# How does BlindPay compare?

Ten stablecoin providers, one job: turn USDC and USDT into local currency in a bank account, with compliance inside the API and pricing you can read before you sign up. Here is how BlindPay stacks up against each one.

## Why teams choose BlindPay over
- [BlindPay vs Bridge](https://blindpay.com/compare/bridge): Local-currency payouts over Pix, SPEI, ACH, and SWIFT (POBO/COBO), with compliance handled in the API.
- [BlindPay vs Circle](https://blindpay.com/compare/circle): Circle issues USDC. BlindPay turns it into Pix, SPEI, ACH, and SWIFT payouts with compliance built in.
- [BlindPay vs BVNK](https://blindpay.com/compare/bvnk): Rails named per country across Latin America, the US, and the SEPA zone, with published plans.
- [BlindPay vs Conduit](https://blindpay.com/compare/conduit): One API for stablecoin payouts, virtual accounts, and payables, with UETR-tracked SWIFT and Svix webhooks.
- [BlindPay vs Crossmint](https://blindpay.com/compare/crossmint): A focused stablecoin-to-bank payout API with per-country rails, compliance in the flow, and published plans.
- [BlindPay vs Sphere](https://blindpay.com/compare/sphere): SPEI, RTP, TED, and PSE alongside Pix, SEPA, and SWIFT (POBO/COBO), with a sandbox that mirrors production.
- [BlindPay vs Borderless](https://blindpay.com/compare/borderless): Direct rails per country, non-custodial by design, and already listed as a provider in the Borderless network.
- [BlindPay vs Zero Hash](https://blindpay.com/compare/zero-hash): Named local rails, UETR-tracked SWIFT, and compliance in the API for teams whose job is payouts.
- [BlindPay vs Fern](https://blindpay.com/compare/fern): Deeper Latin America coverage with Pix, TED, SPEI, PSE, and Transfers 3.0, plus POBO/COBO SWIFT.
- [BlindPay vs Fireblocks](https://blindpay.com/compare/fireblocks): Fireblocks secures the keys. BlindPay pays the stablecoins out as local currency with compliance built in.

## How we write these comparisons
Competitor facts on these pages come from each provider's own website and documentation, and each page carries the month it was last checked. When a competitor does a job BlindPay does not do, such as issuing a stablecoin or custodying keys, the page says so and shows where BlindPay picks up from there.

## FAQ
### How does BlindPay compare to Bridge, Circle, and BVNK?
BlindPay is a stablecoin payment API whose whole job is turning USDC and USDT into local currency over Pix, SPEI, ACH, RTP, SEPA, and SWIFT (POBO/COBO), with compliance inside the flow. Bridge orchestrates stablecoins across issuance, wallets, and cards. Circle issues USDC and EURC. BVNK runs an enterprise stablecoin account with settlement in USD, EUR, and GBP. Each comparison page lists rails, custody, compliance, and pricing side by side.

### Is BlindPay a stablecoin issuer?
No. BlindPay does not mint or redeem USDC or USDT, and it is not a card acquirer, a consumer wallet, or a self-custody key-management platform. It converts the stablecoins a business already holds into local currency payouts, and collects local currency into stablecoins through virtual accounts.

### Can I use BlindPay alongside another provider?
Yes. A common stack pairs a custody, wallet, or issuance provider with BlindPay for the local-currency payout leg. Borderless lists BlindPay as a provider in its own network, and the prompt library has ready-made prompts for integrating Fireblocks, Circle wallets, Privy, Dfns, and Utila next to BlindPay.

### How do I compare pricing across stablecoin APIs?
Quote the same transfer on each platform and compare the amount that lands in the recipient's account after fees and FX. BlindPay publishes its plans and its usage-based, per-transaction fee model on the pricing page, with no pre-funding required. Most providers on this page publish pricing only on request, so the delivered amount is the fair test.

### How long does it take to migrate to BlindPay?
The sequence is the same for every provider: map concepts, re-verify customers with KYC or KYB, rebuild money movement on quote then execute, switch to Svix-verified webhooks, and dual-run one corridor behind a feature flag before cutting over. The prompt library has a migration prompt for Bridge, Circle, Conduit, Crossmint, Fern, and Fireblocks that walks a coding agent through those steps against your codebase.

### Which corridors does BlindPay support?
USDC and USDT convert to USD, BRL, MXN, COP, ARS, and EUR. Rails run per country: Pix, TED, and Boleto in Brazil, SPEI in Mexico, PSE and ACH in Colombia, Transfers 3.0 in Argentina, ACH, RTP, wire, and SWIFT in the United States, and SEPA across the euro area, with SWIFT payouts reaching suppliers in 100+ countries. Corridor pages such as USDC to BRL list settlement windows per rail.

### Does BlindPay hold my funds?
BlindPay is a non-custodial payment processor. Funds stay under the business's control through the transfer, and if a transaction fails the funds return automatically to the originating wallet. Businesses can bring an external wallet or use a BlindPay-managed wallet where that option is offered.

## Links
- All comparisons: https://blindpay.com/compare
- Pricing: https://blindpay.com/pricing
- Docs: https://blindpay.com/docs/introduction