[{"data":1,"prerenderedAt":792},["ShallowReactive",2],{"content-\u002Fresources\u002Fmore\u002Fstablecoin-to-swift-payouts-routing":3,"resources-category-stablecoin-to-swift-payouts-routing":777},{"title":4,"seoTitle":5,"description":6,"date":7,"updated":7,"category":8,"faq":9,"howto":25,"body":26},"Stablecoin to SWIFT payout: when to route to SWIFT instead of a local rail","Stablecoin to SWIFT payout: routing rules and template","Use local rails first and SWIFT as the fallback. A routing table, the data a SWIFT payout needs, the 100 USD minimum, and a copyable routing policy.","2026-10-24","payments",[10,13,16,19,22],{"q":11,"a":12},"How long do stablecoin to SWIFT payouts take?","BlindPay's bank accounts docs list SWIFT at about 2 business days. The cut-off times reference describes the SWIFT network itself at up to 5 business days, and every SWIFT payout starts on hold until compliance documents are approved. Plan for the longer range when you promise a date to a recipient, and track the payout status by webhook.",{"q":14,"a":15},"What is the minimum for a SWIFT payout?","100 USD on the requested amount, checked before fees. A request below it is rejected with the error swift_minimum_is_100_usd and no payout is created. Every other BlindPay rail has a 10 USD minimum sender amount, except SEPA and Faster Payments, which have their own minimums in euros and pounds.",{"q":17,"a":18},"Can I send a SWIFT payout to a third-party bank account?","Yes. BlindPay allows third-party bank accounts: set recipient_relationship to any value other than first_party. For a third-party SWIFT recipient, compliance documents that show the relationship between sender and recipient are required, such as an invoice, purchase order or contract, and the payout waits on hold until they are approved.",{"q":20,"a":21},"When should I use a local rail instead of SWIFT?","Whenever the destination has one. Pix, SPEI, Transfers and RTP are instant, and SEPA, Faster Payments, TED and wire have shorter listed times than SWIFT, with no document review step on the way. Use SWIFT for countries with no local rail on your list, or for an account that a local rail cannot reach.",{"q":23,"a":24},"Do fees differ between SWIFT and local rails?","Yes. BlindPay fees vary by rail and network and appear only in the live payout quote, so compare quotes for the same amount before you finalize a routing rule. Also expect the recipient's bank or an intermediary bank to deduct its own charges on some SWIFT payments, which the quote cannot show.",null,{"type":27,"value":28,"toc":764},"minimark",[29,33,42,48,85,90,93,103,116,120,123,255,268,272,275,287,330,343,352,356,363,366,369,380,384,403,414,442,446,449,604,616,620,623,646,659,663,666,679,683,686,689,692,696,713,744,748,760],[30,31,32],"p",{},"A stablecoin payout can reach a bank account in most countries over SWIFT, but it should be your fallback, not your default. Route to a local rail first (Pix, SPEI, ACH, SEPA and so on) and use SWIFT only when no local rail covers the recipient. SWIFT starts at 100 USD and takes about 2 to 5 business days.",[30,34,35,36,41],{},"This guide is for teams with recipients in many countries and a growing long tail. It reflects BlindPay's docs as of October 2026. For the full picture of the product, start with ",[37,38,40],"a",{"href":39},"\u002Fresources\u002Fmore\u002Fwhat-is-a-stablecoin-payouts-api","what a stablecoin payouts API is",". BlindPay publishes this post, so read the BlindPay-specific claims as ours and check them in the linked docs.",[30,43,44],{},[45,46,47],"strong",{},"Key takeaways",[49,50,51,55,58,66,77],"ul",{},[52,53,54],"li",{},"Local rail first, SWIFT as the fallback: Pix, SPEI, Transfers and RTP settle instantly, while SWIFT takes about 2 business days per BlindPay's bank accounts docs and up to 5 on the network.",[52,56,57],{},"A SWIFT payout needs a minimum of 100 USD on the requested amount, checked before fees.",[52,59,60,61,65],{},"Every SWIFT payout starts ",[62,63,64],"code",{},"on_hold"," until compliance documents are submitted and approved.",[52,67,68,69,72,73,76],{},"Third-party bank accounts are allowed when ",[62,70,71],{},"recipient_relationship"," is not ",[62,74,75],{},"first_party",".",[52,78,79,80,84],{},"BlindPay's SWIFT rail is global and subject to country tiers. Check the ",[37,81,83],{"href":82},"\u002Fdocs\u002Fkb\u002Fsupported-countries","supported countries"," list before you promise a corridor.",[86,87,89],"h2",{"id":88},"what-does-local-rail-first-swift-as-fallback-mean","What does \"local rail first, SWIFT as fallback\" mean?",[30,91,92],{},"It means your payout service picks the destination's local rail whenever one exists, and falls back to SWIFT only when none does. This keeps most volume fast and predictable.",[30,94,95,96,102],{},"A local rail is the domestic payment system of the recipient's country. Brazil's ",[37,97,101],{"href":98,"rel":99},"https:\u002F\u002Fwww.bcb.gov.br\u002Fen\u002Ffinancialstability\u002Fpix_en",[100],"nofollow","Pix"," is run by the central bank and works around the clock. SWIFT is a messaging network between banks, so a payment can pass through one or more intermediary banks, each with cut-offs and checks of its own.",[30,104,105,106,110,111,115],{},"BlindPay supports these payout rails: SWIFT (global), ACH, wire and RTP (US), Pix, PIX Safe and TED (Brazil), SPEI (Mexico), ACH COP (Colombia), Transfers (Argentina), SEPA (Europe) and Faster Payments (UK). The rule is simple: if the recipient's account fits one of the local ones, use it. ",[37,107,109],{"href":108},"\u002Fresources\u002Fmore\u002Fwhich-payment-rail-by-scenario","Which payment rail by scenario"," goes deeper on the trade-offs, and ",[37,112,114],{"href":113},"\u002Fresources\u002Fmore\u002Fneobank-international-transfers-swift-vs-local-rails","SWIFT vs local rails for neobank transfers"," covers the user experience.",[86,117,119],{"id":118},"what-is-the-routing-decision-table","What is the routing decision table?",[30,121,122],{},"Use one row per corridor, with a preferred rail, a fallback and the expected speed. The speeds below are BlindPay's estimated times of arrival from the bank accounts docs.",[124,125,126,145],"table",{},[127,128,129],"thead",{},[130,131,132,136,139,142],"tr",{},[133,134,135],"th",{},"Corridor",[133,137,138],{},"Preferred rail",[133,140,141],{},"Fallback",[133,143,144],{},"Expected speed (preferred)",[146,147,148,163,176,190,204,216,229,242],"tbody",{},[130,149,150,154,157,160],{},[151,152,153],"td",{},"United States (USD)",[151,155,156],{},"RTP, then wire or ACH",[151,158,159],{},"SWIFT for non-US accounts",[151,161,162],{},"RTP instant, wire ~1 business day, ACH ~2",[130,164,165,168,170,173],{},[151,166,167],{},"Brazil (BRL)",[151,169,101],{},[151,171,172],{},"PIX Safe, then TED",[151,174,175],{},"Pix instant, TED ~1 business day",[130,177,178,181,184,187],{},[151,179,180],{},"Mexico (MXN)",[151,182,183],{},"SPEI",[151,185,186],{},"SWIFT for non-Mexican accounts",[151,188,189],{},"Instant",[130,191,192,195,198,201],{},[151,193,194],{},"Colombia (COP)",[151,196,197],{},"ACH COP",[151,199,200],{},"SWIFT",[151,202,203],{},"~1 business day",[130,205,206,209,212,214],{},[151,207,208],{},"Argentina (ARS)",[151,210,211],{},"Transfers",[151,213,200],{},[151,215,189],{},[130,217,218,221,224,227],{},[151,219,220],{},"SEPA zone (EUR)",[151,222,223],{},"SEPA",[151,225,226],{},"SWIFT for non-EUR accounts",[151,228,203],{},[130,230,231,234,237,239],{},[151,232,233],{},"United Kingdom (GBP)",[151,235,236],{},"Faster Payments",[151,238,200],{},[151,240,241],{},"5 to 30 minutes",[130,243,244,247,249,252],{},[151,245,246],{},"Any other supported country",[151,248,200],{},[151,250,251],{},"None",[151,253,254],{},"~2 business days (network up to 5)",[30,256,257,258,262,263,267],{},"Two caveats. First, high volumes can move estimated times, as the docs note. Second, rails have cut-offs: international SWIFT has a 10:30 AM ET cut-off in BlindPay's ",[37,259,261],{"href":260},"\u002Fdocs\u002Fkb\u002Fcut-off-times","cut-off times"," reference, and a payout submitted after it can slip a day. ",[37,264,266],{"href":265},"\u002Fresources\u002Fmore\u002Fstablecoin-payout-settlement-times","Settlement times for stablecoin payouts"," explains how to read these numbers.",[86,269,271],{"id":270},"what-data-does-a-swift-payout-need","What data does a SWIFT payout need?",[30,273,274],{},"A SWIFT payout needs the beneficiary's bank identifier, account number or IBAN, and full addresses for both the beneficiary and the bank. Missing or badly formatted fields are the main reason SWIFT payouts stall.",[30,276,277,278,282,283,286],{},"Per the ",[37,279,281],{"href":280},"\u002Fdocs\u002Fbank-accounts","bank accounts docs",", the required fields for ",[62,284,285],{},"international_swift"," are:",[288,289,290,302,311,320,323],"ol",{},[52,291,292,295,296,299,300,76],{},[62,293,294],{},"name",", ",[62,297,298],{},"account_class"," (individual or business) and ",[62,301,71],{},[52,303,304,307,308,76],{},[62,305,306],{},"swift_code_bic",", the bank's BIC. If it has 8 characters, append ",[62,309,310],{},"XXX",[52,312,313,316,317,76],{},[62,314,315],{},"swift_account_holder_name"," and ",[62,318,319],{},"swift_account_number_iban",[52,321,322],{},"The full beneficiary address and the full bank address.",[52,324,325,326,329],{},"Conditional fields: ",[62,327,328],{},"swift_payment_code"," for some countries (for example CH, CN, HK, IN, JP), and an IFSC branch code for India.",[30,331,332,333,337,338,342],{},"Formatting matters. BlindPay's ",[37,334,336],{"href":335},"\u002Fdocs\u002Fkb\u002Fswift-deliverability","SWIFT deliverability"," guide asks for uppercase, plain text without punctuation, and a beneficiary address that stays under 140 characters in total. ",[37,339,341],{"href":340},"\u002Fresources\u002Fmore\u002Fhow-to-send-swift-payout-from-usdc","How to send a SWIFT payout from USDC"," walks through each field.",[30,344,345,346,351],{},"SWIFT payments carry structured data end to end since the network ended the coexistence of MT and ISO 20022 cross-border messages on ",[37,347,350],{"href":348,"rel":349},"https:\u002F\u002Fwww.swift.com\u002Fabout-us\u002Fmedia-centre\u002Fpress-releases\u002Fglobal-financial-community-completes-switch-iso-20022-paving-way-new-levels-cross-border-payment-speed-and-innovation-around-world",[100],"22 November 2025",", so clean fields pass screening faster.",[86,353,355],{"id":354},"how-does-the-100-usd-minimum-apply","How does the 100 USD minimum apply?",[30,357,358,359,362],{},"The minimum is 100 USD on the requested amount, before fees. A request below it is rejected with ",[62,360,361],{},"swift_minimum_is_100_usd"," and no payout is created.",[30,364,365],{},"\"Before fees\" means the check looks at the amount you request, not at what the recipient gets after fees. A 100 USD request passes even if the fiat received ends up lower once fees come out. The check applies to quote-based payouts and offramp wallet payouts alike.",[30,367,368],{},"Practical consequences for routing:",[49,370,371,374,377],{},[52,372,373],{},"Small payouts to a country with a local rail (10 USD minimum sender amount on most rails) belong on that rail.",[52,375,376],{},"Small payouts to a SWIFT-only country need batching or a higher minimum on your side. Validate the amount in your own service before you call the API.",[52,378,379],{},"SEPA and Faster Payments use their own minimums, covered in our guide to stablecoin payouts to SEPA and Faster Payments.",[86,381,383],{"id":382},"how-do-third-party-bank-accounts-work-on-swift","How do third-party bank accounts work on SWIFT?",[30,385,386,387,389,390,392,393,295,396,399,400,76],{},"You can pay a bank account that belongs to someone other than your customer. Set ",[62,388,71],{}," to a value other than ",[62,391,75],{},", such as ",[62,394,395],{},"vendor_or_supplier",[62,397,398],{},"employee"," or ",[62,401,402],{},"independent_contractor",[30,404,405,406,408,409,413],{},"This skips the name-match check that applies to first-party accounts. In exchange, BlindPay's payout quotes docs say documents are required when the recipient relationship is not ",[62,407,75],{},": an invoice, purchase order, delivery slip, contract, customs declaration or bill of lading that shows the relationship between sender and recipient. Documents are submitted after the payout is created, within 30 days, and reviewed within 8 days of submission, according to the ",[37,410,412],{"href":411},"\u002Fdocs\u002Fkb\u002Fswift-statuses","SWIFT statuses"," guide. A document that does not show the relationship leads to rejection.",[30,415,416,417,419,420,423,424,427,428,431,432,436,437,441],{},"The payout therefore sits ",[62,418,64],{}," with ",[62,421,422],{},"tracking_documents.status: waiting_documents",", then ",[62,425,426],{},"compliance_reviewing",", then moves to ",[62,429,430],{},"processing",". Build your UI around that wait. ",[37,433,435],{"href":434},"\u002Fresources\u002Fmore\u002Ffirst-party-vs-third-party-payouts","First-party vs third-party payouts"," explains the compliance reasoning, and ",[37,438,440],{"href":439},"\u002Fresources\u002Fmore\u002Fstablecoin-payout-compliance","stablecoin payout compliance"," covers KYC, KYB, sanctions and the travel rule.",[86,443,445],{"id":444},"what-is-a-copyable-routing-policy-template","What is a copyable routing policy template?",[30,447,448],{},"Below is an illustrative pseudo-config. It is not a BlindPay API object: it is a shape you can adapt inside your own payout service.",[450,451,456],"pre",{"className":452,"code":453,"language":454,"meta":455,"style":455},"language-yaml shiki shiki-themes github-light","# illustrative routing policy, adapt to your service\nrouting_policy:\n  default: swift\n  swift:\n    min_request_usd: 100        # reject below this before calling the API\n    require_fields: [swift_code_bic, swift_account_number_iban, beneficiary_address, bank_address]\n    third_party_requires_documents: true\n    expect: \"~2 business days, network up to 5, starts on_hold\"\n  corridors:\n    BR: { prefer: pix,             fallback: [pix_safe, ted] }\n    MX: { prefer: spei,            fallback: [] }\n    CO: { prefer: ach_cop,         fallback: [swift] }\n    AR: { prefer: transfers,       fallback: [swift] }\n    US: { prefer: rtp,             fallback: [wire, ach, swift] }\n    GB: { prefer: faster_payments, fallback: [swift] }\n    EU: { prefer: sepa,            fallback: [swift] }   # SWIFT only for non-EUR accounts\n  rules:\n    - if: \"local rail exists and account fits it\"\n      then: \"use local rail\"\n    - if: \"rail is swift and amount \u003C min_request_usd\"\n      then: \"reject or batch\"\n    - if: \"rail is swift and country not in supported list\"\n      then: \"reject at bank account creation\"\n    - always: \"create a quote, show the fee breakdown, execute before expires_at\"\n","yaml","",[62,457,458,466,472,478,484,490,496,502,508,514,520,526,532,538,544,550,556,562,568,574,580,586,592,598],{"__ignoreMap":455},[459,460,463],"span",{"class":461,"line":462},"line",1,[459,464,465],{},"# illustrative routing policy, adapt to your service\n",[459,467,469],{"class":461,"line":468},2,[459,470,471],{},"routing_policy:\n",[459,473,475],{"class":461,"line":474},3,[459,476,477],{},"  default: swift\n",[459,479,481],{"class":461,"line":480},4,[459,482,483],{},"  swift:\n",[459,485,487],{"class":461,"line":486},5,[459,488,489],{},"    min_request_usd: 100        # reject below this before calling the API\n",[459,491,493],{"class":461,"line":492},6,[459,494,495],{},"    require_fields: [swift_code_bic, swift_account_number_iban, beneficiary_address, bank_address]\n",[459,497,499],{"class":461,"line":498},7,[459,500,501],{},"    third_party_requires_documents: true\n",[459,503,505],{"class":461,"line":504},8,[459,506,507],{},"    expect: \"~2 business days, network up to 5, starts on_hold\"\n",[459,509,511],{"class":461,"line":510},9,[459,512,513],{},"  corridors:\n",[459,515,517],{"class":461,"line":516},10,[459,518,519],{},"    BR: { prefer: pix,             fallback: [pix_safe, ted] }\n",[459,521,523],{"class":461,"line":522},11,[459,524,525],{},"    MX: { prefer: spei,            fallback: [] }\n",[459,527,529],{"class":461,"line":528},12,[459,530,531],{},"    CO: { prefer: ach_cop,         fallback: [swift] }\n",[459,533,535],{"class":461,"line":534},13,[459,536,537],{},"    AR: { prefer: transfers,       fallback: [swift] }\n",[459,539,541],{"class":461,"line":540},14,[459,542,543],{},"    US: { prefer: rtp,             fallback: [wire, ach, swift] }\n",[459,545,547],{"class":461,"line":546},15,[459,548,549],{},"    GB: { prefer: faster_payments, fallback: [swift] }\n",[459,551,553],{"class":461,"line":552},16,[459,554,555],{},"    EU: { prefer: sepa,            fallback: [swift] }   # SWIFT only for non-EUR accounts\n",[459,557,559],{"class":461,"line":558},17,[459,560,561],{},"  rules:\n",[459,563,565],{"class":461,"line":564},18,[459,566,567],{},"    - if: \"local rail exists and account fits it\"\n",[459,569,571],{"class":461,"line":570},19,[459,572,573],{},"      then: \"use local rail\"\n",[459,575,577],{"class":461,"line":576},20,[459,578,579],{},"    - if: \"rail is swift and amount \u003C min_request_usd\"\n",[459,581,583],{"class":461,"line":582},21,[459,584,585],{},"      then: \"reject or batch\"\n",[459,587,589],{"class":461,"line":588},22,[459,590,591],{},"    - if: \"rail is swift and country not in supported list\"\n",[459,593,595],{"class":461,"line":594},23,[459,596,597],{},"      then: \"reject at bank account creation\"\n",[459,599,601],{"class":461,"line":600},24,[459,602,603],{},"    - always: \"create a quote, show the fee breakdown, execute before expires_at\"\n",[30,605,606,607,610,611,615],{},"Run the policy before the quote, so a payout never fails on the minimum or on a missing field. Then create the quote, which locks the rate and fees for 5 minutes, and execute the payout. Read ",[62,608,609],{},"expires_at"," in epoch milliseconds. ",[37,612,614],{"href":613},"\u002Fresources\u002Fmore\u002Fhow-stablecoin-payouts-work-step-by-step","How stablecoin payouts work step by step"," covers the flow.",[86,617,619],{"id":618},"is-swift-slower-than-a-local-rail","Is SWIFT slower than a local rail?",[30,621,622],{},"Yes, and you should say so to your users. The honest range is about 2 business days from BlindPay's docs and up to 5 business days for the network, plus any document review while the payout is on hold.",[30,624,625,626,630,631,635,636,295,639,295,642,645],{},"Holds can last up to 30 days before the payout times out and fails. A failed payout is not refunded automatically: contact ",[37,627,629],{"href":628},"mailto:support@blindpay.com","support@blindpay.com",". ",[37,632,634],{"href":633},"\u002Fresources\u002Fmore\u002Fcustodial-vs-non-custodial-payout-apis","BlindPay's custody and refund rules"," are covered separately. Use webhooks (",[62,637,638],{},"payout.new",[62,640,641],{},"payout.update",[62,643,644],{},"payout.complete",") to show status rather than polling.",[30,647,648,649,653,654,658],{},"Costs also differ. BlindPay's fees vary by rail and network and appear in the quote, and ",[37,650,652],{"href":651},"\u002Fresources\u002Fmore\u002Fhidden-fees-international-wires-our-sha-ben","hidden fees on international wires"," explains charge options on the bank side. See ",[37,655,657],{"href":656},"\u002Fresources\u002Fmore\u002Fstablecoin-payout-api-pricing","stablecoin payout API pricing"," for how to read a quote.",[86,660,662],{"id":661},"which-countries-can-you-reach-with-swift","Which countries can you reach with SWIFT?",[30,664,665],{},"SWIFT on BlindPay is global but not unlimited. BlindPay lists every country by tier (standard, high-risk, prohibited), and a prohibited country blocks customer and bank account creation, including the SWIFT beneficiary, bank and intermediary country fields.",[30,667,668,669,671,672,675,676,76],{},"BlindPay's ",[37,670,83],{"href":82}," page is the source of truth, so this guide gives no country count. High-risk countries need KYC Enhanced for individuals, with manual review of up to 1 business day. Test the exact corridor on a free development instance before you commit it to a routing rule: development payouts complete automatically, and ",[62,673,674],{},"request_amount"," 66600 forces ",[62,677,678],{},"failed",[86,680,682],{"id":681},"how-does-blindpay-handle-swift-payouts","How does BlindPay handle SWIFT payouts?",[30,684,685],{},"BlindPay lets you add a SWIFT bank account once, quote the payout in USDC or USDT, and execute it through the same API as every local rail. Cross-border wires run as SWIFT (POBO\u002FCOBO) payments and collections on behalf of, with UETR tracking and MT103 confirmations. The compliance document step is part of the payout status, so your code handles one flow.",[30,687,688],{},"For custody, BlindPay states: BlindPay operates as a non-custodial payment processor for payout flows from customer-controlled wallets: you authorize the exact amount and BlindPay executes that single transaction. If a payout cannot be delivered after the stablecoins are collected, BlindPay refunds them to the quote's refund wallet, or to the sending wallet when none is set; on Pix and other non-USD local rails the refund is automatic, while USD payouts and payouts whose review times out are refunded after an operator review. Optional BlindPay-managed wallets (beta) are custodial when you choose that path.",[30,690,691],{},"On pricing, BlindPay's wording is: BlindPay combines a monthly plan (platform access) with per-transaction fees that vary by rail and network and are disclosed only in the live quote before execute. BlindPay does not publish a static flat rate card; always cite the quote's fee breakdown rather than a fixed bps number. There is no setup fee and no monthly minimum, and development instances are always free.",[86,693,695],{"id":694},"methodology-and-sources","Methodology and sources",[30,697,698,699,295,703,708,709,76],{},"External sources: ",[37,700,702],{"href":348,"rel":701},[100],"Swift on the ISO 20022 switch (22 November 2025)",[37,704,707],{"href":705,"rel":706},"https:\u002F\u002Fwww.swift.com\u002Fpayments\u002Fwhat-unique-end-end-transaction-reference-uetr",[100],"Swift UETR explainer"," (the reference that lets a SWIFT payment be tracked end to end), and the ",[37,710,712],{"href":98,"rel":711},[100],"Central Bank of Brazil's Pix page",[30,714,715,716,295,719,295,723,295,727,295,729,295,731,295,733,316,735,739,740,76],{},"BlindPay docs used: ",[37,717,718],{"href":280},"bank accounts",[37,720,722],{"href":721},"\u002Fdocs\u002Fpayouts","payouts",[37,724,726],{"href":725},"\u002Fdocs\u002Fpayout-quotes","payout quotes",[37,728,336],{"href":335},[37,730,412],{"href":411},[37,732,261],{"href":260},[37,734,83],{"href":82},[37,736,738],{"href":737},"\u002Fdocs\u002Flearn\u002Fbilling","billing",". Related reading: ",[37,741,743],{"href":742},"\u002Fresources\u002Fmore\u002Fswift-pobo-vs-cobo-explained","SWIFT POBO vs COBO",[86,745,747],{"id":746},"what-to-do-next","What to do next",[30,749,750,751,755,756,76],{},"Write your routing table for your top ten corridors, mark each one as local rail or SWIFT, and add the 100 USD check to your payout service. 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A corridor-first method for 2026","How a neobank picks its first payout rails: score corridors from user data, compare Pix, SPEI, ACH, RTP, SEPA, and SWIFT, then route each transfer.","2026-10-13",{"path":784,"title":785,"description":786,"date":787},"\u002Fresources\u002Fmore\u002Fstablecoin-card-balance-to-local-bank","From stablecoin to local bank: when to cash out over Pix, SPEI, ACH, SEPA, or SWIFT instead of using a card","When a stablecoin card is the wrong tool and a local bank payout fits: rent, payroll, invoices. Each rail compared, plus how a payout API flow works.","2026-10-09",{"path":789,"title":790,"description":791,"date":7},"\u002Fresources\u002Fmore\u002Fcross-border-stablecoin-payments-myths","10 myths about cross-border stablecoin payments, checked against the research","Always cheaper? No intermediaries? Recipient needs a wallet? 10 common claims about cross-border stablecoin payments, checked against the Fed and the BIS.",1794399384835]