. Ongoing reviews flag changes in risk profile.\n\n**Transaction analysis.** Each payment is screened in real time against global sanctions lists, PEP databases, and fraud indicators. High risk transactions are flagged or held for review before settlement.\n\n**On chain monitoring.** Stablecoin flows are continuously monitored for exposure to high risk wallets, sanctioned addresses, and illicit finance patterns. This is a layer traditional banks don't provide because they don't operate on chain.\n\n**Local payment monitoring.** ACH, Wire, RTP, Pix, and other local rails are monitored for fraud and compliance patterns specific to each jurisdiction.\n\n**Data privacy.** Sensitive financial data is handled with strict controls across storage, access, and transmission, in line with applicable data protection regulations.\n\n## What This Means for the Business\n\nThe business impact of orchestrating stablecoins with instant local rails shows up in four places:\n\n- **Cash conversion cycle:** Funds move in seconds, not days.\n- **Cost structure:** Cross border fees drop dramatically.\n- **Operational efficiency:** Fewer bank relationships, fewer manual reconciliations, fewer exception queues.\n- **Customer and supplier experience:** Recipients get paid instantly, in their local currency, through the payment method they already use.\n\nFor a CEO or CFO evaluating global expansion, the opportunity isn't about replacing traditional banking with stablecoins. It's about connecting both worlds in a single flow. Traditional finance brings regulatory clarity, trust, and global reach. Modern financial technology brings speed, programmability, and cost efficiency. Orchestrating them together is what unlocks a payment infrastructure that works for how businesses actually operate today.\n\nBlindPay covers 100+ countries and 80+ currencies through a single API. Instant settlement. Predictable costs. No pre funding. Compliance built in.\n\n[**Talk to our team**](https:\u002F\u002Fcal.com\u002Fblindpay\u002Fdemo-call-blindpay) and see how BlindPay can orchestrate your global payment flows.\n",{"title":1465,"description":1730},"blog\u002Forchestrating-payment-rails-leaders","P8NMFS5aI_Qu4sIjO6poNR1j3HkOw5Zs6zGxlJrqVkE",{"id":1754,"title":1755,"author":225,"body":1756,"categories":1939,"category":197,"categoryType":197,"date":1940,"description":1941,"extension":200,"faq":1942,"howto":197,"isBlog":214,"isChangelog":215,"meta":1958,"navigation":214,"path":1959,"rawbody":1960,"seo":1961,"stem":1962,"thumbnail":1762,"__hash__":1963},"content\u002Fblog\u002Fstablecoin-for-the-ordinary.md","Stablecoin for the Ordinary",{"type":9,"value":1757,"toc":1934},[1758,1763,1766,1769,1772,1781,1784,1788,1791,1794,1797,1865,1868,1872,1881,1896,1911,1915,1918,1921],[12,1759,1760],{},[15,1761],{"alt":1755,"src":1762},"https:\u002F\u002Fpub-4fabf5dd55154f19a0384b16f2b816d9.r2.dev\u002Fstablecoin-for-the-ordinary.webp",[12,1764,1765],{},"I'm not a degen guy. I'm a gamer.",[12,1767,1768],{},"My first contact with blockchain was playing Axie Infinity. Not because I could earn money, but because I'm competitive and I enjoyed it. After that, I never touched or invested in this world again.",[12,1770,1771],{},"It sounds strange coming from someone building in this space, but I don't like 99% of the projects. What I love is technology.",[12,1773,1774,1775,1780],{},"When I was learning Solidity at Buildspace (",[30,1776,1779],{"href":1777,"rel":1778},"https:\u002F\u002Fx.com\u002Ffarzatv",[34],"@farza","'s previous company, btw), my first project was building social media on chain. Then I tried to build an e-commerce store. But again and again, the experience was never seamless.",[12,1782,1783],{},"I never felt part of this world. I never liked the experience of opening a blockchain wallet, the responsibility of holding my own money, getting nervous every time I was about to send a transaction. If I felt that friction as someone who writes code for a living, what was an ordinary person or a traditional finance team supposed to feel?",[22,1785,1787],{"id":1786},"why-shouldnt-blockchains-and-stablecoins-be-branded","Why shouldn't blockchains and stablecoins be branded?",[12,1789,1790],{},"Blockchains and stablecoins shouldn't be branded because ordinary people don't choose money by its underlying technology. Every time I hear someone is launching a new blockchain or a new stablecoin, I start wondering how much the company raised. Because at that point it's not a technology, it's a marketing game.",[12,1792,1793],{},"Ordinary people don't give a f*** about which chain their money flows through. They care that the money arrives, that it's correct, and that someone is accountable when it isn't. The chain is plumbing. Nobody asks which copper alloy is in the pipe before they turn on the faucet.",[12,1795,1796],{},"This is why I believe everything in this space should be abstracted away. Here's how crypto jargon maps to plain financial language:",[1798,1799,1800,1813],"table",{},[1801,1802,1803],"thead",{},[1804,1805,1806,1810],"tr",{},[1807,1808,1809],"th",{},"What we call it",[1807,1811,1812],{},"What it actually is",[1814,1815,1816,1825,1833,1841,1849,1857],"tbody",{},[1804,1817,1818,1822],{},[1819,1820,1821],"td",{},"Stablecoin",[1819,1823,1824],{},"money",[1804,1826,1827,1830],{},[1819,1828,1829],{},"Blockchain",[1819,1831,1832],{},"public ledger",[1804,1834,1835,1838],{},[1819,1836,1837],{},"Swap",[1819,1839,1840],{},"FX",[1804,1842,1843,1846],{},[1819,1844,1845],{},"Mint",[1819,1847,1848],{},"deposit",[1804,1850,1851,1854],{},[1819,1852,1853],{},"Burn",[1819,1855,1856],{},"withdraw",[1804,1858,1859,1862],{},[1819,1860,1861],{},"Smart contract",[1819,1863,1864],{},"REST API",[12,1866,1867],{},"The left column is how the industry talks to itself. The right column is how the rest of the world already thinks about moving money. Our job isn't to teach everyone the left column. It's to make the left column disappear.",[22,1869,1871],{"id":1870},"how-does-blindpay-abstract-away-the-blockchain-for-payments","How does BlindPay abstract away the blockchain for payments?",[12,1873,1874,1875,1880],{},"BlindPay is stablecoin payment infrastructure that lets companies move money across borders through a single API, with no wallet to manage, no chain to pick, and no pre-funding. That conviction is the whole reason ",[30,1876,1879],{"href":1877,"rel":1878},"https:\u002F\u002Fwww.blindpay.com\u002F",[34],"BlindPay"," exists, and it shows up in the product decisions we make every day.",[12,1882,1883,1884,1889,1890,1895],{},"When a company sends a payment through us, they don't pick a chain or manage a wallet. They call an API and money moves across borders, with payins, payouts, live quotes, and no pre-funding. We built ",[30,1885,1888],{"href":1886,"rel":1887},"https:\u002F\u002Fwww.blindpay.com\u002Fglobal-payments",[34],"global payments"," so the developer experience feels like any other modern payments integration, a ",[30,1891,1894],{"href":1892,"rel":1893},"https:\u002F\u002Fwww.blindpay.com\u002Fdocs\u002Fgetting-started\u002Foverview",[34],"REST API with real docs",", not a crash course in cryptography.",[12,1897,1898,1899,1904,1905,1910],{},"The \"burn and mint\" mental model becomes a ",[30,1900,1903],{"href":1901,"rel":1902},"https:\u002F\u002Fwww.blindpay.com\u002Fvirtual-accounts",[34],"virtual account"," that behaves like a bank account, because that's what people actually need it to be. And the part nobody likes to talk about, the part that determines whether any of this is real, is ",[30,1906,1909],{"href":1907,"rel":1908},"https:\u002F\u002Fwww.blindpay.com\u002Fcompliance",[34],"compliance",". We treat it as a first-class product, not an afterthought, because money that can't move legally isn't infrastructure, it's a demo.",[22,1912,1914],{"id":1913},"whats-left-to-abstract-away","What's left to abstract away?",[12,1916,1917],{},"I'm not claiming we've finished abstracting away the friction. We haven't. There's a long road ahead at BlindPay.",[12,1919,1920],{},"But the goal is clear: be the first stablecoin payment infrastructure that speaks the language of ordinary people and traditional companies, instead of asking them to learn ours.",[12,1922,1923,1924,1928,1929,258],{},"If you're building something that needs to move money across borders, ",[30,1925,1927],{"href":1877,"rel":1926},[34],"take a look at what we're building"," or ",[30,1930,1933],{"href":1931,"rel":1932},"https:\u002F\u002Fwww.blindpay.com\u002Fcontact",[34],"come talk to us",{"title":121,"searchDepth":186,"depth":186,"links":1935},[1936,1937,1938],{"id":1786,"depth":186,"text":1787},{"id":1870,"depth":186,"text":1871},{"id":1913,"depth":186,"text":1914},[516],"2026-06-16","Why BlindPay abstracts away blockchain, wallets, and stablecoin jargon so companies move money across borders with one API, no wallet, and no pre-funding.",[1943,1946,1949,1952,1955],{"q":1944,"a":1945},"Do I need a crypto wallet to use BlindPay?","No. BlindPay abstracts away wallets and private keys. You call a REST API and money moves across borders. There is no wallet to open and no seed phrase to safeguard.",{"q":1947,"a":1948},"What is stablecoin payment infrastructure?","Stablecoin payment infrastructure lets businesses send and receive money across borders using stablecoins as the settlement layer, exposed through a normal payments API. BlindPay handles on\u002Foff-ramps, FX, compliance, and settlement so the blockchain stays invisible.",{"q":1950,"a":1951},"Which blockchain does BlindPay use?","You do not pick a chain. BlindPay treats the blockchain as plumbing and routes settlement across networks like Polygon, Base, Arbitrum, Stellar, and Tron without exposing that choice to you or your customers.",{"q":1953,"a":1954},"Does BlindPay require pre-funding?","No. BlindPay supports cross-border payments with live FX quotes and no pre-funding, so you do not need to park capital before money moves.",{"q":1956,"a":1957},"Is BlindPay compliant?","Yes. BlindPay treats compliance as a first-class product, not an afterthought, because money that cannot move legally is a demo, not infrastructure.",{},"\u002Fblog\u002Fstablecoin-for-the-ordinary","---\ntitle: \"Stablecoin for the Ordinary\"\ndescription: \"Why BlindPay abstracts away blockchain, wallets, and stablecoin jargon so companies move money across borders with one API, no wallet, and no pre-funding.\"\ndate: \"2026-06-16\"\ncategories: [\"company\"]\nauthor: \"Bernardo Simonassi\"\nthumbnail: \"https:\u002F\u002Fpub-4fabf5dd55154f19a0384b16f2b816d9.r2.dev\u002Fstablecoin-for-the-ordinary.webp\"\nisBlog: true\nfaq:\n  - q: \"Do I need a crypto wallet to use BlindPay?\"\n    a: \"No. BlindPay abstracts away wallets and private keys. You call a REST API and money moves across borders. There is no wallet to open and no seed phrase to safeguard.\"\n  - q: \"What is stablecoin payment infrastructure?\"\n    a: \"Stablecoin payment infrastructure lets businesses send and receive money across borders using stablecoins as the settlement layer, exposed through a normal payments API. BlindPay handles on\u002Foff-ramps, FX, compliance, and settlement so the blockchain stays invisible.\"\n  - q: \"Which blockchain does BlindPay use?\"\n    a: \"You do not pick a chain. BlindPay treats the blockchain as plumbing and routes settlement across networks like Polygon, Base, Arbitrum, Stellar, and Tron without exposing that choice to you or your customers.\"\n  - q: \"Does BlindPay require pre-funding?\"\n    a: \"No. BlindPay supports cross-border payments with live FX quotes and no pre-funding, so you do not need to park capital before money moves.\"\n  - q: \"Is BlindPay compliant?\"\n    a: \"Yes. BlindPay treats compliance as a first-class product, not an afterthought, because money that cannot move legally is a demo, not infrastructure.\"\n---\n\n![Stablecoin for the Ordinary](https:\u002F\u002Fpub-4fabf5dd55154f19a0384b16f2b816d9.r2.dev\u002Fstablecoin-for-the-ordinary.webp)\n\nI'm not a degen guy. I'm a gamer.\n\nMy first contact with blockchain was playing Axie Infinity. Not because I could earn money, but because I'm competitive and I enjoyed it. After that, I never touched or invested in this world again.\n\nIt sounds strange coming from someone building in this space, but I don't like 99% of the projects. What I love is technology.\n\nWhen I was learning Solidity at Buildspace ([@farza](https:\u002F\u002Fx.com\u002Ffarzatv)'s previous company, btw), my first project was building social media on chain. Then I tried to build an e-commerce store. But again and again, the experience was never seamless.\n\nI never felt part of this world. I never liked the experience of opening a blockchain wallet, the responsibility of holding my own money, getting nervous every time I was about to send a transaction. If I felt that friction as someone who writes code for a living, what was an ordinary person or a traditional finance team supposed to feel?\n\n## Why shouldn't blockchains and stablecoins be branded?\n\nBlockchains and stablecoins shouldn't be branded because ordinary people don't choose money by its underlying technology. Every time I hear someone is launching a new blockchain or a new stablecoin, I start wondering how much the company raised. Because at that point it's not a technology, it's a marketing game.\n\nOrdinary people don't give a f\\*\\*\\* about which chain their money flows through. They care that the money arrives, that it's correct, and that someone is accountable when it isn't. The chain is plumbing. Nobody asks which copper alloy is in the pipe before they turn on the faucet.\n\nThis is why I believe everything in this space should be abstracted away. Here's how crypto jargon maps to plain financial language:\n\n| What we call it | What it actually is |\n| --------------- | ------------------- |\n| Stablecoin      | money               |\n| Blockchain      | public ledger       |\n| Swap            | FX                  |\n| Mint            | deposit             |\n| Burn            | withdraw            |\n| Smart contract  | REST API            |\n\nThe left column is how the industry talks to itself. The right column is how the rest of the world already thinks about moving money. Our job isn't to teach everyone the left column. It's to make the left column disappear.\n\n## How does BlindPay abstract away the blockchain for payments?\n\nBlindPay is stablecoin payment infrastructure that lets companies move money across borders through a single API, with no wallet to manage, no chain to pick, and no pre-funding. That conviction is the whole reason [BlindPay](https:\u002F\u002Fwww.blindpay.com\u002F) exists, and it shows up in the product decisions we make every day.\n\nWhen a company sends a payment through us, they don't pick a chain or manage a wallet. They call an API and money moves across borders, with payins, payouts, live quotes, and no pre-funding. We built [global payments](https:\u002F\u002Fwww.blindpay.com\u002Fglobal-payments) so the developer experience feels like any other modern payments integration, a [REST API with real docs](https:\u002F\u002Fwww.blindpay.com\u002Fdocs\u002Fgetting-started\u002Foverview), not a crash course in cryptography.\n\nThe \"burn and mint\" mental model becomes a [virtual account](https:\u002F\u002Fwww.blindpay.com\u002Fvirtual-accounts) that behaves like a bank account, because that's what people actually need it to be. And the part nobody likes to talk about, the part that determines whether any of this is real, is [compliance](https:\u002F\u002Fwww.blindpay.com\u002Fcompliance). We treat it as a first-class product, not an afterthought, because money that can't move legally isn't infrastructure, it's a demo.\n\n## What's left to abstract away?\n\nI'm not claiming we've finished abstracting away the friction. We haven't. There's a long road ahead at BlindPay.\n\nBut the goal is clear: be the first stablecoin payment infrastructure that speaks the language of ordinary people and traditional companies, instead of asking them to learn ours.\n\nIf you're building something that needs to move money across borders, [take a look at what we're building](https:\u002F\u002Fwww.blindpay.com\u002F) or [come talk to us](https:\u002F\u002Fwww.blindpay.com\u002Fcontact).\n",{"title":1755,"description":1941},"blog\u002Fstablecoin-for-the-ordinary","wPxRSOxwr8OJxNykzgbIvx6MfxPNa9rUsJm480qonoc",1785890514048]