[{"data":1,"prerenderedAt":184},["ShallowReactive",2],{"content-\u002Fchangelog\u002F2026-05-29-sepa-eur-payouts":3},{"id":4,"title":5,"author":6,"body":7,"categories":6,"category":167,"categoryType":168,"date":169,"description":170,"extension":171,"faq":6,"howto":6,"isBlog":172,"isChangelog":173,"meta":174,"navigation":173,"path":179,"rawbody":180,"seo":181,"stem":182,"thumbnail":6,"__hash__":183},"content\u002Fchangelog\u002F2026-05-29-sepa-eur-payouts.md","SEPA EUR Payouts",null,{"type":8,"value":9,"toc":158},"minimark",[10,14,19,44,48,51,68,72,105,109,112,115,122,125,151,155],[11,12,13],"p",{},"You can now send USDC and have your receiver get EUR across the SEPA zone. USDC moves on Polygon or Ethereum, and EUR lands in the receiver's IBAN within 5 to 30 minutes.",[15,16,18],"h2",{"id":17},"tldr","TL;DR",[20,21,22,26,29,32,35,38,41],"ul",{},[23,24,25],"li",{},"Send USDC and pay receivers in EUR across 40 SEPA-zone countries",[23,27,28],{},"USDC on Polygon or Ethereum",[23,30,31],{},"Minimum payout: 11 USDC",[23,33,34],{},"Per-payout maximum: $100,000 when the receiver is an individual, $300,000 when the receiver is a business",[23,36,37],{},"Settlement in 5 to 30 minutes after we receive your USDC",[23,39,40],{},"Supports B2B, B2C, C2B, and C2C use cases. 7 countries are C2C-only (see below)",[23,42,43],{},"Same payout API as every other rail. Create a SEPA bank account, request a quote, execute the payout",[15,45,47],{"id":46},"how-it-works","How it works",[11,49,50],{},"The flow is identical to your existing payouts:",[52,53,54,62,65],"ol",{},[23,55,56,57,61],{},"Create a bank account with ",[58,59,60],"code",{},"type: \"sepa\"",", the receiver's IBAN, BIC, full name, and address. The country of the IBAN determines which use cases are available (see the C2C-only list below).",[23,63,64],{},"Request a quote for the USDC amount you want to send. We return the EUR your receiver will get.",[23,66,67],{},"Execute the payout. EUR settles to the receiver's IBAN within 5 to 30 minutes after we receive your USDC.",[15,69,71],{"id":70},"rules","Rules",[20,73,74,81,87,93,99],{},[23,75,76,80],{},[77,78,79],"strong",{},"Minimum",": 11 USDC per payout.",[23,82,83,86],{},[77,84,85],{},"Per-payout maximum",": $100,000 when the receiver is an individual (B2C, C2C) and $300,000 when the receiver is a business (B2B, C2B).",[23,88,89,92],{},[77,90,91],{},"No fixed EUR amounts",": quotes take a USDC amount and return the EUR your receiver gets.",[23,94,95,98],{},[77,96,97],{},"Networks",": USDC on Polygon or Ethereum mainnet. Native USDC only.",[23,100,101,104],{},[77,102,103],{},"Receiver country",": must be one of the 40 SEPA-zone countries listed below.",[15,106,108],{"id":107},"supported-countries","Supported countries",[11,110,111],{},"All 40 countries below support B2B, B2C, C2B, and C2C use cases unless flagged:",[11,113,114],{},"Andorra (AD), Albania (AL), Austria (AT)*, Belgium (BE), Bulgaria (BG), Switzerland (CH), Cyprus (CY), Czech Republic (CZ), Germany (DE), Denmark (DK), Estonia (EE)*, Spain (ES), Finland (FI)*, France (FR)*, United Kingdom (GB), Greece (GR), Croatia (HR), Hungary (HU), Ireland (IE), Iceland (IS), Italy (IT), Liechtenstein (LI), Lithuania (LT)*, Luxembourg (LU), Latvia (LV), Monaco (MC), Moldova (MD), Montenegro (ME), North Macedonia (MK), Malta (MT), Netherlands (NL), Norway (NO)*, Poland (PL), Portugal (PT)*, Romania (RO), Sweden (SE), Slovenia (SI), Slovakia (SK), San Marino (SM), Vatican City (VA).",[11,116,117,118,121],{},"* ",[77,119,120],{},"C2C-only countries",": Austria (AT), Estonia (EE), Finland (FI), France (FR), Lithuania (LT), Norway (NO), and Portugal (PT) only accept C2C (individual to individual) payouts. Sending to a business beneficiary in these countries (B2B, C2B) or sending from a business sender (B2C) is not supported.",[11,123,124],{},"The use case is derived from the sender (your customer) and the receiver:",[20,126,127,133,139,145],{},[23,128,129,132],{},[77,130,131],{},"B2B",": business sender to business beneficiary",[23,134,135,138],{},[77,136,137],{},"B2C",": business sender to individual beneficiary",[23,140,141,144],{},[77,142,143],{},"C2B",": individual sender to business beneficiary",[23,146,147,150],{},[77,148,149],{},"C2C",": individual sender to individual beneficiary",[15,152,154],{"id":153},"get-started","Get started",[11,156,157],{},"If your account already has KYC approved, SEPA is available immediately, no extra activation. Create a SEPA bank account from the dashboard or the API, and you're ready to send your first payout.",{"title":159,"searchDepth":160,"depth":160,"links":161},"",2,[162,163,164,165,166],{"id":17,"depth":160,"text":18},{"id":46,"depth":160,"text":47},{"id":70,"depth":160,"text":71},{"id":107,"depth":160,"text":108},{"id":153,"depth":160,"text":154},"New Feature","feature","2026-05-29","Send USDC and have your receiver get EUR in any SEPA-zone bank account across 40 countries, with settlement in 5 to 30 minutes. Supports B2B, B2C, C2B, and C2C use cases.","md",false,true,{"excerpt":175},{"type":8,"value":176},[177],[11,178,13],{},"\u002Fchangelog\u002F2026-05-29-sepa-eur-payouts","---\ntitle: SEPA EUR Payouts\ndescription: Send USDC and have your receiver get EUR in any SEPA-zone bank account across 40 countries, with settlement in 5 to 30 minutes. Supports B2B, B2C, C2B, and C2C use cases.\ndate: 2026-05-29\ncategory: New Feature\ncategoryType: feature\nisChangelog: true\n---\n\nYou can now send USDC and have your receiver get EUR across the SEPA zone. USDC moves on Polygon or Ethereum, and EUR lands in the receiver's IBAN within 5 to 30 minutes.\n\n\u003C!--more-->\n\n## TL;DR\n\n- Send USDC and pay receivers in EUR across 40 SEPA-zone countries\n- USDC on Polygon or Ethereum\n- Minimum payout: 11 USDC\n- Per-payout maximum: $100,000 when the receiver is an individual, $300,000 when the receiver is a business\n- Settlement in 5 to 30 minutes after we receive your USDC\n- Supports B2B, B2C, C2B, and C2C use cases. 7 countries are C2C-only (see below)\n- Same payout API as every other rail. Create a SEPA bank account, request a quote, execute the payout\n\n## How it works\n\nThe flow is identical to your existing payouts:\n\n1. Create a bank account with `type: \"sepa\"`, the receiver's IBAN, BIC, full name, and address. The country of the IBAN determines which use cases are available (see the C2C-only list below).\n2. Request a quote for the USDC amount you want to send. We return the EUR your receiver will get.\n3. Execute the payout. EUR settles to the receiver's IBAN within 5 to 30 minutes after we receive your USDC.\n\n## Rules\n\n- **Minimum**: 11 USDC per payout.\n- **Per-payout maximum**: $100,000 when the receiver is an individual (B2C, C2C) and $300,000 when the receiver is a business (B2B, C2B).\n- **No fixed EUR amounts**: quotes take a USDC amount and return the EUR your receiver gets.\n- **Networks**: USDC on Polygon or Ethereum mainnet. Native USDC only.\n- **Receiver country**: must be one of the 40 SEPA-zone countries listed below.\n\n## Supported countries\n\nAll 40 countries below support B2B, B2C, C2B, and C2C use cases unless flagged:\n\nAndorra (AD), Albania (AL), Austria (AT)\\*, Belgium (BE), Bulgaria (BG), Switzerland (CH), Cyprus (CY), Czech Republic (CZ), Germany (DE), Denmark (DK), Estonia (EE)\\*, Spain (ES), Finland (FI)\\*, France (FR)\\*, United Kingdom (GB), Greece (GR), Croatia (HR), Hungary (HU), Ireland (IE), Iceland (IS), Italy (IT), Liechtenstein (LI), Lithuania (LT)\\*, Luxembourg (LU), Latvia (LV), Monaco (MC), Moldova (MD), Montenegro (ME), North Macedonia (MK), Malta (MT), Netherlands (NL), Norway (NO)\\*, Poland (PL), Portugal (PT)\\*, Romania (RO), Sweden (SE), Slovenia (SI), Slovakia (SK), San Marino (SM), Vatican City (VA).\n\n\\* **C2C-only countries**: Austria (AT), Estonia (EE), Finland (FI), France (FR), Lithuania (LT), Norway (NO), and Portugal (PT) only accept C2C (individual to individual) payouts. Sending to a business beneficiary in these countries (B2B, C2B) or sending from a business sender (B2C) is not supported.\n\nThe use case is derived from the sender (your customer) and the receiver:\n\n- **B2B**: business sender to business beneficiary\n- **B2C**: business sender to individual beneficiary\n- **C2B**: individual sender to business beneficiary\n- **C2C**: individual sender to individual beneficiary\n\n## Get started\n\nIf your account already has KYC approved, SEPA is available immediately, no extra activation. Create a SEPA bank account from the dashboard or the API, and you're ready to send your first payout.\n",{"title":5,"description":170},"changelog\u002F2026-05-29-sepa-eur-payouts","rCiDvlhODGgsVWC0Ys6HPqS5O7lRUwFBx0kNFspWXyM",1787033720461]