[{"data":1,"prerenderedAt":1057},["ShallowReactive",2],{"content-\u002Fresources\u002Fmore\u002Fstablecoin-card-statistics-2026":3,"resources-category-stablecoin-card-statistics-2026":896},{"id":4,"title":5,"authors":6,"body":7,"categories":6,"category":863,"categoryType":6,"compare":6,"contributors":6,"date":864,"description":865,"extension":866,"faq":867,"howto":6,"isBlog":886,"isChangelog":886,"meta":887,"navigation":889,"path":890,"pillar":886,"products":6,"rawbody":891,"role":6,"seo":892,"seoTitle":893,"stem":894,"thumbnail":6,"updated":864,"__hash__":895},"content\u002Fresources\u002Fmore\u002Fstablecoin-card-statistics-2026.md","State of stablecoin cards 2026: volume, programs, networks, and risks (data report)",null,{"type":8,"value":9,"toc":846},"minimark",[10,14,23,29,48,53,56,185,191,195,198,207,216,219,223,226,229,232,236,239,247,251,254,323,331,335,338,430,437,441,444,474,482,486,489,492,537,540,544,547,573,577,580,583,587,590,627,630,664,667,693,696,739,746,750,758,762],[11,12,13],"p",{},"Stablecoin cards processed about $5.2 billion on Visa in 2025, up 319% year over year, yet that was only 0.04% of Visa's $14.2 trillion volume. In 2026 the pace kept rising: a16z crypto counted $759 million of card spend in July, and Paymentscan's broader onchain view reached $1.224 billion in September 2026.",[11,15,16,17,22],{},"Card numbers get mixed up even more than general stablecoin numbers. Trackers cover different programs, some count top-ups and settlements, and settlement run rates get quoted as spend. This report keeps each figure next to its source, date, and scope. It is refreshed quarterly; the change log is at the end. For how the cards work, start with ",[18,19,21],"a",{"href":20},"\u002Fresources\u002Fmore\u002Fwhat-is-stablecoin-card-issuing","what stablecoin card issuing is",".",[11,24,25],{},[26,27,28],"strong",{},"Key takeaways",[30,31,32,36,39,42,45],"ul",{},[33,34,35],"li",{},"Visa: about $5.2 billion of stablecoin-linked card volume in 2025, up 319%, or 0.04% of its $14.2 trillion total.",[33,37,38],{},"Visa: more than 130 programs in more than 50 countries, with the number of programs expected to roughly double in 2026.",[33,40,41],{},"Paymentscan (mixed view): $1.038 billion in July, $1.116 billion in August, and $1.224 billion in September 2026.",[33,43,44],{},"a16z crypto: average purchase about $86, nearly 9 million purchases a month, Optimism carries about 29% of volume.",[33,46,47],{},"SpendNode: ether.fi and KAST supplied 70.1% of the $305.6 million it measured in August 2026.",[49,50,52],"h2",{"id":51},"what-are-the-headline-stablecoin-card-numbers-for-2026","What are the headline stablecoin card numbers for 2026?",[11,54,55],{},"Five numbers summarize the market. Each comes from a different source with a different scope, so they should be quoted separately, never added.",[57,58,59,78],"table",{},[60,61,62],"thead",{},[63,64,65,69,72,75],"tr",{},[66,67,68],"th",{},"Metric",[66,70,71],{},"Value",[66,73,74],{},"Source and date",[66,76,77],{},"Scope",[79,80,81,102,116,129,148,166],"tbody",{},[63,82,83,87,90,99],{},[84,85,86],"td",{},"2025 card volume",[84,88,89],{},"About $5.2 billion, up 319% YoY",[84,91,92,98],{},[18,93,97],{"href":94,"rel":95},"https:\u002F\u002Fwww.visa.com\u002Fen-us\u002Fthought-leadership\u002Finnovation\u002Fstablecoin-linked-cards-monetize-money-movement",[96],"nofollow","Visa",", March 31, 2026",[84,100,101],{},"Visa stablecoin-linked cards, full year",[63,103,104,107,110,113],{},[84,105,106],{},"Share of Visa volume",[84,108,109],{},"About 0.04% of $14.2 trillion",[84,111,112],{},"Visa, March 31, 2026",[84,114,115],{},"Visa global volume",[63,117,118,121,124,126],{},[84,119,120],{},"Programs",[84,122,123],{},"130+ in 50+ countries",[84,125,112],{},[84,127,128],{},"Visa programs",[63,130,131,134,137,145],{},[84,132,133],{},"Monthly card spend",[84,135,136],{},"$759 million in July 2026, about 2.5x from $306 million",[84,138,139,144],{},[18,140,143],{"href":141,"rel":142},"https:\u002F\u002Fa16zcrypto.com\u002Fposts\u002Farticle\u002Fcharts-payment-card-stablecoin-spend",[96],"a16z crypto",", August 7, 2026",[84,146,147],{},"Onchain spend tracked by Paymentscan",[63,149,150,153,156,163],{},[84,151,152],{},"Monthly onchain card activity",[84,154,155],{},"$1.224 billion in September 2026",[84,157,158],{},[18,159,162],{"href":160,"rel":161},"https:\u002F\u002Fpaymentscan.xyz",[96],"Paymentscan",[84,164,165],{},"Mixed view, 29 listed programs",[63,167,168,171,174,182],{},[84,169,170],{},"Measured spend, 11 programs",[84,172,173],{},"$305.6 million in August 2026",[84,175,176,181],{},[18,177,180],{"href":178,"rel":179},"https:\u002F\u002Fwww.spendnode.io\u002Fcrypto-cards\u002Fstats\u002Faugust-2026\u002F",[96],"SpendNode",", September 2, 2026",[84,183,184],{},"Mapped programs only",[11,186,187,190],{},[26,188,189],{},"Definition: stablecoin-linked card."," A payment card whose balance is held in a stablecoin such as USDC or USDT. The card network authorizes in fiat, the program converts the stablecoins, and the merchant is paid in local currency.",[49,192,194],{"id":193},"how-fast-is-stablecoin-card-spending-growing","How fast is stablecoin card spending growing?",[11,196,197],{},"Fast, from a small base. Visa's 2025 volume grew 319%, and a16z crypto's July 2026 spend was about 2.5 times the $306 million a year earlier.",[11,199,200,201,206],{},"Month by month, Paymentscan's default view rose from $1.038 billion in July to $1.116 billion in August and $1.224 billion in September 2026, about 18% over two months. CoinDesk reported on ",[18,202,205],{"href":203,"rel":204},"https:\u002F\u002Fwww.coindesk.com\u002Fbusiness\u002F2026\u002F08\u002F23\u002Fcrypto-card-spending-tops-usd1-billion-as-stablecoins-move-into-everyday-purchases",[96],"crypto card spending topping $1 billion in a month"," on August 23, 2026.",[11,208,209,210,215],{},"SpendNode measured $305.6 million in August and ",[18,211,214],{"href":212,"rel":213},"https:\u002F\u002Fwww.spendnode.io\u002Fcrypto-cards\u002Fstats\u002Fseptember-2026\u002F",[96],"$347.1 million in September 2026",". Its coverage can change between months, so treat month-on-month changes there with care.",[11,217,218],{},"The share is still tiny. At 0.04% of Visa's volume in 2025, stablecoin cards are a fast-growing niche, not yet a mainstream payment method.",[49,220,222],{"id":221},"how-many-stablecoin-card-programs-are-there","How many stablecoin card programs are there?",[11,224,225],{},"More than 130 on Visa alone, per Visa's March 2026 update, in more than 50 countries. Visa said it expects the number of programs to roughly double in 2026. That forecast is about program count, not volume.",[11,227,228],{},"Onchain trackers see fewer. Paymentscan lists 29 card programs. The difference is coverage: a tracker can only count programs whose wallets and contracts it can identify onchain, and some programs report off-chain data themselves.",[11,230,231],{},"Program counts also hide concentration. In SpendNode's August 2026 data, two programs, ether.fi and KAST, supplied $214.3 million of the $305.6 million measured, or 70.1%. SpendNode notes that adding programs to its coverage can change that ratio materially.",[49,233,235],{"id":234},"what-does-a-typical-stablecoin-card-purchase-look-like","What does a typical stablecoin card purchase look like?",[11,237,238],{},"Small and frequent. a16z crypto counted nearly 9 million purchases a month with an average of about $86, based on Paymentscan data for mid-2026.",[11,240,241,242,246],{},"That ticket size points to everyday spending rather than large purchases. It also explains why fees matter so much: a fixed per-transaction charge weighs heavily on an $86 purchase. ",[18,243,245],{"href":244},"\u002Fresources\u002Fmore\u002Fstablecoin-card-fees-explained","Stablecoin card fees explained"," breaks down spread, FX markup, and ATM costs.",[49,248,250],{"id":249},"which-chains-and-stablecoins-carry-card-spend","Which chains and stablecoins carry card spend?",[11,252,253],{},"Optimism, Solana, and Base carry most of it, and dollar stablecoins dominate. The figures below are from a16z crypto's August 7, 2026 analysis of Paymentscan data.",[57,255,256,266],{},[60,257,258],{},[63,259,260,263],{},[66,261,262],{},"Breakdown",[66,264,265],{},"Share of card volume",[79,267,268,276,284,291,299,307,315],{},[63,269,270,273],{},[84,271,272],{},"Optimism",[84,274,275],{},"About 29%",[63,277,278,281],{},[84,279,280],{},"Solana",[84,282,283],{},"About 19%",[63,285,286,289],{},[84,287,288],{},"Base",[84,290,283],{},[63,292,293,296],{},[84,294,295],{},"Gnosis",[84,297,298],{},"About 2%",[63,300,301,304],{},[84,302,303],{},"USDC",[84,305,306],{},"About 58%",[63,308,309,312],{},[84,310,311],{},"USDT",[84,313,314],{},"About 26%",[63,316,317,320],{},[84,318,319],{},"EURe",[84,321,322],{},"About 2%, down from about 88% in early 2024",[11,324,325,326,330],{},"The token shift is the bigger story. Early card programs ran largely on the euro stablecoin EURe. By mid-2026, dollar stablecoins carried most of the volume. ",[18,327,329],{"href":328},"\u002Fresources\u002Fmore\u002Fbest-stablecoin-for-card-spending","Which stablecoin is best for card spending"," compares the options.",[49,332,334],{"id":333},"how-are-visa-and-mastercard-moving-on-stablecoin-settlement","How are Visa and Mastercard moving on stablecoin settlement?",[11,336,337],{},"Both networks now settle with some partners in stablecoins, and Mastercard bought a stablecoin infrastructure company. Settlement figures measure money moving between the network and its partners, not card spend.",[57,339,340,353],{},[60,341,342],{},[63,343,344,347,350],{},[66,345,346],{},"Date",[66,348,349],{},"Network",[66,351,352],{},"Event",[79,354,355,370,385,400,415],{},[63,356,357,360,362],{},[84,358,359],{},"April 30, 2025",[84,361,97],{},[84,363,364,369],{},[18,365,368],{"href":366,"rel":367},"https:\u002F\u002Fusa.visa.com\u002Fabout-visa\u002Fnewsroom\u002Fpress-releases.releaseId.21371.html",[96],"Visa and Bridge"," announce stablecoin card issuing, starting in six Latin American countries",[63,371,372,375,377],{},[84,373,374],{},"December 16, 2025",[84,376,97],{},[84,378,379,384],{},[18,380,383],{"href":381,"rel":382},"https:\u002F\u002Fusa.visa.com\u002Fabout-visa\u002Fnewsroom\u002Fpress-releases.releaseId.21951.html",[96],"USDC settlement in the US","; $3.5 billion annualized run rate as of November 30, 2025",[63,386,387,390,392],{},[84,388,389],{},"April 29, 2026",[84,391,97],{},[84,393,394,399],{},[18,395,398],{"href":396,"rel":397},"https:\u002F\u002Fcorporate.visa.com\u002Fen\u002Fsites\u002Fvisa-perspectives\u002Fnewsroom\u002Fvisa-expands-stablecoin-settlement-adds-five-blockchains.html",[96],"$7 billion annualized settlement run rate",", up 50% in a quarter, nine blockchains",[63,401,402,405,408],{},[84,403,404],{},"August 3, 2026",[84,406,407],{},"Mastercard",[84,409,410],{},[18,411,414],{"href":412,"rel":413},"https:\u002F\u002Finvestor.mastercard.com\u002Finvestor-news\u002Finvestor-news-details\u002F2026\u002FMastercard-completes-acquisition-of-BVNK-to-advance-global-stablecoin-capabilities\u002Fdefault.aspx",[96],"Completes acquisition of BVNK",[63,416,417,420,422],{},[84,418,419],{},"August 2026",[84,421,407],{},[84,423,424,429],{},[18,425,428],{"href":426,"rel":427},"https:\u002F\u002Fwww.mastercard.com\u002Fnews\u002Feemea\u002Fen\u002Fnewsroom\u002Fpress-releases\u002Fen\u002F2026\u002Faugust\u002Finfinios-goes-live-with-mastercard-on-stablecoin-settlement-marking-a-first-for-issuers-in-the-kingdom-of-bahrain",[96],"INFINIOS"," says it is the first issuer in Bahrain to settle with Mastercard in stablecoins",[11,431,432,436],{},[18,433,435],{"href":434},"\u002Fresources\u002Fmore\u002Fvisa-mastercard-stablecoin-settlement","Visa and Mastercard stablecoin settlement explained"," covers the two settlement models.",[49,438,440],{"id":439},"what-security-incidents-affected-stablecoin-cards-in-2026","What security incidents affected stablecoin cards in 2026?",[11,442,443],{},"Two incidents stand out, and both ended with users made whole. They show that shared smart contract infrastructure can affect several programs at once.",[30,445,446,462],{},[33,447,448,451,452,456,457,461],{},[26,449,450],{},"Rain-managed Solana contract, August 28, 2026."," Unauthorized withdrawals hit card balances held in a Solana contract. Rain described \"a vulnerability impacting a small number of programs using an outdated version of our Solana contracts.\" Tria reported 636 affected users and $431,945, with every affected user being refunded in full, per ",[18,453,180],{"href":454,"rel":455},"https:\u002F\u002Fwww.spendnode.io\u002Fblog\u002Ftria-rain-solana-card-vulnerability-636-users-refund-august-2026\u002F",[96],". Avici reported $500,859 across 1,685 users and said refunds were processed in full with an extra 10% cashback, per ",[18,458,180],{"href":459,"rel":460},"https:\u002F\u002Fwww.spendnode.io\u002Fblog\u002Favici-solana-card-refunds-complete-10-percent-cashback-august-2026\u002F",[96],". Self-custodial wallets were reported unaffected.",[33,463,464,467,468,473],{},[26,465,466],{},"Gnosis Pay, June 1, 2026."," An exploit of the Delay and Roles modules. According to the ",[18,469,472],{"href":470,"rel":471},"https:\u002F\u002Fgnosispay.com\u002Fblog\u002Fpost-mortem-gnosis-pay-vulnerability-exploit",[96],"Gnosis Pay post-mortem",", attackers extracted $1.5 million, and Gnosis absorbed the losses and restored all funds to users.",[11,475,476,477,481],{},"Neither incident means every program on the same provider was exposed. ",[18,478,480],{"href":479},"\u002Fresources\u002Fmore\u002Fare-stablecoin-cards-safe","Are stablecoin cards safe?"," covers the risk categories in full.",[49,483,485],{"id":484},"why-do-stablecoin-card-statistics-differ-by-source","Why do stablecoin card statistics differ by source?",[11,487,488],{},"Because each source measures a different slice. The July 2026 numbers show it clearly: a16z crypto reported $759 million while Paymentscan's default view showed $1.038 billion for the same month.",[11,490,491],{},"Methodology notes for readers and journalists:",[493,494,495,507,513,519,525,531],"ol",{},[33,496,497,500,501,506],{},[26,498,499],{},"Paymentscan's default view is mixed."," Its ",[18,502,505],{"href":503,"rel":504},"https:\u002F\u002Fpaymentscan.xyz\u002Fmethodology",[96],"methodology"," says the figures include \"spends, settlements, clearing transactions, and top-ups.\" That is broader than spend.",[33,508,509,512],{},[26,510,511],{},"a16z crypto reports spend."," Its July figure counts card purchases tracked onchain through Paymentscan.",[33,514,515,518],{},[26,516,517],{},"SpendNode reports mapped programs only."," Its $305.6 million covers 11 programs in August 2026, and coverage can change month to month.",[33,520,521,524],{},[26,522,523],{},"Some data is self-reported."," Paymentscan notes that off-chain data is self-reported by the teams and not verified by Paymentscan.",[33,526,527,530],{},[26,528,529],{},"Visa reports its own network."," Its figures cover Visa programs, including activity no onchain tracker sees.",[33,532,533,536],{},[26,534,535],{},"Settlement is not spend."," Visa's $7 billion run rate measures settlement between Visa and partners.",[11,538,539],{},"Quote one source per number, with its date and scope.",[49,541,543],{"id":542},"what-should-you-watch-next","What should you watch next?",[11,545,546],{},"Watch four things through the end of 2026:",[30,548,549,555,561,567],{},[33,550,551,554],{},[26,552,553],{},"Mastercard and BVNK."," How the combined company packages stablecoin settlement and card issuing after the August 3 close.",[33,556,557,560],{},[26,558,559],{},"Visa settlement."," Whether the run rate keeps growing and how many more US banks settle in USDC.",[33,562,563,566],{},[26,564,565],{},"Program count."," Whether Visa's programs double as forecast, and how much concentration in the top two programs eases.",[33,568,569,572],{},[26,570,571],{},"Security."," Whether shared contract infrastructure gets audits, monitoring, and published post-mortems after the August incident.",[49,574,576],{"id":575},"how-does-the-money-get-in-and-out-of-a-card-program","How does the money get in and out of a card program?",[11,578,579],{},"Every number above measures spending. Before a card can spend, stablecoins have to arrive, and many users also need part of their money in a local bank account. That is the payout and collection leg, and it sits outside every card statistic in this report.",[11,581,582],{},"BlindPay runs that leg. It converts USDC and USDT into local currency over Pix, SPEI, ACH, RTP, SEPA, and SWIFT (POBO\u002FCOBO), collects bank deposits into US virtual accounts that settle as stablecoins, and runs KYC, KYB, and sanctions screening in the same API flow, with no pre-funding. Card issuing stays with the card program.",[49,584,586],{"id":585},"read-the-full-stablecoin-card-guide","Read the full stablecoin card guide",[11,588,589],{},"Fundamentals:",[30,591,592,598,604,610,616,622],{},[33,593,594],{},[18,595,597],{"href":596},"\u002Fresources\u002Fmore\u002Fwhat-is-a-stablecoin-backed-card","What is a stablecoin-backed card?",[33,599,600],{},[18,601,603],{"href":602},"\u002Fresources\u002Fmore\u002Fhow-stablecoin-card-transactions-settle","How stablecoin card transactions settle",[33,605,606],{},[18,607,609],{"href":608},"\u002Fresources\u002Fmore\u002Fstablecoin-card-vs-crypto-debit-prepaid-credit","Stablecoin card vs crypto debit, prepaid, and credit cards",[33,611,612],{},[18,613,615],{"href":614},"\u002Fresources\u002Fmore\u002Fcustodial-vs-self-custodial-stablecoin-cards","Custodial vs self-custodial stablecoin cards",[33,617,618],{},[18,619,621],{"href":620},"\u002Fresources\u002Fmore\u002Fjust-in-time-vs-prefunded-stablecoin-cards","Just-in-time vs prefunded stablecoin cards",[33,623,624],{},[18,625,626],{"href":328},"Best stablecoin for card spending",[11,628,629],{},"Fees, tax, safety, and use cases:",[30,631,632,636,642,646,652,658],{},[33,633,634],{},[18,635,245],{"href":244},[33,637,638],{},[18,639,641],{"href":640},"\u002Fresources\u002Fmore\u002Fare-stablecoin-card-purchases-taxable","Are stablecoin card purchases taxable?",[33,643,644],{},[18,645,480],{"href":479},[33,647,648],{},[18,649,651],{"href":650},"\u002Fresources\u002Fmore\u002Fdo-stablecoin-cards-require-kyc","Do stablecoin cards require KYC?",[33,653,654],{},[18,655,657],{"href":656},"\u002Fresources\u002Fmore\u002Fhow-freelancers-spend-usdc","How freelancers spend USDC",[33,659,660],{},[18,661,663],{"href":662},"\u002Fresources\u002Fmore\u002Fstablecoin-card-for-travel","Using a stablecoin card for travel",[11,665,666],{},"Regions and regulation:",[30,668,669,675,681,687],{},[33,670,671],{},[18,672,674],{"href":673},"\u002Fresources\u002Fmore\u002Fstablecoin-card-vs-pix-spei-payouts","Stablecoin card vs Pix and SPEI payouts",[33,676,677],{},[18,678,680],{"href":679},"\u002Fresources\u002Fmore\u002Fstablecoin-cards-europe-mica","Stablecoin cards in Europe and MiCA",[33,682,683],{},[18,684,686],{"href":685},"\u002Fresources\u002Fmore\u002Fstablecoin-cards-united-states-regulation","Stablecoin cards in the United States",[33,688,689],{},[18,690,692],{"href":691},"\u002Fresources\u002Fmore\u002Fstablecoin-card-demand-by-country","Stablecoin card demand by country",[11,694,695],{},"Business and builders:",[30,697,698,704,710,715,721,727,733],{},[33,699,700],{},[18,701,703],{"href":702},"\u002Fresources\u002Fmore\u002Fhow-to-launch-a-stablecoin-card-program","How to launch a stablecoin card program",[33,705,706],{},[18,707,709],{"href":708},"\u002Fresources\u002Fmore\u002Fhow-to-choose-a-stablecoin-card-issuing-provider","How to choose a stablecoin card issuing provider",[33,711,712],{},[18,713,714],{"href":434},"Visa and Mastercard stablecoin settlement",[33,716,717],{},[18,718,720],{"href":719},"\u002Fresources\u002Fmore\u002Fhow-to-fund-a-stablecoin-card","How to fund a stablecoin card",[33,722,723],{},[18,724,726],{"href":725},"\u002Fresources\u002Fmore\u002Fstablecoin-card-balance-to-local-bank","From stablecoin card balance to a local bank",[33,728,729],{},[18,730,732],{"href":731},"\u002Fresources\u002Fmore\u002Fstablecoin-card-and-payout-compliance-map","Stablecoin card and payout compliance map",[33,734,735],{},[18,736,738],{"href":737},"\u002Fresources\u002Fmore\u002Fpay-contractors-stablecoin-cards-or-payouts","Paying contractors: cards or local payouts",[11,740,741,742,22],{},"If you are building the money movement around a card program, test the payout side on a free development instance with the ",[18,743,745],{"href":744},"\u002Fdocs\u002Fquickstart-payout","payout quickstart",[49,747,749],{"id":748},"change-log","Change log",[30,751,752],{},[33,753,754,757],{},[26,755,756],{},"October 12, 2026:"," first edition. Covers Visa data to March and April 2026, Paymentscan through September 2026, a16z crypto's August 7 analysis, SpendNode's August and September reports, and incidents through August 2026. Next refresh planned for January 2027.",[49,759,761],{"id":760},"sources","Sources",[30,763,764,770,776,782,788,797,803,813,819,825,831,841],{},[33,765,766],{},[18,767,769],{"href":94,"rel":768},[96],"Visa, How stablecoin-linked cards are modernizing money movement (updated March 31, 2026)",[33,771,772],{},[18,773,775],{"href":396,"rel":774},[96],"Visa, Adding Five Blockchains for Settlement (April 29, 2026)",[33,777,778],{},[18,779,781],{"href":381,"rel":780},[96],"Visa, Stablecoin Settlement in the United States (December 16, 2025)",[33,783,784],{},[18,785,787],{"href":366,"rel":786},[96],"Visa and Bridge partnership (April 30, 2025)",[33,789,790,793,794],{},[18,791,162],{"href":160,"rel":792},[96]," and ",[18,795,505],{"href":503,"rel":796},[96],[33,798,799],{},[18,800,802],{"href":141,"rel":801},[96],"a16z crypto, Charts: payment card stablecoin spend (August 7, 2026)",[33,804,805,793,809],{},[18,806,808],{"href":178,"rel":807},[96],"SpendNode, August 2026 stats",[18,810,812],{"href":212,"rel":811},[96],"September 2026 stats",[33,814,815],{},[18,816,818],{"href":203,"rel":817},[96],"CoinDesk (August 23, 2026)",[33,820,821],{},[18,822,824],{"href":412,"rel":823},[96],"Mastercard completes acquisition of BVNK (August 3, 2026)",[33,826,827],{},[18,828,830],{"href":426,"rel":829},[96],"Mastercard, INFINIOS stablecoin settlement (August 2026)",[33,832,833,793,837],{},[18,834,836],{"href":454,"rel":835},[96],"SpendNode on Tria (August 29, 2026)",[18,838,840],{"href":459,"rel":839},[96],"on Avici (August 30, 2026)",[33,842,843],{},[18,844,472],{"href":470,"rel":845},[96],{"title":847,"searchDepth":848,"depth":848,"links":849},"",2,[850,851,852,853,854,855,856,857,858,859,860,861,862],{"id":51,"depth":848,"text":52},{"id":193,"depth":848,"text":194},{"id":221,"depth":848,"text":222},{"id":234,"depth":848,"text":235},{"id":249,"depth":848,"text":250},{"id":333,"depth":848,"text":334},{"id":439,"depth":848,"text":440},{"id":484,"depth":848,"text":485},{"id":542,"depth":848,"text":543},{"id":575,"depth":848,"text":576},{"id":585,"depth":848,"text":586},{"id":748,"depth":848,"text":749},{"id":760,"depth":848,"text":761},"stablecoins","2026-10-12","Sourced stablecoin card statistics for 2026: Visa volume and programs, monthly onchain spend, average ticket, chain and token mix, and incidents.","md",[868,871,874,877,880,883],{"q":869,"a":870},"How much do people spend with stablecoin cards?","Visa says stablecoin-linked cards processed about $5.2 billion in 2025, up 319% year over year. Onchain trackers show the 2026 monthly pace: a16z crypto, citing Paymentscan data, counted $759 million of card spend in July 2026, and Paymentscan's default view, which also includes top-ups and settlements, showed $1.224 billion in September 2026.",{"q":872,"a":873},"How many stablecoin card programs exist?","Visa reported more than 130 stablecoin-linked card programs in more than 50 countries on its March 31, 2026 update, and said it expects the number of programs to roughly double during 2026. Paymentscan lists 29 card programs on its onchain dashboard, which covers only programs whose activity it can track.",{"q":875,"a":876},"What is the average stablecoin card purchase?","About $86, according to a16z crypto's August 7, 2026 analysis of Paymentscan data, across nearly 9 million purchases a month. That ticket size looks like everyday spending, such as groceries, restaurants, and subscriptions, rather than large one-off purchases.",{"q":878,"a":879},"Which blockchain carries the most stablecoin card spend?","Optimism, at about 29% of volume, followed by Solana and Base at about 19% each, per a16z crypto's August 2026 analysis of Paymentscan data. Gnosis had dropped to about 2%. By token, USDC carried about 58% and USDT about 26%, while euro stablecoin EURe fell from about 88% in early 2024 to about 2%.",{"q":881,"a":882},"Why do stablecoin card statistics differ between sources?","They measure different things over different programs. Paymentscan's default view mixes spends, settlements, clearing, and top-ups. a16z crypto reports spend only. SpendNode reports spend for the programs it has mapped. Visa reports volume across its own network. Always name the source, period, and coverage with each number.",{"q":884,"a":885},"Is Visa's $7 billion stablecoin figure card spending?","No. Visa's $7 billion is an annualized stablecoin settlement run rate, reported on April 29, 2026: the value of settlement between Visa and its partners paid in stablecoins. It is a different measure from card spend, and the two figures should never be added together.",false,{"author":888},"BlindPay Team",true,"\u002Fresources\u002Fmore\u002Fstablecoin-card-statistics-2026","---\ntitle: \"State of stablecoin cards 2026: volume, programs, networks, and risks (data report)\"\nseoTitle: \"Stablecoin card statistics 2026: volume, programs, risks\"\ndescription: \"Sourced stablecoin card statistics for 2026: Visa volume and programs, monthly onchain spend, average ticket, chain and token mix, and incidents.\"\ndate: \"2026-10-12\"\nupdated: \"2026-10-12\"\ncategory: \"stablecoins\"\nauthor: \"BlindPay Team\"\nfaq:\n  - q: \"How much do people spend with stablecoin cards?\"\n    a: \"Visa says stablecoin-linked cards processed about $5.2 billion in 2025, up 319% year over year. Onchain trackers show the 2026 monthly pace: a16z crypto, citing Paymentscan data, counted $759 million of card spend in July 2026, and Paymentscan's default view, which also includes top-ups and settlements, showed $1.224 billion in September 2026.\"\n  - q: \"How many stablecoin card programs exist?\"\n    a: \"Visa reported more than 130 stablecoin-linked card programs in more than 50 countries on its March 31, 2026 update, and said it expects the number of programs to roughly double during 2026. Paymentscan lists 29 card programs on its onchain dashboard, which covers only programs whose activity it can track.\"\n  - q: \"What is the average stablecoin card purchase?\"\n    a: \"About $86, according to a16z crypto's August 7, 2026 analysis of Paymentscan data, across nearly 9 million purchases a month. That ticket size looks like everyday spending, such as groceries, restaurants, and subscriptions, rather than large one-off purchases.\"\n  - q: \"Which blockchain carries the most stablecoin card spend?\"\n    a: \"Optimism, at about 29% of volume, followed by Solana and Base at about 19% each, per a16z crypto's August 2026 analysis of Paymentscan data. Gnosis had dropped to about 2%. By token, USDC carried about 58% and USDT about 26%, while euro stablecoin EURe fell from about 88% in early 2024 to about 2%.\"\n  - q: \"Why do stablecoin card statistics differ between sources?\"\n    a: \"They measure different things over different programs. Paymentscan's default view mixes spends, settlements, clearing, and top-ups. a16z crypto reports spend only. SpendNode reports spend for the programs it has mapped. Visa reports volume across its own network. Always name the source, period, and coverage with each number.\"\n  - q: \"Is Visa's $7 billion stablecoin figure card spending?\"\n    a: \"No. Visa's $7 billion is an annualized stablecoin settlement run rate, reported on April 29, 2026: the value of settlement between Visa and its partners paid in stablecoins. It is a different measure from card spend, and the two figures should never be added together.\"\n---\n\nStablecoin cards processed about $5.2 billion on Visa in 2025, up 319% year over year, yet that was only 0.04% of Visa's $14.2 trillion volume. In 2026 the pace kept rising: a16z crypto counted $759 million of card spend in July, and Paymentscan's broader onchain view reached $1.224 billion in September 2026.\n\nCard numbers get mixed up even more than general stablecoin numbers. Trackers cover different programs, some count top-ups and settlements, and settlement run rates get quoted as spend. This report keeps each figure next to its source, date, and scope. It is refreshed quarterly; the change log is at the end. For how the cards work, start with [what stablecoin card issuing is](\u002Fresources\u002Fmore\u002Fwhat-is-stablecoin-card-issuing).\n\n**Key takeaways**\n\n- Visa: about $5.2 billion of stablecoin-linked card volume in 2025, up 319%, or 0.04% of its $14.2 trillion total.\n- Visa: more than 130 programs in more than 50 countries, with the number of programs expected to roughly double in 2026.\n- Paymentscan (mixed view): $1.038 billion in July, $1.116 billion in August, and $1.224 billion in September 2026.\n- a16z crypto: average purchase about $86, nearly 9 million purchases a month, Optimism carries about 29% of volume.\n- SpendNode: ether.fi and KAST supplied 70.1% of the $305.6 million it measured in August 2026.\n\n## What are the headline stablecoin card numbers for 2026?\n\nFive numbers summarize the market. Each comes from a different source with a different scope, so they should be quoted separately, never added.\n\n| Metric | Value | Source and date | Scope |\n| --- | --- | --- | --- |\n| 2025 card volume | About $5.2 billion, up 319% YoY | [Visa](https:\u002F\u002Fwww.visa.com\u002Fen-us\u002Fthought-leadership\u002Finnovation\u002Fstablecoin-linked-cards-monetize-money-movement), March 31, 2026 | Visa stablecoin-linked cards, full year |\n| Share of Visa volume | About 0.04% of $14.2 trillion | Visa, March 31, 2026 | Visa global volume |\n| Programs | 130+ in 50+ countries | Visa, March 31, 2026 | Visa programs |\n| Monthly card spend | $759 million in July 2026, about 2.5x from $306 million | [a16z crypto](https:\u002F\u002Fa16zcrypto.com\u002Fposts\u002Farticle\u002Fcharts-payment-card-stablecoin-spend), August 7, 2026 | Onchain spend tracked by Paymentscan |\n| Monthly onchain card activity | $1.224 billion in September 2026 | [Paymentscan](https:\u002F\u002Fpaymentscan.xyz) | Mixed view, 29 listed programs |\n| Measured spend, 11 programs | $305.6 million in August 2026 | [SpendNode](https:\u002F\u002Fwww.spendnode.io\u002Fcrypto-cards\u002Fstats\u002Faugust-2026\u002F), September 2, 2026 | Mapped programs only |\n\n**Definition: stablecoin-linked card.** A payment card whose balance is held in a stablecoin such as USDC or USDT. The card network authorizes in fiat, the program converts the stablecoins, and the merchant is paid in local currency.\n\n## How fast is stablecoin card spending growing?\n\nFast, from a small base. Visa's 2025 volume grew 319%, and a16z crypto's July 2026 spend was about 2.5 times the $306 million a year earlier.\n\nMonth by month, Paymentscan's default view rose from $1.038 billion in July to $1.116 billion in August and $1.224 billion in September 2026, about 18% over two months. CoinDesk reported on [crypto card spending topping $1 billion in a month](https:\u002F\u002Fwww.coindesk.com\u002Fbusiness\u002F2026\u002F08\u002F23\u002Fcrypto-card-spending-tops-usd1-billion-as-stablecoins-move-into-everyday-purchases) on August 23, 2026.\n\nSpendNode measured $305.6 million in August and [$347.1 million in September 2026](https:\u002F\u002Fwww.spendnode.io\u002Fcrypto-cards\u002Fstats\u002Fseptember-2026\u002F). Its coverage can change between months, so treat month-on-month changes there with care.\n\nThe share is still tiny. At 0.04% of Visa's volume in 2025, stablecoin cards are a fast-growing niche, not yet a mainstream payment method.\n\n## How many stablecoin card programs are there?\n\nMore than 130 on Visa alone, per Visa's March 2026 update, in more than 50 countries. Visa said it expects the number of programs to roughly double in 2026. That forecast is about program count, not volume.\n\nOnchain trackers see fewer. Paymentscan lists 29 card programs. The difference is coverage: a tracker can only count programs whose wallets and contracts it can identify onchain, and some programs report off-chain data themselves.\n\nProgram counts also hide concentration. In SpendNode's August 2026 data, two programs, ether.fi and KAST, supplied $214.3 million of the $305.6 million measured, or 70.1%. SpendNode notes that adding programs to its coverage can change that ratio materially.\n\n## What does a typical stablecoin card purchase look like?\n\nSmall and frequent. a16z crypto counted nearly 9 million purchases a month with an average of about $86, based on Paymentscan data for mid-2026.\n\nThat ticket size points to everyday spending rather than large purchases. It also explains why fees matter so much: a fixed per-transaction charge weighs heavily on an $86 purchase. [Stablecoin card fees explained](\u002Fresources\u002Fmore\u002Fstablecoin-card-fees-explained) breaks down spread, FX markup, and ATM costs.\n\n## Which chains and stablecoins carry card spend?\n\nOptimism, Solana, and Base carry most of it, and dollar stablecoins dominate. The figures below are from a16z crypto's August 7, 2026 analysis of Paymentscan data.\n\n| Breakdown | Share of card volume |\n| --- | --- |\n| Optimism | About 29% |\n| Solana | About 19% |\n| Base | About 19% |\n| Gnosis | About 2% |\n| USDC | About 58% |\n| USDT | About 26% |\n| EURe | About 2%, down from about 88% in early 2024 |\n\nThe token shift is the bigger story. Early card programs ran largely on the euro stablecoin EURe. By mid-2026, dollar stablecoins carried most of the volume. [Which stablecoin is best for card spending](\u002Fresources\u002Fmore\u002Fbest-stablecoin-for-card-spending) compares the options.\n\n## How are Visa and Mastercard moving on stablecoin settlement?\n\nBoth networks now settle with some partners in stablecoins, and Mastercard bought a stablecoin infrastructure company. Settlement figures measure money moving between the network and its partners, not card spend.\n\n| Date | Network | Event |\n| --- | --- | --- |\n| April 30, 2025 | Visa | [Visa and Bridge](https:\u002F\u002Fusa.visa.com\u002Fabout-visa\u002Fnewsroom\u002Fpress-releases.releaseId.21371.html) announce stablecoin card issuing, starting in six Latin American countries |\n| December 16, 2025 | Visa | [USDC settlement in the US](https:\u002F\u002Fusa.visa.com\u002Fabout-visa\u002Fnewsroom\u002Fpress-releases.releaseId.21951.html); $3.5 billion annualized run rate as of November 30, 2025 |\n| April 29, 2026 | Visa | [$7 billion annualized settlement run rate](https:\u002F\u002Fcorporate.visa.com\u002Fen\u002Fsites\u002Fvisa-perspectives\u002Fnewsroom\u002Fvisa-expands-stablecoin-settlement-adds-five-blockchains.html), up 50% in a quarter, nine blockchains |\n| August 3, 2026 | Mastercard | [Completes acquisition of BVNK](https:\u002F\u002Finvestor.mastercard.com\u002Finvestor-news\u002Finvestor-news-details\u002F2026\u002FMastercard-completes-acquisition-of-BVNK-to-advance-global-stablecoin-capabilities\u002Fdefault.aspx) |\n| August 2026 | Mastercard | [INFINIOS](https:\u002F\u002Fwww.mastercard.com\u002Fnews\u002Feemea\u002Fen\u002Fnewsroom\u002Fpress-releases\u002Fen\u002F2026\u002Faugust\u002Finfinios-goes-live-with-mastercard-on-stablecoin-settlement-marking-a-first-for-issuers-in-the-kingdom-of-bahrain) says it is the first issuer in Bahrain to settle with Mastercard in stablecoins |\n\n[Visa and Mastercard stablecoin settlement explained](\u002Fresources\u002Fmore\u002Fvisa-mastercard-stablecoin-settlement) covers the two settlement models.\n\n## What security incidents affected stablecoin cards in 2026?\n\nTwo incidents stand out, and both ended with users made whole. They show that shared smart contract infrastructure can affect several programs at once.\n\n- **Rain-managed Solana contract, August 28, 2026.** Unauthorized withdrawals hit card balances held in a Solana contract. Rain described \"a vulnerability impacting a small number of programs using an outdated version of our Solana contracts.\" Tria reported 636 affected users and $431,945, with every affected user being refunded in full, per [SpendNode](https:\u002F\u002Fwww.spendnode.io\u002Fblog\u002Ftria-rain-solana-card-vulnerability-636-users-refund-august-2026\u002F). Avici reported $500,859 across 1,685 users and said refunds were processed in full with an extra 10% cashback, per [SpendNode](https:\u002F\u002Fwww.spendnode.io\u002Fblog\u002Favici-solana-card-refunds-complete-10-percent-cashback-august-2026\u002F). Self-custodial wallets were reported unaffected.\n- **Gnosis Pay, June 1, 2026.** An exploit of the Delay and Roles modules. According to the [Gnosis Pay post-mortem](https:\u002F\u002Fgnosispay.com\u002Fblog\u002Fpost-mortem-gnosis-pay-vulnerability-exploit), attackers extracted $1.5 million, and Gnosis absorbed the losses and restored all funds to users.\n\nNeither incident means every program on the same provider was exposed. [Are stablecoin cards safe?](\u002Fresources\u002Fmore\u002Fare-stablecoin-cards-safe) covers the risk categories in full.\n\n## Why do stablecoin card statistics differ by source?\n\nBecause each source measures a different slice. The July 2026 numbers show it clearly: a16z crypto reported $759 million while Paymentscan's default view showed $1.038 billion for the same month.\n\nMethodology notes for readers and journalists:\n\n1. **Paymentscan's default view is mixed.** Its [methodology](https:\u002F\u002Fpaymentscan.xyz\u002Fmethodology) says the figures include \"spends, settlements, clearing transactions, and top-ups.\" That is broader than spend.\n2. **a16z crypto reports spend.** Its July figure counts card purchases tracked onchain through Paymentscan.\n3. **SpendNode reports mapped programs only.** Its $305.6 million covers 11 programs in August 2026, and coverage can change month to month.\n4. **Some data is self-reported.** Paymentscan notes that off-chain data is self-reported by the teams and not verified by Paymentscan.\n5. **Visa reports its own network.** Its figures cover Visa programs, including activity no onchain tracker sees.\n6. **Settlement is not spend.** Visa's $7 billion run rate measures settlement between Visa and partners.\n\nQuote one source per number, with its date and scope.\n\n## What should you watch next?\n\nWatch four things through the end of 2026:\n\n- **Mastercard and BVNK.** How the combined company packages stablecoin settlement and card issuing after the August 3 close.\n- **Visa settlement.** Whether the run rate keeps growing and how many more US banks settle in USDC.\n- **Program count.** Whether Visa's programs double as forecast, and how much concentration in the top two programs eases.\n- **Security.** Whether shared contract infrastructure gets audits, monitoring, and published post-mortems after the August incident.\n\n## How does the money get in and out of a card program?\n\nEvery number above measures spending. Before a card can spend, stablecoins have to arrive, and many users also need part of their money in a local bank account. That is the payout and collection leg, and it sits outside every card statistic in this report.\n\nBlindPay runs that leg. It converts USDC and USDT into local currency over Pix, SPEI, ACH, RTP, SEPA, and SWIFT (POBO\u002FCOBO), collects bank deposits into US virtual accounts that settle as stablecoins, and runs KYC, KYB, and sanctions screening in the same API flow, with no pre-funding. Card issuing stays with the card program.\n\n## Read the full stablecoin card guide\n\nFundamentals:\n\n- [What is a stablecoin-backed card?](\u002Fresources\u002Fmore\u002Fwhat-is-a-stablecoin-backed-card)\n- [How stablecoin card transactions settle](\u002Fresources\u002Fmore\u002Fhow-stablecoin-card-transactions-settle)\n- [Stablecoin card vs crypto debit, prepaid, and credit cards](\u002Fresources\u002Fmore\u002Fstablecoin-card-vs-crypto-debit-prepaid-credit)\n- [Custodial vs self-custodial stablecoin cards](\u002Fresources\u002Fmore\u002Fcustodial-vs-self-custodial-stablecoin-cards)\n- [Just-in-time vs prefunded stablecoin cards](\u002Fresources\u002Fmore\u002Fjust-in-time-vs-prefunded-stablecoin-cards)\n- [Best stablecoin for card spending](\u002Fresources\u002Fmore\u002Fbest-stablecoin-for-card-spending)\n\nFees, tax, safety, and use cases:\n\n- [Stablecoin card fees explained](\u002Fresources\u002Fmore\u002Fstablecoin-card-fees-explained)\n- [Are stablecoin card purchases taxable?](\u002Fresources\u002Fmore\u002Fare-stablecoin-card-purchases-taxable)\n- [Are stablecoin cards safe?](\u002Fresources\u002Fmore\u002Fare-stablecoin-cards-safe)\n- [Do stablecoin cards require KYC?](\u002Fresources\u002Fmore\u002Fdo-stablecoin-cards-require-kyc)\n- [How freelancers spend USDC](\u002Fresources\u002Fmore\u002Fhow-freelancers-spend-usdc)\n- [Using a stablecoin card for travel](\u002Fresources\u002Fmore\u002Fstablecoin-card-for-travel)\n\nRegions and regulation:\n\n- [Stablecoin card vs Pix and SPEI payouts](\u002Fresources\u002Fmore\u002Fstablecoin-card-vs-pix-spei-payouts)\n- [Stablecoin cards in Europe and MiCA](\u002Fresources\u002Fmore\u002Fstablecoin-cards-europe-mica)\n- [Stablecoin cards in the United States](\u002Fresources\u002Fmore\u002Fstablecoin-cards-united-states-regulation)\n- [Stablecoin card demand by country](\u002Fresources\u002Fmore\u002Fstablecoin-card-demand-by-country)\n\nBusiness and builders:\n\n- [How to launch a stablecoin card program](\u002Fresources\u002Fmore\u002Fhow-to-launch-a-stablecoin-card-program)\n- [How to choose a stablecoin card issuing provider](\u002Fresources\u002Fmore\u002Fhow-to-choose-a-stablecoin-card-issuing-provider)\n- [Visa and Mastercard stablecoin settlement](\u002Fresources\u002Fmore\u002Fvisa-mastercard-stablecoin-settlement)\n- [How to fund a stablecoin card](\u002Fresources\u002Fmore\u002Fhow-to-fund-a-stablecoin-card)\n- [From stablecoin card balance to a local bank](\u002Fresources\u002Fmore\u002Fstablecoin-card-balance-to-local-bank)\n- [Stablecoin card and payout compliance map](\u002Fresources\u002Fmore\u002Fstablecoin-card-and-payout-compliance-map)\n- [Paying contractors: cards or local payouts](\u002Fresources\u002Fmore\u002Fpay-contractors-stablecoin-cards-or-payouts)\n\nIf you are building the money movement around a card program, test the payout side on a free development instance with the [payout quickstart](\u002Fdocs\u002Fquickstart-payout).\n\n## Change log\n\n- **October 12, 2026:** first edition. Covers Visa data to March and April 2026, Paymentscan through September 2026, a16z crypto's August 7 analysis, SpendNode's August and September reports, and incidents through August 2026. Next refresh planned for January 2027.\n\n## Sources\n\n- [Visa, How stablecoin-linked cards are modernizing money movement (updated March 31, 2026)](https:\u002F\u002Fwww.visa.com\u002Fen-us\u002Fthought-leadership\u002Finnovation\u002Fstablecoin-linked-cards-monetize-money-movement)\n- [Visa, Adding Five Blockchains for Settlement (April 29, 2026)](https:\u002F\u002Fcorporate.visa.com\u002Fen\u002Fsites\u002Fvisa-perspectives\u002Fnewsroom\u002Fvisa-expands-stablecoin-settlement-adds-five-blockchains.html)\n- [Visa, Stablecoin Settlement in the United States (December 16, 2025)](https:\u002F\u002Fusa.visa.com\u002Fabout-visa\u002Fnewsroom\u002Fpress-releases.releaseId.21951.html)\n- [Visa and Bridge partnership (April 30, 2025)](https:\u002F\u002Fusa.visa.com\u002Fabout-visa\u002Fnewsroom\u002Fpress-releases.releaseId.21371.html)\n- [Paymentscan](https:\u002F\u002Fpaymentscan.xyz) and [methodology](https:\u002F\u002Fpaymentscan.xyz\u002Fmethodology)\n- [a16z crypto, Charts: payment card stablecoin spend (August 7, 2026)](https:\u002F\u002Fa16zcrypto.com\u002Fposts\u002Farticle\u002Fcharts-payment-card-stablecoin-spend)\n- [SpendNode, August 2026 stats](https:\u002F\u002Fwww.spendnode.io\u002Fcrypto-cards\u002Fstats\u002Faugust-2026\u002F) and [September 2026 stats](https:\u002F\u002Fwww.spendnode.io\u002Fcrypto-cards\u002Fstats\u002Fseptember-2026\u002F)\n- [CoinDesk (August 23, 2026)](https:\u002F\u002Fwww.coindesk.com\u002Fbusiness\u002F2026\u002F08\u002F23\u002Fcrypto-card-spending-tops-usd1-billion-as-stablecoins-move-into-everyday-purchases)\n- [Mastercard completes acquisition of BVNK (August 3, 2026)](https:\u002F\u002Finvestor.mastercard.com\u002Finvestor-news\u002Finvestor-news-details\u002F2026\u002FMastercard-completes-acquisition-of-BVNK-to-advance-global-stablecoin-capabilities\u002Fdefault.aspx)\n- [Mastercard, INFINIOS stablecoin settlement (August 2026)](https:\u002F\u002Fwww.mastercard.com\u002Fnews\u002Feemea\u002Fen\u002Fnewsroom\u002Fpress-releases\u002Fen\u002F2026\u002Faugust\u002Finfinios-goes-live-with-mastercard-on-stablecoin-settlement-marking-a-first-for-issuers-in-the-kingdom-of-bahrain)\n- [SpendNode on Tria (August 29, 2026)](https:\u002F\u002Fwww.spendnode.io\u002Fblog\u002Ftria-rain-solana-card-vulnerability-636-users-refund-august-2026\u002F) and [on Avici (August 30, 2026)](https:\u002F\u002Fwww.spendnode.io\u002Fblog\u002Favici-solana-card-refunds-complete-10-percent-cashback-august-2026\u002F)\n- [Gnosis Pay post-mortem](https:\u002F\u002Fgnosispay.com\u002Fblog\u002Fpost-mortem-gnosis-pay-vulnerability-exploit)\n",{"title":5,"description":865},"Stablecoin card statistics 2026: volume, programs, risks","resources\u002Fmore\u002Fstablecoin-card-statistics-2026","YUZPwWrDMia_luRokKP6nyNEMx7g5eOmftVCTL5g7B8",[897,900,904,908,912,916,920,924,927,931,935,939,943,947,951,955,958,962,966,970,974,978,981,985,989,990,994,998,1002,1005,1009,1013,1017,1021,1025,1028,1032,1036,1040,1043,1047,1050,1054],{"path":479,"title":898,"description":899},"Are stablecoin cards safe? Peg, issuer, custody, and smart contract risks","The five risks of a stablecoin card: peg, program failure, custody, smart contracts, and fraud, with the August 2026 incident and a safety checklist.",{"path":901,"title":902,"description":903},"\u002Fresources\u002Fmore\u002Fare-stablecoin-payments-safe","Are stablecoin payments safe? The risks businesses should check, and how to reduce them","Stablecoin payments are as safe as the issuer, the network, the provider, and your own controls. The seven risks to check, with real incidents and fixes.",{"path":905,"title":906,"description":907},"\u002Fresources\u002Fmore\u002Fbest-stablecoin-apis-cross-border-payments-2026","Best stablecoin APIs for cross-border payments in 2026: BlindPay, Circle, Stripe, Bridge, and Fireblocks compared","Five stablecoin APIs compared for cross-border payments: primary use case, pre-funding requirement, payout regions, and developer experience, plus how to choose by buyer scenario.",{"path":909,"title":910,"description":911},"\u002Fresources\u002Fmore\u002Fbest-stablecoin-apis-2026","Best stablecoin APIs in 2026: 10 providers compared","Ten stablecoin APIs compared for 2026: BlindPay, Circle, Bridge, BVNK, Fireblocks, Crossmint, Zero Hash, Conduit, Sphere, and Borderless, across rails, custody, pricing, and compliance.",{"path":913,"title":914,"description":915},"\u002Fresources\u002Fmore\u002Fbest-virtual-account-providers-stablecoins","Best virtual account providers for stablecoins in 2026: BlindPay, Bridge, HIFI, Noah, and Conduit compared","Five virtual account providers for fiat and stablecoins compared on deposit rails, settlement chains, account naming, and custody, plus a 30-day test plan.",{"path":917,"title":918,"description":919},"\u002Fresources\u002Fmore\u002Fbusiness-vs-consumer-crypto-on-ramps","Business vs consumer crypto on-ramps: what changes when a company buys stablecoins","A consumer on-ramp sells crypto to one person, usually by card. A business on-ramp turns company bank deposits into stablecoins via an API. What differs.",{"path":921,"title":922,"description":923},"\u002Fresources\u002Fmore\u002Fcrypto-debit-card-vs-stablecoin-card-for-business","Crypto debit card vs. stablecoin card for business: custody, accounting, tax, and controls compared","Why a company should treat crypto debit cards and stablecoin cards differently: budget predictability, custody risk, per-swipe tax events, accounting, and spend controls.",{"path":614,"title":925,"description":926},"Custodial vs. self-custodial stablecoin cards: who actually holds your money?","Who holds the stablecoins behind your card: custodial vs. self-custodial models, smart-account allowances, failure modes, and what August 2026 showed.",{"path":928,"title":929,"description":930},"\u002Fresources\u002Fmore\u002Fdo-you-need-a-crypto-wallet-for-stablecoin-payments","Do you need a crypto wallet to make stablecoin payments?","Who needs a wallet in a stablecoin payment, who doesn't, and how payment providers hide keys, networks, gas, and confirmations from payers and recipients.",{"path":932,"title":933,"description":934},"\u002Fresources\u002Fmore\u002Fhow-merchants-accept-stablecoin-payments","How merchants accept stablecoin payments: the complete 2026 guide","To accept stablecoin payments you need a receiving method, an off-ramp to local currency, and a settlement account. The full flow, costs, and options.",{"path":936,"title":937,"description":938},"\u002Fresources\u002Fmore\u002Fstablecoin-payment-orchestration-cross-border-payouts","How stablecoins fit into payment orchestration for cross-border payouts","Stablecoins are a settlement rail inside an orchestration strategy, not a replacement for banking. What changes: pre-funding, settlement time, FX visibility, and last-mile delivery over Pix and SPEI.",{"path":940,"title":941,"description":942},"\u002Fresources\u002Fmore\u002Faccept-bank-transfers-settle-in-stablecoins","How to accept bank transfers and settle in stablecoins using virtual accounts","Accept ACH, wire, and SWIFT and settle in USDC or USDT: the flow, the token, chain, and custody choices, and when a virtual account beats a memo code.",{"path":944,"title":945,"description":946},"\u002Fresources\u002Fmore\u002Fhow-to-choose-a-blockchain-payment-api","How to choose a blockchain payment API: a technical buyer's checklist","Seven checks for a blockchain payment API: SDKs, OpenAPI quality, abstraction level, networks, built-in compliance, local payout rails, and pricing.",{"path":948,"title":949,"description":950},"\u002Fresources\u002Fmore\u002Fhow-to-choose-a-stablecoin-api","How to choose a stablecoin API: the 6 questions that actually matter","Six criteria for evaluating a stablecoin API: pre-funding, compliance automation, local payout rails, settlement speed, developer experience, and pricing transparency, with a scorecard you can send to every vendor.",{"path":952,"title":953,"description":954},"\u002Fresources\u002Fmore\u002Fhow-to-evaluate-a-wallet-integration-provider","How to evaluate a wallet integration provider: 12-point checklist","A 12-point checklist for choosing a wallet or stablecoin payments provider: custody, chains, rails, pricing, compliance, SOC 2, SLAs, and AI tooling.",{"path":719,"title":956,"description":957},"How to fund a stablecoin card: exchanges, wallet transfers, virtual accounts, and bank deposits","Four ways to fund a stablecoin card, compared by speed, cost, and control: exchange withdrawal, wallet transfer, virtual account deposit, and card top-up.",{"path":959,"title":960,"description":961},"\u002Fresources\u002Fmore\u002Fis-stripe-a-stablecoin-api","Is Stripe a stablecoin API? What a payout API, Stripe, and Bridge each do","Partly. Stripe offers stablecoin checkout and balances, and owns Bridge, a stablecoin infrastructure API. What each covers for cross-border payouts.",{"path":963,"title":964,"description":965},"\u002Fresources\u002Fmore\u002Fis-xrp-a-stablecoin","Is XRP a stablecoin? No, and here is the difference","XRP is not a stablecoin: its price floats freely with the market. Ripple's actual stablecoin is RLUSD. Here is how the two differ and why it matters.",{"path":967,"title":968,"description":969},"\u002Fresources\u002Fmore\u002Fstablecoin-api-pricing-explained","Stablecoin API pricing: mint fees, spread, and what you actually pay","The basis-point figure on a stablecoin provider's pricing page rarely matches the invoice, because mint fees, burn fees, spread, and issuer fees usually live below the line the marketing page shows.",{"path":971,"title":972,"description":973},"\u002Fresources\u002Fmore\u002Fstablecoin-api-vs-crypto-payment-gateway","Stablecoin API vs crypto payment gateway: what's the difference?","A crypto payment gateway accepts crypto at checkout. A stablecoin API moves money across borders through code, and neither side needs a wallet.",{"path":975,"title":976,"description":977},"\u002Fresources\u002Fmore\u002Fstablecoin-api-vs-traditional-cross-border-rails","Stablecoin API vs traditional cross-border rails: a plain-English guide for payments teams","A stablecoin API moves money across borders using dollar-pegged tokens like USDC instead of correspondent banks. How the flow works, what no pre-funding means, and a side-by-side table against SWIFT.",{"path":608,"title":979,"description":980},"Stablecoin card vs. crypto debit card vs. prepaid vs. credit: which type of crypto card is which?","Four kinds of crypto card compared: funding source, when conversion happens, tax timing, volatility, fees to check, and who each one suits.",{"path":982,"title":983,"description":984},"\u002Fresources\u002Fmore\u002Fstablecoin-depeg-risk-payments","Stablecoin depeg risk for payment companies: what past depegs teach and how to set limits","A depeg hurts a payment flow only while you hold the stablecoin. What USDC's 2023 depeg and UST's collapse teach, and the limits and triggers to set.",{"path":986,"title":987,"description":988},"\u002Fresources\u002Fmore\u002Fstablecoin-payments-statistics-2026","Stablecoin payment statistics 2026: volume, B2B share, and cross-border data","Sourced stablecoin payment statistics for 2026: real payment volume vs transfer volume, B2B share, domestic vs cross-border, top markets, and chains.",{"path":890,"title":5,"description":865},{"path":991,"title":992,"description":993},"\u002Fresources\u002Fmore\u002Ftypes-of-stablecoin-apis","Types of stablecoin APIs: issuer, wallet, orchestration, payout, and non-custodial APIs compared","The five types of stablecoin APIs, what each one does, and who holds the funds and the compliance work in each. Plus how they differ from exchange APIs.",{"path":995,"title":996,"description":997},"\u002Fresources\u002Fmore\u002Fusdc-vs-usdt-for-payments","USDC vs USDT for payments: which should businesses use?","USDC offers stronger reserve transparency and US regulatory posture; USDT offers deeper liquidity in emerging markets. Most payment flows should support both.",{"path":999,"title":1000,"description":1001},"\u002Fresources\u002Fmore\u002Fvirtual-account-fees","Virtual account fees: every cost between the payer's bank and the stablecoin wallet","Monthly, deposit, wire, SWIFT, conversion, and partner fees on a virtual account: who pays each one, and a worked 10,000 USD wire to USDC example.",{"path":434,"title":1003,"description":1004},"Visa and Mastercard stablecoin settlement explained: what changed in 2025 and 2026","How Visa's USDC settlement and $7B run rate, Mastercard's BVNK deal, and INFINIOS in Bahrain change card settlement, and what stays the same for payouts.",{"path":1006,"title":1007,"description":1008},"\u002Fresources\u002Fmore\u002Fwallet-api-vs-embedded-wallet-sdk-vs-white-label","Wallet API vs embedded SDK vs white-label: which fits?","Compare the three wallet integration models on control, launch time, engineering effort, security, lock-in, and cost, with a five-question decision tree.",{"path":1010,"title":1011,"description":1012},"\u002Fresources\u002Fmore\u002Ftypes-of-crypto-off-ramps","What are the types of crypto off-ramps? Payment APIs, off-ramp wallets, exchanges, OTC desks, and wallet ramps compared","The five kinds of crypto off-ramp compared: who each serves, who holds funds, limits, trade-offs, consumer vs business, and why stablecoins win.",{"path":1014,"title":1015,"description":1016},"\u002Fresources\u002Fmore\u002Fwhat-happens-on-chain-in-a-stablecoin-payment","What happens on-chain in a stablecoin payment? A step-by-step walkthrough","A stablecoin payment in five steps: bank deposit, conversion to USDC or USDT, on-chain delivery to a wallet, payout authorization, and local currency out.",{"path":1018,"title":1019,"description":1020},"\u002Fresources\u002Fmore\u002Fwhat-is-usdc","What is USDC? The dollar-pegged stablecoin explained","USDC is a dollar-pegged stablecoin issued by Circle, backed 1:1 by cash and short-term Treasuries and redeemable for US dollars. How it works and where it's used.",{"path":1022,"title":1023,"description":1024},"\u002Fresources\u002Fmore\u002Fwhat-is-a-stablecoin-api","What is a stablecoin API? Infrastructure explained","A stablecoin API lets businesses move money with stablecoins through code: wallets, conversion, local payout rails, and compliance behind one integration.",{"path":596,"title":1026,"description":1027},"What is a stablecoin-backed card? How spending USDC with a card works, in plain English","A stablecoin-backed card spends USDC or USDT wherever Visa or Mastercard works. The four parts behind it, who does what, and where the money comes from.",{"path":1029,"title":1030,"description":1031},"\u002Fresources\u002Fmore\u002Fwhat-is-a-stablecoin","What is a stablecoin? Definition, types, and how they work","A stablecoin is a digital token designed to hold a fixed value, usually one US dollar. Learn how they stay stable, the main types, and what they are used for.",{"path":1033,"title":1034,"description":1035},"\u002Fresources\u002Fmore\u002Fwhat-is-an-off-ramp-wallet","What is an off-ramp wallet? A deposit address that pays out to a bank account","An off-ramp wallet turns every USDC or USDT deposit into fiat paid to a linked bank account, with no quote or payout call. How it works, fees, minimums.",{"path":1037,"title":1038,"description":1039},"\u002Fresources\u002Fmore\u002Fwhat-is-crypto-wallet-integration","What is crypto wallet integration? A developer's guide","Crypto wallet integration adds wallets, key custody, signing, and compliance to an app. The six components, three integration models, and cost drivers.",{"path":20,"title":1041,"description":1042},"What is stablecoin card issuing? How it works, who uses it, and how it differs from crypto debit cards","Stablecoin card issuing explained: how a USDC or USDT balance pays a card merchant in local currency, who runs each layer, and how it differs from a crypto debit card.",{"path":1044,"title":1045,"description":1046},"\u002Fresources\u002Fmore\u002Fwhat-is-stablecoin-infrastructure","What is stablecoin infrastructure? The 8 layers of a stablecoin payments stack","Stablecoin infrastructure is the stack that issues, moves, converts, secures, and checks stablecoins. Here are its 8 layers and who provides each.",{"path":691,"title":1048,"description":1049},"Where stablecoin card demand is growing: the US, India, UAE, Vietnam, Pakistan, and beyond","Which countries ask AI about stablecoin cards most, why interest is rising in India, the UAE, Vietnam, and Pakistan, and where local payouts matter.",{"path":1051,"title":1052,"description":1053},"\u002Fresources\u002Fmore\u002Fbest-network-to-off-ramp-stablecoins","Which network should you use to off-ramp stablecoins? Finality, fees, and confirmations by chain","How Ethereum, Polygon, Base, Arbitrum, Solana, Tron, Stellar, Tempo, and Arc compare for off-ramps: time to finality, fee model, and which tokens work.",{"path":328,"title":1055,"description":1056},"Which stablecoin is best for card spending? USDC vs USDT vs euro stablecoins","Which stablecoins power crypto cards in 2026: USDC vs USDT vs euro stablecoins and synthetic dollars, compared on reserves, rules, chains, and support.",1791908484009]