---
url: /docs/learn/limit-increase.md
description: >-
  Request higher per-transaction, daily, or monthly transfer limits for a
  customer by submitting a supporting document, and track the request through
  compliance review.
---

Every customer starts with transfer limits set by their KYC tier. When a customer needs to move more than their tier allows, request a limit increase: you submit the new limits you want plus a supporting document, BlindPay's compliance team reviews it, and the approved limits (which may differ from what you asked for) take effect on approval.

## Default limits

Transfer limits are calculated on the stablecoin amount transferred. Each customer has separate limits for payouts (sending) and payins (receiving).

|                 | KYC Standard | KYB Standard | KYC Enhanced |
| --------------- | ------------ | ------------ | ------------ |
| Per transaction | US$ 10,000   | US$ 30,000   | US$ 50,000   |
| Daily           | US$ 50,000   | US$ 100,000  | US$ 100,000  |
| Monthly         | US$ 100,000  | US$ 250,000  | US$ 500,000  |

## Prerequisites

The customer must exist and have `kyc_status` of `approved`; you cannot request a limit increase for a customer still in KYC review. You also need the supporting document already hosted at a URL, for example via the [Upload](/learn/upload) endpoint.

## Supporting document types

Pick the `supporting_document_type` that matches the customer type and the document you are submitting:

| Customer type | Accepted values |
| --- | --- |
| Individual | `individual_bank_statement`, `individual_tax_return`, `individual_proof_of_income`, `individual_pay_stub`, `individual_employment_letter`, `individual_investment_statement`, `individual_crypto_exchange_statement`, `individual_blockchain_wallet_statement` |
| Business | `business_bank_statement`, `business_financial_statements`, `business_tax_return`, `business_contract`, `business_accounts_receivable`, `business_merchant_processor_statement`, `business_shareholder_loan` |

See the [knowledge base source of funds guide](/kb/source-of-funds) for what compliance expects each document to show.

## Request a limit increase

Amounts are in USD cents: `100000` means US$ 1,000.00.

```bash [cURL]
curl --request POST \
  --url https://api.blindpay.com/v1/instances/in_000000000000/customers/re_000000000000/limit-increase \
  --header 'Authorization: Bearer YOUR_API_KEY' \
  --header 'Content-Type: application/json' \
  --data '{
    "per_transaction": 100000,
    "daily": 200000,
    "monthly": 1000000,
    "supporting_document_type": "individual_bank_statement",
    "supporting_document_file": "https://example.com/document.pdf"
  }'
```

The response returns the request's ID:

```json
{
  "id": "rl_000000000000"
}
```

## Track the request

The same path lists every limit increase request for the customer, newest state included:

```bash [cURL]
curl --request GET \
  --url https://api.blindpay.com/v1/instances/in_000000000000/customers/re_000000000000/limit-increase \
  --header 'Authorization: Bearer YOUR_API_KEY'
```

Each entry carries the requested amounts, the review status, and, once reviewed, the approved amounts:

| Field | Meaning |
| --- | --- |
| `status` | `in_review`, `approved`, or `rejected` |
| `per_transaction`, `daily`, `monthly` | The amounts you requested, in USD cents |
| `approved_per_transaction`, `approved_daily`, `approved_monthly` | What compliance actually granted; can be lower than requested. `null` until reviewed |
| `supporting_document_type`, `supporting_document_file` | The document submitted with the request |

Compliance can approve lower limits than requested. Always read the `approved_*` fields rather than assuming the requested amounts were granted.

## Webhooks

| Event | Fires when |
| --- | --- |
| `limitIncrease.new` | A limit increase request is created |
| `limitIncrease.update` | Compliance approves or rejects the request |

See [Webhooks](/learn/webhooks) for signature verification and delivery details.

## Related

* [Customers](/learn/customers): KYC tiers and the default limits
* [Upload](/learn/upload): host the supporting document
* [Knowledge base: source of funds](/kb/source-of-funds): what each supporting document must show