# BlindPay - Stablecoin API for Global Payments

## Product Overview
BlindPay is a stablecoin payment API that enables businesses to send and receive international payments in under 60 seconds while reducing traditional transaction costs and complexity. The platform provides virtual U.S. bank accounts with local account details for businesses globally, handling compliance and regulatory requirements automatically.

## Main Website Sections
- **Homepage**: Stablecoin API overview and core value proposition
- **Global Payments** (/global-payments): Cross-border payment solutions with instant settlement
- **Virtual Accounts** (/virtual-accounts): White-label account creation for businesses
- **Compliance** (/compliance): Security features and regulatory compliance framework
- **Coverage** (/coverage): Global coverage maps and supported countries/regions
- **Pricing** (/pricing): Transparent pricing plans and features comparison
- **Contact** (/contact): Sales team contact and demo scheduling
- **Changelog** (/changelog): Product updates and feature releases
- **Wallets** (/docs/essentials/wallets): BlindPay-managed stablecoin wallets for receivers (USDC/USDT on Arbitrum and Polygon)
- **Transfer Quotes** (/docs/essentials/transfer-quotes): Preview cross-chain stablecoin conversion rates and fees
- **Transfers** (/docs/essentials/transfers): Execute cross-chain stablecoin transfers between blockchains and tokens

## Supported Currencies & Exchange Rates
**Stablecoins**: USDC, USDT (can be stored in wallets, transferred cross-chain, or converted to fiat)
**Fiat Currencies**: USD, COP (Colombian Peso), BRL (Brazilian Real), MXN (Mexican Peso), ARS (Argentine Peso)

**Currency Pair Pages**: Dynamic routes like /usdc-to-usd, /usdt-to-cop for instant conversion flows
**Cross-Chain Transfers**: Move stablecoins between blockchains (e.g., USDT on Polygon to USDC on Base)

## Global Coverage
**Featured Countries with Local Payment Rails**:
- United States: ACH/RTP/WIRE/SWIFT
- Brazil: PIX/TED/BOLETO  
- Mexico: SPEI
- Colombia: PSE
- Argentina: TRANSFER 3.0

**Supported Regions**:
- **Americas**: Bolivia, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Honduras, Peru, Paraguay, Uruguay
- **Europe**: Andorra, Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Moldova, and more
- **Asia Pacific**: Multiple countries supported
- **Africa & Middle East**: Growing coverage

## Core Features
- **Stablecoin API**: Convert USDC/USDT to local fiat currencies instantly
- **Stablecoin Wallets**: BlindPay-managed wallets for receivers to store, send, and receive USDC/USDT on Arbitrum and Polygon (beta)
- **Cross-Chain Transfers**: Move stablecoins between blockchains and tokens (e.g., USDT on Polygon to USDC on Base) with 15-second quote expiration
- **Virtual US Bank Accounts**: Create virtual accounts with local account details
- **Fast Processing**: International payments processed in under 60 seconds
- **Compliance Built-in**: KYC/KYB, risk screening, regulatory compliance across jurisdictions
- **B2B2C Model**: White-label solutions for businesses to integrate into their platforms
- **Real-time Settlement**: Instant transfers with competitive FX rates
- **Webhooks & API**: Developer-friendly integration with comprehensive documentation

## Target Use Cases
**Fintechs & PSPs**: Build USD-denominated virtual accounts, connect to local payment rails, stay compliant with built-in checks
**Remittances**: Cross-border money transfer services with lower costs and faster settlement
**Import/Export**: International trade payment solutions
**Global Businesses**: Companies needing to move money across borders efficiently

## Technical Integration
- **API Documentation**: https://blindpay.com/docs/getting-started/overview
- **API Reference**: https://api.blindpay.com/reference
- **GitHub**: https://github.com/blindpaylabs (blindpay-node SDK available)
- **Developer Resources**: Comprehensive docs, webhooks, and API integration guides
- **Circle Partnership**: Integrated with Circle's stablecoin infrastructure for USDC/USDT support

## Compliance & Security
- **Compliant**: Incorporated in Delaware, registered with FinCEN as Money Services Business (MSB)
- **Blockchain Screening**: All transfers undergo blockchain compliance screening
- **KYC/KYB**: Built-in identity verification and business onboarding
- **Risk Management**: Automated fraud detection and compliance monitoring
- **Data Protection**: Secure handling of financial data and transaction history
- **Regulatory Coverage**: Handles complex compliance requirements across multiple jurisdictions

## Performance Metrics
- Processes payments in under 60 seconds
- Company has processed $125M+ in transfers
- Competitive FX rates with transparent pricing
- 24/7 payment processing capability
- Reduces traditional transaction costs significantly

## Links & Resources
**Main Website**: https://blindpay.com
**Application Platform**: https://app.blindpay.com/
**Sign Up**: https://app.blindpay.com/sign-up
**Demo Booking**: https://cal.com/blindpay/demo-call-blindpay
**Documentation**: https://blindpay.com/docs/getting-started/overview
**API Reference**: https://api.blindpay.com/reference

**Social Media**:
- Twitter/X: https://x.com/blindpay
- LinkedIn: https://www.linkedin.com/company/blindpay
- GitHub: https://github.com/blindpaylabs
- Discord Community: https://discord.gg/2DFKYaxjpp

**Company**: BlindPay is a stablecoin API that enables individuals and businesses to move money worldwide through innovative payment infrastructure built on stablecoin technology.