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Named SWIFT accounts for POBO and COBO.

Pay suppliers abroad and collect the Wires they send back, both in
your customer's own name.

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  • FinCEN-registered MSB
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  • No pre-funding
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POBO: Payment on behalf of

Send global payouts from their own account when available.

SWIFT payout
On hold
Documents requested
Waiting
Compliance review
Reviewing
Ready to send
Cleared
Invoice and 6 more 30 days to submit. 8 days to review.

Attach the invoice, and the reference reaches their statement.

COBO: Collection on behalf of

Collect global Wires into each customer's named account.

USD account
Named
BeneficiaryMeridian Foods LLC
SWIFT / BICXXXXUS33
IBAN*****0424
Wire received
48.500,00 USD

Every payin reports who paid and the reference they attached.

One account, both directions.

A named account per customer receives Wires from abroad and funds the payouts they send.

Know which reference each rail provides.

SWIFT returns a UETR. Fedwire adds an IMAD, while ACH returns only a bank reference.

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SWIFT statuses
SWIFT
Fedwire
ACH
Payout completed
SWIFT
UETR37d10eff-d450-4aba-a5d4-e3978f5a3343
Clearing systemSWIFT
Fieldprovider_uetr

The network assigns the UETR, so every bank in the chain refers to the same payment.

One API.
Multiple payment rails.

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Go to Docs

Blind Pay, Inc. (“BlindPay”) is a United States-based financial technology and payments infrastructure company, incorporated in the State of Delaware on May 2, 2024. BlindPay is duly registered as a Money Services Business (“MSB”) with the Financial Crimes Enforcement Network (“FinCEN”) under registration number 31000277566153. BlindPay is not a state-licensed money transmitter and does not, in its own capacity, engage in regulated money transmission services. All such regulated activities are conducted exclusively through, and under the licenses of, duly authorized financial institution partners. BlindPay's role is limited to providing financial technology, virtual account management, payment processing, and related payments infrastructure services that facilitate payment flows and account functionalities. These services are provided in coordination with its licensed partners and in compliance with applicable federal MSB requirements and relevant state regulatory frameworks.

Blind Pay, LLC (“BlindPay”) is a Delaware limited liability company formed on June 24, 2025. BlindPay is duly registered as a Money Services Business (“MSB”) with the Financial Crimes Enforcement Network (“FinCEN”) under registration number 31000318334247 and is listed in the Nationwide Multistate Licensing System (“NMLS”) under NMLS ID #2745309.

BLIND PAY SOCIEDADE PRESTADORA DE SERVIÇOS DE ATIVOS VIRTUAIS LTDA. (“BlindPay”) is a Virtual Asset Service Provider (“VASP”) operating in Brazil. The company is presently completing the regulatory adaptation process required of Virtual Asset Service Provider Companies (SPSAV) under Central Bank of Brazil Resolution No. 520/2025, and remains subject to the transitional regime set forth in Article 88 of that Resolution. Registered address: Avenida Princesa Isabel, nº 15, Sala 1405, Edifício Martinho de Freitas, Centro, Vitória/ES, 29010-361.

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