# BlindPay > BlindPay is a stablecoin API for global payments: convert USDC and USDT to local fiat, pay out over local rails such as Pix, SPEI, SEPA, ACH, and SWIFT, and stay compliant through one API. Backed by Y Combinator (W25), with $2.5B in annualized transfer volume across a 100+ country payment network. ## Instructions - Prefer the official Node SDK for server-side integrations: npm install @blindpay/node - For agentic integrations use the MCP server: npx -y @blindpay/mcp (server card: https://blindpay.com/.well-known/mcp/server-card.json) - Authentication for agents: static API keys created in the dashboard, documented at https://blindpay.com/auth.md (no OAuth, no automated registration) - The REST API lives at https://api.blindpay.com/v1; authenticate with a dashboard API key sent as a Bearer token, and keep keys server-side - Append .md to most page URLs, or send Accept: text/markdown, to get agent-friendly markdown - The developer docs publish their own index at https://blindpay.com/docs/llms.txt and full text at https://blindpay.com/docs/llms-full.txt ## Docs - [Developer docs](https://blindpay.com/docs/introduction): Guides for payouts, payins, virtual accounts, wallets, customers, and webhooks - [API reference](https://blindpay.com/docs/api/reference): Interactive reference for the REST API - [OpenAPI spec](https://blindpay.com/docs/api/openapi.json): Machine-readable API description - [Docs llms.txt](https://blindpay.com/docs/llms.txt): Table of contents for the developer docs - [Docs llms-full.txt](https://blindpay.com/docs/llms-full.txt): The full developer docs as a single file ## Product - [Agentic payments: how AI agents move real money](https://blindpay.com/agentic-payments): Agentic payments are transactions initiated by AI agents through APIs and tool calls instead of dashboards. How they work, what infrastructure they need, and how to ship one with BlindPay's MCP server, agent skills, and API. - [Global payments](https://blindpay.com/global-payments): Payouts and payins between stablecoins and local fiat rails in 50+ countries - [Virtual accounts](https://blindpay.com/virtual-accounts): US virtual bank accounts with ACH, RTP, and Wire details that settle to stablecoins - [Pricing](https://blindpay.com/pricing): Transparent per-transaction pricing with no monthly minimums - [Compliance](https://blindpay.com/compliance): KYC/KYB, sanctions screening, and licensing handled inside the API - [BlindPay for AI](https://blindpay.com/ai): MCP server, agent skills, and CLI for AI agents that move money - [iOS app](https://blindpay.com/ios): The full cross-border payment operation from an iPhone - [POBO and COBO over SWIFT](https://blindpay.com/pobo-cobo-swift): Payment and collection on behalf of customers over SWIFT - [Contact](https://blindpay.com/contact): Talk to the BlindPay team ## Corridors Programmatic pages for every supported stablecoin-to-fiat pair, each with a live quote. - [USDC to USD](https://blindpay.com/usdc-to-usd): Convert USDC to US Dollar (USD) with a live quote and local-rail settlement - [USDC to COP](https://blindpay.com/usdc-to-cop): Convert USDC to Colombian Peso (COP) with a live quote and local-rail settlement - [USDC to BRL](https://blindpay.com/usdc-to-brl): Convert USDC to Brazilian Real (BRL) with a live quote and local-rail settlement - [USDC to MXN](https://blindpay.com/usdc-to-mxn): Convert USDC to Mexican Peso (MXN) with a live quote and local-rail settlement - [USDC to ARS](https://blindpay.com/usdc-to-ars): Convert USDC to Argentine Peso (ARS) with a live quote and local-rail settlement - [USDC to EUR](https://blindpay.com/usdc-to-eur): Convert USDC to Euro (EUR) with a live quote and local-rail settlement - [USDT to USD](https://blindpay.com/usdt-to-usd): Convert USDT to US Dollar (USD) with a live quote and local-rail settlement - [USDT to COP](https://blindpay.com/usdt-to-cop): Convert USDT to Colombian Peso (COP) with a live quote and local-rail settlement - [USDT to BRL](https://blindpay.com/usdt-to-brl): Convert USDT to Brazilian Real (BRL) with a live quote and local-rail settlement - [USDT to MXN](https://blindpay.com/usdt-to-mxn): Convert USDT to Mexican Peso (MXN) with a live quote and local-rail settlement - [USDT to ARS](https://blindpay.com/usdt-to-ars): Convert USDT to Argentine Peso (ARS) with a live quote and local-rail settlement - [USDT to EUR](https://blindpay.com/usdt-to-eur): Convert USDT to Euro (EUR) with a live quote and local-rail settlement ## Prompt library Copy-paste prompts for AI agents that integrate, migrate to, and audit BlindPay. Each page's raw prompt is at its path plus .md. - [Pay US vendor invoices with payables](https://blindpay.com/prompts/integrate-invoice-payables): Register supplier invoices with line items and the vendor's ACH or wire details, prefill them from the PDF with AI, and settle them from stablecoins through the quote-and-execute flow. - [Integrate the BlindPay wallet](https://blindpay.com/prompts/integrate-blindpay-wallet): Hold customer stablecoin balances in BlindPay-custodied wallets: create the wallet, collect payins into it, pay out from it with no signing step. - [Migrate from Dynamic to BlindPay](https://blindpay.com/prompts/migrate-from-dynamic): Keep Dynamic for embedded and server wallets, move the stablecoin-to-fiat offramp leg to BlindPay: register the Dynamic wallet, quote and execute payouts, and verify webhooks. - [Build a global contractor payout product](https://blindpay.com/prompts/build-contractor-payouts): Compose onboarding, bank accounts, quotes, payouts, and reconciliation into a complete pay-your-contractors feature across Pix, SPEI, SEPA, and ACH. - [Build a reconciliation ledger](https://blindpay.com/prompts/build-reconciliation-ledger): A daily job that compares your database against BlindPay's payout, payin, and transfer statuses, catches drift, and alerts on stuck or mismatched money. - [Connect an AI agent with the MCP server](https://blindpay.com/prompts/connect-ai-agent-mcp): Wire Claude, Cursor, or any MCP-compatible host to the BlindPay API with the official MCP server and agent skills, with guardrails for money movement. - [Debug webhook delivery and verification](https://blindpay.com/prompts/debug-webhooks): Diagnose missing or failing BlindPay webhooks: endpoint config, signature mismatches, raw-body pitfalls, retries, and replay. - [Integrate Circle wallets with BlindPay](https://blindpay.com/prompts/integrate-circle-wallets): Fund BlindPay payouts from Circle developer-controlled wallets: sign the registration challenge and the ERC-20 approve through Circle's API instead of a browser wallet. - [Integrate customer onboarding with KYC and KYB](https://blindpay.com/prompts/integrate-customer-onboarding): Build the full onboarding pipeline: terms of service, individual and business customers, document uploads, RFI handling, and status webhooks. - [Integrate Dfns with BlindPay](https://blindpay.com/prompts/integrate-dfns): Fund BlindPay stablecoin payouts from Dfns MPC wallets: sign the registration challenge and the ERC-20 approve through Dfns's User Action Signature flow. - [Fund payouts from external wallets](https://blindpay.com/prompts/integrate-external-wallet-payouts): Let customers pay out from their own EVM, Solana, or Stellar wallets: signed-message registration plus the on-chain authorization step per chain. - [Integrate Fireblocks with BlindPay](https://blindpay.com/prompts/integrate-fireblocks): Fund BlindPay stablecoin payouts from Fireblocks vault accounts: MPC-signed wallet registration and the ERC-20 approve through Fireblocks' transactions API. - [Integrate offramp wallets for auto-conversion](https://blindpay.com/prompts/integrate-offramp-wallets): Give each bank account a dedicated crypto deposit address: stablecoins sent to it convert and pay out to the linked bank account automatically. - [Pay boletos and Brazilian bills with payables](https://blindpay.com/prompts/integrate-payables): Register boletos, arrecadacao slips, and PIX codes as payables and settle them from stablecoins through the quote-and-execute flow. - [Integrate payins from bank transfers to stablecoins](https://blindpay.com/prompts/integrate-payins): Accept Pix, ACH, wire, SPEI, and other local bank transfers and settle them as USDC or USDT in a wallet, with quotes, payment instructions, and webhooks. - [Integrate Privy with BlindPay](https://blindpay.com/prompts/integrate-privy): Fund BlindPay stablecoin payouts from Privy Server Wallets: sign the registration challenge and the ERC-20 approve through Privy's wallet RPC endpoint. - [Integrate quotes and FX handling](https://blindpay.com/prompts/integrate-quotes-fx): Handle payin, payout, and transfer quotes correctly: expiry windows, currency_type conventions, fees, and displaying rates to users. - [Integrate stablecoin payouts end to end](https://blindpay.com/prompts/integrate-stablecoin-payouts): Build a complete stablecoin to fiat payout flow: customer onboarding, bank accounts, quotes, and payout execution over Pix, ACH, SPEI, SEPA, and more. - [Integrate Utila with BlindPay](https://blindpay.com/prompts/integrate-utila): Fund BlindPay payouts from Utila MPC vaults: sign the wallet-registration challenge and the ERC-20 approve through Utila's service-account API, with async transaction confirmation handled. - [Integrate US virtual accounts](https://blindpay.com/prompts/integrate-virtual-accounts): Give each customer a named US bank account with ACH, RTP, wire, and SWIFT details that settles automatically to USDC or USDT in their wallet. - [Integrate wallet transfers and cross-chain USDC](https://blindpay.com/prompts/integrate-wallet-transfers): Move stablecoins from managed wallets to any address with transfer quotes, including cross-chain USDC over Circle CCTP v2. - [Integrate webhooks end to end](https://blindpay.com/prompts/integrate-webhooks): Register endpoints, verify Svix signatures correctly, deduplicate retries, and drive payment state from the full BlindPay event catalog. - [Integration quality audit](https://blindpay.com/prompts/integration-quality-audit): Audit an existing BlindPay integration for correctness and resilience: quote expiry handling, webhook security, idempotency, error paths, and reconciliation. - [Migrate from Anchorage Digital to BlindPay](https://blindpay.com/prompts/migrate-from-anchorage): Keep Anchorage Digital for custody and move the stablecoin-to-fiat leg to BlindPay: map transfers, withdrawals, and settlement events to BlindPay quotes, payouts, and webhooks. - [Migrate from BitGo to BlindPay](https://blindpay.com/prompts/migrate-from-bitgo): Move the stablecoin-to-fiat leg of a BitGo integration to BlindPay: map wallets, transfers, and settlement webhooks to BlindPay customers, quotes, payouts, and Svix events. - [Migrate from Bridge to BlindPay](https://blindpay.com/prompts/migrate-from-bridge): Move an existing Bridge integration to the BlindPay API: map customers, external accounts, liquidation addresses, and transfers to their BlindPay equivalents. - [Migrate from Cobo to BlindPay](https://blindpay.com/prompts/migrate-from-cobo): Move an existing Cobo Payments integration to the BlindPay API: keep Cobo for custody if you want, and replace the stablecoin-to-fiat leg with BlindPay's customers, quotes, and payouts. - [Migrate from Coinbase CDP to BlindPay](https://blindpay.com/prompts/migrate-from-coinbase-cdp): Move the stablecoin-to-fiat offramp leg of a Coinbase Developer Platform integration to BlindPay: add Pix, SPEI, SEPA, ACH, and wire payouts while CDP wallets keep custody. - [Migrate from Conduit to BlindPay](https://blindpay.com/prompts/migrate-from-conduit): Move a Conduit cross-border payments integration to BlindPay: counterparties, corridors, and settlement tracking on the quote-and-execute model. - [Migrate from Crossmint to BlindPay](https://blindpay.com/prompts/migrate-from-crossmint): Move the stablecoin-to-fiat leg of a Crossmint integration to BlindPay while Crossmint keeps handling wallets, checkout, or orchestration. - [Migrate from Dfns to BlindPay](https://blindpay.com/prompts/migrate-from-dfns): Keep Dfns for MPC wallet custody and move the stablecoin-to-fiat leg to BlindPay: map transfers and exchange withdrawals to quotes, payouts, and registered external wallets. - [Migrate from Fern to BlindPay](https://blindpay.com/prompts/migrate-from-fern): Move a Fern stablecoin integration to BlindPay: customers, wallets, on/off ramps, and webhook-driven settlement on the quote-and-execute model. - [Migrate from Fireblocks to BlindPay](https://blindpay.com/prompts/migrate-from-fireblocks): Move the stablecoin-to-fiat payout leg of a Fireblocks integration to BlindPay: map payout instruction sets, fiat accounts, and webhooks while Fireblocks stays as custodian. - [Migrate from manual bank payouts to the API](https://blindpay.com/prompts/migrate-from-manual-payouts): Turn a spreadsheet-and-bank-portal payout operation into an automated, webhook-driven API flow with an auditable state machine. - [Migrate from Privy to BlindPay](https://blindpay.com/prompts/migrate-from-privy): Keep Privy for embedded and server wallets, move the stablecoin-to-fiat offramp leg to BlindPay: register the Privy wallet, quote and execute payouts, and verify webhooks. - [Migrate from SWIFT wires to stablecoin payouts](https://blindpay.com/prompts/migrate-from-swift-wires): Replace multi-day international wires with same-day stablecoin settlement over local rails, keeping SWIFT as a fallback where you still need it. - [Migrate from Turnkey to BlindPay](https://blindpay.com/prompts/migrate-from-turnkey): Keep Turnkey for wallets and signing, and move the stablecoin-to-fiat offramp leg of a Turnkey-based product to BlindPay: map payout accounts, quotes, and webhooks. - [Migrate from Utila to BlindPay](https://blindpay.com/prompts/migrate-from-utila): Keep Utila as custodian and signer, and route the stablecoin-to-fiat leg through BlindPay: map vaults, wallets, transactions, and webhooks to their BlindPay equivalents. - [Production readiness checklist](https://blindpay.com/prompts/production-readiness-checklist): Verify a BlindPay integration is ready to move from a development instance to production: config, tokens, networks, webhooks, compliance, and monitoring. - [Sandbox quickstart](https://blindpay.com/prompts/sandbox-quickstart): Stand up a working BlindPay development environment in one session: instance, API key, test customer, funded wallet, and a completed test payout. - [Set up partner fees and revenue share](https://blindpay.com/prompts/setup-partner-fees): Attach your own fee to every quote with partner fees, track collected revenue through webhooks, and show users a complete price breakdown. ## Compare How BlindPay compares to other stablecoin payment providers, with competitor facts sourced from their own sites. Hub: https://blindpay.com/compare - [BlindPay vs Borderless](https://blindpay.com/compare/borderless): BlindPay pays stablecoins out on named local rails, Pix to SWIFT, with published pricing and compliance built in. Borderless routes through partner institutions without naming the rail per country. - [BlindPay vs Bridge](https://blindpay.com/compare/bridge): BlindPay and Bridge both move stablecoins, but BlindPay pays out local currency for global payouts over Pix, SPEI, ACH, and SWIFT with compliance built in. - [BlindPay vs BVNK](https://blindpay.com/compare/bvnk): BlindPay converts USDC and USDT into local currency payouts over Pix, SPEI, ACH, and SWIFT with published pricing and no volume floor. BVNK is an enterprise account in USD, EUR, and GBP behind a volume minimum. - [BlindPay vs Circle](https://blindpay.com/compare/circle): BlindPay converts USDC and USDT into local currency payouts over Pix, SPEI, ACH, and SWIFT with compliance built in. Circle issues USDC and EURC stablecoins. - [BlindPay vs Conduit](https://blindpay.com/compare/conduit): BlindPay converts USDC or USDT into local currency over Pix, SPEI, ACH, or SWIFT with published pricing, per-rail minimums, and compliance reviewed once. Conduit starts from fiat wires above a transaction minimum. - [BlindPay vs Crossmint](https://blindpay.com/compare/crossmint): BlindPay and Crossmint both move stablecoins: BlindPay pays USDC and USDT out as local currency over Pix, SPEI, ACH, SEPA, and SWIFT with compliance built in. - [BlindPay vs Fern](https://blindpay.com/compare/fern): BlindPay pays stablecoins out over Pix, SPEI, ACH, RTP, SEPA, and SWIFT with published pricing, no pre-funding, and compliance built in. Fern goes wider on currencies; BlindPay goes deeper per corridor. - [BlindPay vs Fireblocks](https://blindpay.com/compare/fireblocks): BlindPay converts stablecoins to local currency over Pix, SPEI, ACH, and SWIFT. Fireblocks secures digital assets with MPC wallet custody for institutions. - [BlindPay vs Sphere](https://blindpay.com/compare/sphere): BlindPay and Sphere both convert stablecoins to fiat. BlindPay pays out over Pix, SPEI, and SWIFT (POBO/COBO) with published pricing and compliance built in. - [BlindPay vs Zero Hash](https://blindpay.com/compare/zero-hash): BlindPay pays stablecoins out as local currency over Pix, SPEI, ACH, and SWIFT for payouts; Zero Hash embeds crypto infrastructure under its own licenses. ## Resources - [Best stablecoin payment platforms for fintech in 2026: a US comparison](https://blindpay.com/resources/more/best-stablecoin-payment-platform-fintech-2026): Seven stablecoin payment platforms compared for US fintechs in 2026: what makes an API production-ready, how each provider handles compliance, settlement speed against ACH, and how to run the evaluation. - [Marketplace payouts in Latin America: stablecoin rails for sellers in Brazil, Mexico, Colombia, and Argentina](https://blindpay.com/resources/more/marketplace-stablecoin-payouts-latam): How marketplaces pay sellers, creators, and vendors across Latin America with stablecoin settlement: supported rails (Pix, SPEI, PSE, Argentine transfers), the end-to-end payout workflow, API integration, and what changes for speed, minimums, and FX cost. - [Stablecoins vs SWIFT for B2B cross-border payments: a real comparison](https://blindpay.com/resources/more/stablecoin-vs-swift-b2b-payments): Where SWIFT wires still win, where stablecoin settlement wins, and how to compare the two on cost, speed, traceability, and failure modes for business payments in 2026. - [Compliance agents for cross-border stablecoin payments: a global regulatory guide](https://blindpay.com/resources/more/compliance-agents-cross-border-stablecoin-payments): How compliance agents apply FinCEN, MiCA, FCA, MAS, and Banco Central do Brasil rules to cross-border stablecoin payments: jurisdiction table, the FATF Travel Rule, multi-list sanctions screening, the four components of a compliant program, and questions to ask a compliance provider. - [Stablecoin payroll for LATAM contractors: how it actually works in 2026](https://blindpay.com/resources/more/stablecoin-payroll-latam-contractors): How US companies pay contractors in Argentina, Brazil, Mexico, and Colombia with stablecoins in 2026: USDC vs USDT, the step-by-step payout flow, US tax reporting, a platform comparison, and how to start. - [On/off ramp liquidity with live quotes: how it works and why it matters](https://blindpay.com/resources/more/on-off-ramp-liquidity-live-quotes): What on/off ramp liquidity with live quotes means for developers: live quote vs batch rate, the quote ID flow in an API, what happens on expiry, how liquidity depth changes spread by transaction size, rate windows and UX, and a checklist for evaluating a live quote API. - [AP2 vs ACP vs x402: agent payment protocols compared](https://blindpay.com/resources/more/agent-payment-protocols-compared): AP2, ACP, and x402 each verify that an AI agent had permission to spend. Here is what every protocol covers, who backs it, and the reconciliation gap none of them close. - [Are stablecoin payments reversible? Finality, custody, and fraud explained](https://blindpay.com/resources/more/are-stablecoin-payments-reversible): Stablecoin transfers settle final in minutes and cannot be reversed. That finality proves custody at every step, but it also opens a fraud gap on the fiat side of the payment. - [USDC to ARS in 2026: routes, fees, and rules compared](https://blindpay.com/resources/more/usdc-to-ars-routes-2026): Four ways to convert USDC to Argentine pesos in 2026: stablecoin payout APIs, local exchanges, P2P, and global exchanges with Transfers 3.0. Fees, speed, KYC, and Argentina's PSAV rules compared. - [USDC to COP in 2026: routes, fees, and rules compared](https://blindpay.com/resources/more/usdc-to-cop-routes-2026): Four ways to convert USDC to Colombian pesos in 2026: stablecoin payout APIs, local exchanges, P2P, and global exchanges with PSE. Fees, speed, KYC, and Colombia's VASP rules compared. - [USDC to MXN in 2026: routes, fees, and rules compared](https://blindpay.com/resources/more/usdc-to-mxn-routes-2026): Four ways to convert USDC to Mexican pesos in 2026: stablecoin payout APIs, local exchanges, P2P, and global exchanges with SPEI. Fees, speed, KYC, and Mexico's rules compared. - [What is a stablecoin off-ramp? How crypto becomes cash](https://blindpay.com/resources/more/what-is-a-stablecoin-offramp): A stablecoin off-ramp converts stablecoins like USDC or USDT back into fiat currency in a bank account. How the conversion works and who regulates it. - [What is a VASP? Virtual asset service provider explained](https://blindpay.com/resources/more/what-is-a-vasp): A VASP is any business that exchanges, transfers, or custodies virtual assets like stablecoins for customers. FATF's definition and what it requires in practice. - [What is KYB? Know Your Business verification explained](https://blindpay.com/resources/more/what-is-kyb): KYB verifies a company's legal existence, ownership, and control before it can transact. What it checks, who counts as a beneficial owner, and how it differs from KYC. - [What is USDC? The dollar-pegged stablecoin explained](https://blindpay.com/resources/more/what-is-usdc): USDC is a dollar-pegged stablecoin issued by Circle, backed 1:1 by cash and short-term Treasuries and redeemable for US dollars. How it works and where it's used. - [Stablecoin API pricing: mint fees, spread, and what you actually pay](https://blindpay.com/resources/more/stablecoin-api-pricing-explained): The basis-point figure on a stablecoin provider's pricing page rarely matches the invoice, because mint fees, burn fees, spread, and issuer fees usually live below the line the marketing page shows. - [How to choose the best on/off ramp provider for your fintech app](https://blindpay.com/resources/more/how-to-choose-on-off-ramp-provider): Six criteria for evaluating a crypto on/off ramp provider: corridor coverage, live quotes, fiat settlement speed, licensing, API quality, and liquidity depth. Each with concrete tests to run, a comparison table, and a scoring framework. - [Stablecoin API SLAs and settlement finality explained](https://blindpay.com/resources/more/stablecoin-api-sla-settlement-finality): Stablecoin API uptime numbers cluster near 99.9% for a reason: most providers measure API acceptance instead of the point where money becomes final and spendable. - [Stablecoin API sandbox vs production: what testing misses](https://blindpay.com/resources/more/stablecoin-api-sandbox-vs-production): Most stablecoin API sandboxes pass every integration test and still leave a team unprepared for production, because webhook delivery and idempotent retries are exactly what sandboxes fake or skip. - [How to automate KYC and KYB for stablecoin payments](https://blindpay.com/resources/more/how-to-automate-kyc-kyb-stablecoin-payments): A developer guide to automated KYC and KYB for stablecoin payment flows: how verification runs inside a payment API, step-by-step workflows for individuals and businesses, jurisdiction requirements for the US, EU, UK, Singapore, and Brazil, and what to check before settlement. - [How to send USDC to a bank account in Brazil](https://blindpay.com/resources/more/how-to-send-usdc-to-bank-account-brazil): Step-by-step: convert USDC to Brazilian reais and deliver them to a bank account over Pix using a stablecoin payout API. Quote, verify, send, settle in minutes. - [What is a crypto on-ramp and off-ramp? A guide for fintech builders](https://blindpay.com/resources/more/what-is-a-crypto-on-ramp-and-off-ramp): A crypto on-ramp converts fiat into stablecoins or crypto; an off-ramp converts them back into fiat in a bank account. How each works step by step, how they differ, which payment methods on-ramps support, and who they are built for. - [Best stablecoin APIs in 2026: 10 providers compared](https://blindpay.com/resources/more/best-stablecoin-apis-2026): Ten stablecoin APIs compared for 2026: BlindPay, Circle, Bridge, BVNK, Fireblocks, Crossmint, Zero Hash, Conduit, Sphere, and Borderless, across rails, custody, pricing, and compliance. - [Best stablecoin payment providers in 2026: how to choose](https://blindpay.com/resources/more/best-stablecoin-payment-providers-2026): How to choose a stablecoin payment provider in 2026: the four provider types, a comparison of 10 options, and the questions that decide the fit. - [Is XRP a stablecoin? No, and here is the difference](https://blindpay.com/resources/more/is-xrp-a-stablecoin): XRP is not a stablecoin: its price floats freely with the market. Ripple's actual stablecoin is RLUSD. Here is how the two differ and why it matters. - [MiCA stablecoin rules explained for payment companies](https://blindpay.com/resources/more/mica-stablecoin-rules-explained): What MiCA means if your business uses stablecoins in the EU: EMTs vs ARTs, issuer requirements, why USDC is compliant and USDT was delisted, and a practical checklist. - [PSAV in Brazil: the Central Bank's virtual asset license explained](https://blindpay.com/resources/more/psav-brazil-explained): PSAV is Brazil's authorization for virtual asset service providers, created by BCB Resolutions 519, 520, and 521 under Law 14.478/2022. What it requires and who needs it. - [Stablecoin payments explained: a guide for businesses](https://blindpay.com/resources/more/stablecoin-payments-guide): Stablecoin payments move dollar-pegged tokens between parties and settle in minutes, 24/7. How they work, what they cost, and how businesses accept and send them. - [Stablecoin regulation in 2026: MiCA, the GENIUS Act, Brazil, and Japan](https://blindpay.com/resources/more/stablecoin-regulation-tracker-2026): Where stablecoin regulation stands in 2026: MiCA in the EU, the GENIUS Act in the US, Brazil's VASP regime, and Japan's issuer rules, compared for payment businesses. - [USDC to BRL in 2026: routes, fees, and rules compared](https://blindpay.com/resources/more/usdc-to-brl-routes-2026): Four ways to convert USDC to Brazilian reais in 2026: stablecoin payout APIs, local exchanges, P2P, and global exchanges with Pix. Fees, speed, KYC, and Brazil's VASP rules compared. - [USDC vs USDT for payments: which should businesses use?](https://blindpay.com/resources/more/usdc-vs-usdt-for-payments): USDC offers stronger reserve transparency and US regulatory posture; USDT offers deeper liquidity in emerging markets. Most payment flows should support both. - [What is a stablecoin? Definition, types, and how they work](https://blindpay.com/resources/more/what-is-a-stablecoin): A stablecoin is a digital token designed to hold a fixed value, usually one US dollar. Learn how they stay stable, the main types, and what they are used for. - [What is a stablecoin API? Infrastructure explained](https://blindpay.com/resources/more/what-is-a-stablecoin-api): A stablecoin API lets businesses move money with stablecoins through code: wallets, conversion, local payout rails, and compliance behind one integration. - [What are compliance agents in fintech? How they work and what they do for payments](https://blindpay.com/resources/more/what-are-compliance-agents-in-fintech): Compliance agents are autonomous software components that run KYC, KYB, sanctions screening, and transaction monitoring inside a payment flow, then document every decision. How they work, what they do for payments, how they differ from traditional compliance software, and how BlindPay embeds them in its API. ## Blog - [Stablecoin for the Ordinary](https://blindpay.com/blog/stablecoin-for-the-ordinary): Why BlindPay abstracts away blockchain, wallets, and stablecoin jargon so companies move money across borders with one API, no wallet, and no pre-funding. - [BCB Resolution 561: New eFX Rules for Stablecoins in Brazil and Why BlindPay Is Unaffected](https://blindpay.com/blog/bcb-resolution-561-efx-stablecoins): Brazil's Central Bank just updated rules for eFX international payments. Here's a clear breakdown of Resolution 561, what it actually prohibits, and why BlindPay's stablecoin + local rails model continues to deliver faster, cheaper, and fully compliant cross-border payments for businesses. - [Orchestrating Local Payments and Stablecoins: A Guide for Leaders](https://blindpay.com/blog/orchestrating-payment-rails-leaders): How CFOs and CEOs can cut cross border costs, accelerate settlement, and keep compliance intact by orchestrating stablecoins, instant local rails, named virtual accounts, and built in compliance through a single API. - [BlindPay CLI](https://blindpay.com/blog/cli): The official CLI for BlindPay, the most AI-native stablecoin infrastructure. Manage payouts, payins, customers, and bank accounts from your terminal. Built for developers and AI agents alike with structured JSON output, schema introspection, and predictable exit codes. - [BlindPay Agent Skills](https://blindpay.com/blog/agent-skills): Official Agent Skills for BlindPay. Teach AI assistants domain knowledge for integrating stablecoin payment infrastructure. Install in Cursor, Claude Code, or Codex to get instant expertise on payouts, payins, customers, bank accounts and more. - [Talk to Your Payment API](https://blindpay.com/blog/mcp): BlindPay MCP Server: Connect AI coding assistants to global payment infrastructure. Execute payments, manage customers, and process transactions using natural language instead of API calls. - [Introducing Named Virtual Accounts](https://blindpay.com/blog/introducing-virtual-accounts): Named Virtual Accounts: Open US Bank Accounts in Your Customer's Name with USD Payments, Stablecoin Settlement, and Instant Local Payouts. - [BlindPay Raises $3.3M Seed Round](https://blindpay.com/blog/blindpay-seed-round): BlindPay (YC W25) raised $3.3M in a seed round from Y Combinator, 468 Capital, Circle Ventures, Bitso Business, and angel investors including Jawed Karim (YouTube cofounder). ## Changelog Latest 10 entries; [full history](https://blindpay.com/changelog). - [Payables: pay invoices and bills from stablecoins, cross-chain USDC transfers, and virtual account upgrades](https://blindpay.com/changelog/2026-08-20-payables-cross-chain-usdc-fx-export) - [Per-account partner fees, micro-deposits, and amount-based fee timing on virtual accounts](https://blindpay.com/changelog/2026-08-16-virtual-account-partner-fees-and-micro-deposits) - ["Receivers" to "Customers" migration: final notice and complete guide](https://blindpay.com/changelog/2026-07-27-customers-rename-sunset) - [Public Error Codes, New Documentation, and AI in the Docs](https://blindpay.com/changelog/2026-07-20-error-codes-new-docs-ai-assistant) - [Instance RFIs](https://blindpay.com/changelog/2026-07-03-instance-rfis) - [AI Document Analysis](https://blindpay.com/changelog/2026-06-14-analyze-document) - [SEPA Multi-Chain, EUR-Amount Quotes, and Offramp Wallet Support](https://blindpay.com/changelog/2026-06-06-sepa-multi-chain-eur-quotes-and-offramp) - ["Receivers" renamed to "Customers"](https://blindpay.com/changelog/2026-06-04-customers-rename) - [SEPA EUR Payouts](https://blindpay.com/changelog/2026-05-29-sepa-eur-payouts) - [RFI APIs, Audit Logs, and TED Payouts in Brazil](https://blindpay.com/changelog/2026-05-22-rfi-apis-audit-logs-and-ted-payouts-brazil) ## Optional - [Anti-Money Laundering and Sanctions Policy Statement](https://blindpay.com/aml-sanctions-policy-statement) - [Electronic Consent Agreement](https://blindpay.com/electronic-consent-agreement) - [Memo](https://blindpay.com/memo) - [Privacy Policy](https://blindpay.com/privacy-policy) - [Terms of Service](https://blindpay.com/terms-of-service) - [Veem Terms of Use for BlindPay Users](https://blindpay.com/terms-of-service-veem) - [Careers: Founding GTM](https://blindpay.com/roles/founding-gtm) - [X](https://x.com/blindpay) - [LinkedIn](https://www.linkedin.com/company/blindpay) - [GitHub](https://github.com/blindpaylabs) Content license: CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). Cite as BlindPay (blindpay.com). Contact: legal@blindpay.com.