[{"data":1,"prerenderedAt":394},["ShallowReactive",2],{"content-\u002Fcareers\u002Fbsa-aml-officer":3},{"id":4,"title":5,"authors":6,"body":7,"categories":6,"category":6,"categoryType":6,"compare":6,"contributors":6,"date":6,"description":375,"extension":376,"faq":6,"howto":6,"isBlog":377,"isChangelog":377,"meta":378,"navigation":379,"path":380,"pillar":377,"products":6,"rawbody":381,"role":382,"seo":391,"stem":392,"thumbnail":6,"updated":6,"__hash__":393},"content\u002Fcareers\u002Fbsa-aml-officer.md","BSA\u002FAML Officer",null,{"type":8,"value":9,"toc":365},"minimark",[10,14,22,25,30,35,63,68,100,105,119,124,144,149,175,179,229,234,245,249,287,291,304,308,334,338,350,353,356],[11,12,5],"h1",{"id":13},"bsaaml-officer",[15,16,17,18,21],"p",{},"We're hiring a ",[19,20,5],"strong",{}," to own BlindPay's anti-money laundering program in the United States. You'll be the designated BSA\u002FAML compliance officer under FinCEN's rules for money services businesses, working alongside our Chief Compliance Officer, who owns licensing and the regulatory relationships. You keep the program honest as we scale.",[15,23,24],{},"BlindPay is a stablecoin payments API. Blind Pay, Inc. and Blind Pay, LLC are registered with FinCEN as Money Services Businesses, and we operate through licensed financial institution partners in the US and a Virtual Asset Service Provider entity in Brazil. You'll own the US AML program end to end and coordinate with the teams running the other jurisdictions.",[26,27,29],"h2",{"id":28},"what-youll-own","What you'll own",[15,31,32],{},[19,33,34],{},"The BSA\u002FAML program",[36,37,38,45,51,57],"ul",{},[39,40,41,44],"li",{},[19,42,43],{},"Serve as the designated BSA\u002FAML Compliance Officer"," under 31 CFR 1022.210, accountable for the program's day-to-day operation.",[39,46,47,50],{},[19,48,49],{},"Write and maintain the AML\u002FCFT program."," Policies, procedures, and internal controls reasonably designed to prevent BlindPay from being used for money laundering or terrorist financing, with a documented, board-approved risk assessment refreshed at least annually.",[39,52,53,56],{},[19,54,55],{},"Run the annual independent review."," Scope it, select the reviewer, own the findings, and drive remediation to closure.",[39,58,59,62],{},[19,60,61],{},"Own training."," Onboarding and annual BSA\u002FAML training for every employee, with role-specific modules for operations, engineering, and go-to-market, and records to prove it.",[15,64,65],{},[19,66,67],{},"FinCEN reporting and recordkeeping",[36,69,70,76,82,88,94],{},[39,71,72,75],{},[19,73,74],{},"Suspicious Activity Reports."," Investigate alerts, decide, and file SARs through the BSA E-Filing System within 30 calendar days of detection (60 when no subject is identified), with continuing activity reviews and supporting documentation retained for five years.",[39,77,78,81],{},[19,79,80],{},"Currency Transaction Reports"," for cash transactions above $10,000, including aggregation and structuring detection, and any other reports the program requires.",[39,83,84,87],{},[19,85,86],{},"Funds transfer rule and Travel Rule."," Recordkeeping for transfers of $3,000 or more under 31 CFR 1010.410, transmittal of required originator and beneficiary information, and application of FinCEN's 2019 guidance on convertible virtual currency to our stablecoin flows.",[39,89,90,93],{},[19,91,92],{},"MSB registration."," Keep FinCEN Form 107 registrations current for each entity, renew every two years, maintain the agent list, and re-register on any triggering event.",[39,95,96,99],{},[19,97,98],{},"FinCEN 314(a) and 314(b)."," Respond to 314(a) requests within the required window and run our voluntary 314(b) information sharing with other financial institutions.",[15,101,102],{},[19,103,104],{},"Sanctions and screening",[36,106,107,113],{},[39,108,109,112],{},[19,110,111],{},"OFAC compliance program."," Screening of customers, counterparties, and blockchain addresses against the SDN and consolidated lists at onboarding and continuously, with blocking and rejection procedures, 10-business-day blocked property reports, and the annual report of blocked property.",[39,114,115,118],{},[19,116,117],{},"Tune the screening stack."," Own thresholds, false-positive rates, and the escalation path for true matches.",[15,120,121],{},[19,122,123],{},"Customer due diligence",[36,125,126,132,138],{},[39,127,128,131],{},[19,129,130],{},"Customer Identification Program and KYC\u002FKYB."," Standards for individuals and businesses, beneficial ownership collection, and identity verification across the countries we onboard from.",[39,133,134,137],{},[19,135,136],{},"Enhanced due diligence."," Risk rating methodology, EDD triggers for higher-risk customers, politically exposed persons, and high-risk jurisdictions, and periodic review cadences.",[39,139,140,143],{},[19,141,142],{},"Transaction monitoring."," Rules, typologies, and alert handling built for stablecoin and fiat rails together, including blockchain analytics on inbound and outbound wallet activity.",[15,145,146],{},[19,147,148],{},"Working with the business",[36,150,151,157,163,169],{},[39,152,153,156],{},[19,154,155],{},"Support examinations and partner reviews."," Prepare the AML portions of state examination and bank partner audit responses, and remediate the findings that land on the program.",[39,158,159,162],{},[19,160,161],{},"Law enforcement requests."," Subpoenas, grand jury requests, and information requests, handled on time and documented.",[39,164,165,168],{},[19,166,167],{},"Advise product and engineering."," Review new corridors, rails, and features before launch, and turn BSA requirements into controls engineering can build.",[39,170,171,174],{},[19,172,173],{},"Report on the program."," Metrics, SAR volume, open findings, and FinCEN developments to the Chief Compliance Officer and leadership.",[26,176,178],{"id":177},"who-you-are","Who you are",[36,180,181,187,193,199,205,211,217,223],{},[39,182,183,186],{},[19,184,185],{},"2+ years in BSA\u002FAML compliance"," at a money services business, fintech, payments company, crypto exchange, or bank.",[39,188,189,192],{},[19,190,191],{},"CAMS certified,"," or CRCM, CFE, or CGSS with equivalent experience.",[39,194,195,198],{},[19,196,197],{},"Fluent in the rules."," 31 CFR Chapter X for MSBs, the USA PATRIOT Act, OFAC regulations, and FinCEN's convertible virtual currency guidance.",[39,200,201,204],{},[19,202,203],{},"Hands-on with the tools."," You've run a screening vendor, a transaction monitoring system, and a blockchain analytics platform, and you know what good alert quality looks like.",[39,206,207,210],{},[19,208,209],{},"Examined."," You've contributed to a regulatory examination or bank partner audit and know what a clean AML file looks like.",[39,212,213,216],{},[19,214,215],{},"Comfortable with stablecoins."," You understand wallets, on-chain settlement, and how the Travel Rule applies to virtual currency transfers.",[39,218,219,222],{},[19,220,221],{},"Writer."," Policies, SAR narratives, and regulator responses that are clear, specific, and defensible.",[39,224,225,228],{},[19,226,227],{},"Builder."," You'd rather design the control than work the queue, and you're comfortable working directly with engineers who automate around you.",[15,230,231],{},[19,232,233],{},"Nice to have",[36,235,236,239,242],{},[39,237,238],{},"Experience with Latin American corridors, especially Brazil and Mexico.",[39,240,241],{},"Experience with a Virtual Asset Service Provider or foreign regulatory framework alongside the US program.",[39,243,244],{},"A hand in a bank partnership program, either on the fintech side or the bank side.",[26,246,248],{"id":247},"why-blindpay","Why BlindPay",[36,250,251,257,263,269,275,281],{},[39,252,253,256],{},[19,254,255],{},"Real scope."," You own the US AML program, not a slice of it.",[39,258,259,262],{},[19,260,261],{},"Fast-growing."," We're a startup growing over 30% month over month, backed by Y Combinator.",[39,264,265,268],{},[19,266,267],{},"Compliance is the product."," KYB, KYC, sanctions screening, and blockchain risk analysis are built into what customers buy from us.",[39,270,271,274],{},[19,272,273],{},"Lean team."," Your work is visible and it ships.",[39,276,277,280],{},[19,278,279],{},"AI-native."," Nobody here does manual work. Our AI-enablement team helps you automate whatever you want.",[39,282,283,286],{},[19,284,285],{},"Best-in-class engineering."," The strongest eng team you'll work alongside.",[26,288,290],{"id":289},"location-and-schedule","Location and schedule",[36,292,293,299],{},[39,294,295,298],{},[19,296,297],{},"United States."," You must be based in and authorized to work in the US.",[39,300,301],{},[19,302,303],{},"Full time.",[26,305,307],{"id":306},"benefits","Benefits",[36,309,310,316,322,328],{},[39,311,312,315],{},[19,313,314],{},"Unlimited PTO."," Rest is not optional.",[39,317,318,321],{},[19,319,320],{},"Top gear."," Apple M5 MacBook.",[39,323,324,327],{},[19,325,326],{},"AI tools sponsored."," Claude, OpenAI and Gemini.",[39,329,330,333],{},[19,331,332],{},"Continuing education."," CAMS renewal and conference attendance covered.",[26,335,337],{"id":336},"compensation","Compensation",[36,339,340,345],{},[39,341,342],{},[19,343,344],{},"$150K to $200K per year.",[39,346,347],{},[19,348,349],{},"Stock options.",[351,352],"hr",{},[15,354,355],{},"Sound like you? Reach out and tell us the first control you'd change.",[15,357,358,359,364],{},"Email ",[360,361,363],"a",{"href":362},"mailto:joao@blindpay.com","joao@blindpay.com",".",{"title":366,"searchDepth":367,"depth":367,"links":368},"",2,[369,370,371,372,373,374],{"id":28,"depth":367,"text":29},{"id":177,"depth":367,"text":178},{"id":247,"depth":367,"text":248},{"id":289,"depth":367,"text":290},{"id":306,"depth":367,"text":307},{"id":336,"depth":367,"text":337},"Own BlindPay's Bank Secrecy Act and anti-money laundering program under FinCEN's rules for money services businesses. US-based, full time.","md",false,{},true,"\u002Fcareers\u002Fbsa-aml-officer","---\ntitle: \"BSA\u002FAML Officer\"\ndescription: \"Own BlindPay's Bank Secrecy Act and anti-money laundering program under FinCEN's rules for money services businesses. US-based, full time.\"\nrole:\n  department: \"Compliance\"\n  location: \"United States\"\n  employmentType: \"FULL_TIME\"\n  compensation:\n    min: 150000\n    max: 200000\n    currency: \"USD\"\n  datePosted: \"2026-09-14\"\n---\n\n# BSA\u002FAML Officer\n\nWe're hiring a **BSA\u002FAML Officer** to own BlindPay's anti-money laundering program in the United States. You'll be the designated BSA\u002FAML compliance officer under FinCEN's rules for money services businesses, working alongside our Chief Compliance Officer, who owns licensing and the regulatory relationships. You keep the program honest as we scale.\n\nBlindPay is a stablecoin payments API. Blind Pay, Inc. and Blind Pay, LLC are registered with FinCEN as Money Services Businesses, and we operate through licensed financial institution partners in the US and a Virtual Asset Service Provider entity in Brazil. You'll own the US AML program end to end and coordinate with the teams running the other jurisdictions.\n\n## What you'll own\n\n**The BSA\u002FAML program**\n- **Serve as the designated BSA\u002FAML Compliance Officer** under 31 CFR 1022.210, accountable for the program's day-to-day operation.\n- **Write and maintain the AML\u002FCFT program.** Policies, procedures, and internal controls reasonably designed to prevent BlindPay from being used for money laundering or terrorist financing, with a documented, board-approved risk assessment refreshed at least annually.\n- **Run the annual independent review.** Scope it, select the reviewer, own the findings, and drive remediation to closure.\n- **Own training.** Onboarding and annual BSA\u002FAML training for every employee, with role-specific modules for operations, engineering, and go-to-market, and records to prove it.\n\n**FinCEN reporting and recordkeeping**\n- **Suspicious Activity Reports.** Investigate alerts, decide, and file SARs through the BSA E-Filing System within 30 calendar days of detection (60 when no subject is identified), with continuing activity reviews and supporting documentation retained for five years.\n- **Currency Transaction Reports** for cash transactions above $10,000, including aggregation and structuring detection, and any other reports the program requires.\n- **Funds transfer rule and Travel Rule.** Recordkeeping for transfers of $3,000 or more under 31 CFR 1010.410, transmittal of required originator and beneficiary information, and application of FinCEN's 2019 guidance on convertible virtual currency to our stablecoin flows.\n- **MSB registration.** Keep FinCEN Form 107 registrations current for each entity, renew every two years, maintain the agent list, and re-register on any triggering event.\n- **FinCEN 314(a) and 314(b).** Respond to 314(a) requests within the required window and run our voluntary 314(b) information sharing with other financial institutions.\n\n**Sanctions and screening**\n- **OFAC compliance program.** Screening of customers, counterparties, and blockchain addresses against the SDN and consolidated lists at onboarding and continuously, with blocking and rejection procedures, 10-business-day blocked property reports, and the annual report of blocked property.\n- **Tune the screening stack.** Own thresholds, false-positive rates, and the escalation path for true matches.\n\n**Customer due diligence**\n- **Customer Identification Program and KYC\u002FKYB.** Standards for individuals and businesses, beneficial ownership collection, and identity verification across the countries we onboard from.\n- **Enhanced due diligence.** Risk rating methodology, EDD triggers for higher-risk customers, politically exposed persons, and high-risk jurisdictions, and periodic review cadences.\n- **Transaction monitoring.** Rules, typologies, and alert handling built for stablecoin and fiat rails together, including blockchain analytics on inbound and outbound wallet activity.\n\n**Working with the business**\n- **Support examinations and partner reviews.** Prepare the AML portions of state examination and bank partner audit responses, and remediate the findings that land on the program.\n- **Law enforcement requests.** Subpoenas, grand jury requests, and information requests, handled on time and documented.\n- **Advise product and engineering.** Review new corridors, rails, and features before launch, and turn BSA requirements into controls engineering can build.\n- **Report on the program.** Metrics, SAR volume, open findings, and FinCEN developments to the Chief Compliance Officer and leadership.\n\n## Who you are\n\n- **2+ years in BSA\u002FAML compliance** at a money services business, fintech, payments company, crypto exchange, or bank.\n- **CAMS certified,** or CRCM, CFE, or CGSS with equivalent experience.\n- **Fluent in the rules.** 31 CFR Chapter X for MSBs, the USA PATRIOT Act, OFAC regulations, and FinCEN's convertible virtual currency guidance.\n- **Hands-on with the tools.** You've run a screening vendor, a transaction monitoring system, and a blockchain analytics platform, and you know what good alert quality looks like.\n- **Examined.** You've contributed to a regulatory examination or bank partner audit and know what a clean AML file looks like.\n- **Comfortable with stablecoins.** You understand wallets, on-chain settlement, and how the Travel Rule applies to virtual currency transfers.\n- **Writer.** Policies, SAR narratives, and regulator responses that are clear, specific, and defensible.\n- **Builder.** You'd rather design the control than work the queue, and you're comfortable working directly with engineers who automate around you.\n\n**Nice to have**\n- Experience with Latin American corridors, especially Brazil and Mexico.\n- Experience with a Virtual Asset Service Provider or foreign regulatory framework alongside the US program.\n- A hand in a bank partnership program, either on the fintech side or the bank side.\n\n## Why BlindPay\n\n- **Real scope.** You own the US AML program, not a slice of it.\n- **Fast-growing.** We're a startup growing over 30% month over month, backed by Y Combinator.\n- **Compliance is the product.** KYB, KYC, sanctions screening, and blockchain risk analysis are built into what customers buy from us.\n- **Lean team.** Your work is visible and it ships.\n- **AI-native.** Nobody here does manual work. Our AI-enablement team helps you automate whatever you want.\n- **Best-in-class engineering.** The strongest eng team you'll work alongside.\n\n## Location and schedule\n\n- **United States.** You must be based in and authorized to work in the US.\n- **Full time.**\n\n## Benefits\n\n- **Unlimited PTO.** Rest is not optional.\n- **Top gear.** Apple M5 MacBook.\n- **AI tools sponsored.** Claude, OpenAI and Gemini.\n- **Continuing education.** CAMS renewal and conference attendance covered.\n\n## Compensation\n\n- **$150K to $200K per year.**\n- **Stock options.**\n\n---\n\nSound like you? Reach out and tell us the first control you'd change.\n\nEmail [joao@blindpay.com](mailto:joao@blindpay.com).\n",{"department":383,"location":384,"employmentType":385,"compensation":386,"datePosted":390},"Compliance","United States","FULL_TIME",{"min":387,"max":388,"currency":389},150000,200000,"USD","2026-09-14",{"title":5,"description":375},"careers\u002Fbsa-aml-officer","jH3er9MxNiRR4CAMpysK--Z91kGcP7cjAmUzmCkC_tM",1789500666215]