Changelog

Pay invoices, boletos, PIX codes, utility bills and tax slips straight from stablecoins with the new Payables product, move USDC across networks in a single transfer, and set partner fees per virtual account.

Pin a partner fee to each virtual account, collect deposits of any size (including $0.01 micro-deposits), and a new rule for when BlindPay fees are charged: below $100 on your monthly invoice, $100 and above at transaction time.

Final call: /receivers paths will start answering 301, receiver.* webhooks will stop firing, and receiver_* fields plus receiver error codes and messages are renamed. Full field-by-field guide and an AI migration prompt inside.

Stable error codes with safe-to-display descriptions on every API error, a rebuilt documentation site with an AI assistant built in, and opt-in request idempotency.

Compliance can now request information about your instance itself, answered from the dashboard or via two new API endpoints, with no effect on your account status.

A new endpoint reads a KYC document with AI and returns an approval-rate signal, so you can pre-screen files before submitting them for verification.

SEPA payouts now accept USDC from Arbitrum, Base, Solana, and Stellar in addition to Polygon and Ethereum. Quotes can be requested by the EUR amount the receiver should get. SEPA bank accounts can also be linked to offramp wallets.

We're renaming "Receivers" to "Customers" across the entire BlindPay platform. Both endpoints will work during a 1-month transition period.

Send USDC and have your receiver get EUR in any SEPA-zone bank account across 40 countries, with settlement in 5 to 30 minutes. Supports B2B, B2C, C2B, and C2C use cases.

A programmatic Request for Information flow, a dedicated audit trail for sensitive team actions, and TED as a new payout rail in Brazil for high-volume transactions.

Rotated the Stellar mainnet operational wallet and testnet USDB issuer, and fixed a token mismatch bug where trustline and mint endpoints used a different USDB issuer than payins and payouts on Stellar testnet.

Track actions across your instance with audit logs. See who did what, when, from where, and whether a passkey was used, from the dashboard or the API.

ACH, Wire, RTP, and SWIFT payin and payout coverage summarized in one table, onboarding SLA reduced to 1 business day, a new AI & CLI surface for faster integrations, and organization-wide passkey enforcement for critical actions.

KYB verification now takes 1 business day, document requests are limited to what's in our API docs, and the website field becomes required for Business customers on May 2.

We've rebuilt BlindPay's billing infrastructure from the ground up with monthly invoicing, transparent fee breakdowns, partner fee monthly settlements, multiple payment methods, and a new billing screen.

Virtual accounts with full ACH, Wire, and SWIFT support via a new banking partner, a rebuilt billing and partner fees system with monthly settlements, and AI-powered BlindPay Skills for instant API integration.

Launch of ACH and RTP payouts in the US with a new banking partner (no Virtual Accounts needed).

New compliance requirement for international SWIFT payouts. All SWIFT payouts now require document upload and compliance review before processing.

New compliance updates including new mandatory fields for ACH, Wire/RTP, and SWIFT bank accounts. All US bank accounts created before January 26th, 2026 must be recreated with the new required fields.

Major product updates including Model Context Protocol integration, enhanced payout tracking with UETR, ACH Trace ID, and Wire IMAD, plus infrastructure migration to AWS with improved security and performance.

Major product updates including onramp support for Argentina and Colombia, multiple virtual accounts per customer, full Solana deployment, and a new upload endpoint for enhanced privacy and compliance.

Important compliance updates including mandatory PoA documents for UBOs and new updates to Business PoA documents, effective January 8th, 2026.

Major platform improvements including a completely refreshed website, Solana offramp wallet support, and a new Swift SDK for Apple developers.

Accelerate your integration with our new Node.js, Python, and Go SDKs while expanding your blockchain capabilities with Ethereum Mainnet and Solana Devnet support. Plus, manage your customer limits more efficiently with our new self-service request system that delivers compliance reviews within 24 hours, eliminating the need for email communications.

Critical compliance changes requiring immediate action including mandatory terms of service acceptance for all customers, enhanced KYC requirements with selfie verification, and updated country restrictions for high-risk jurisdictions.

Major platform expansion with real-time payments across 4,000+ US banks via RTP, dedicated offramp wallets for automatic stablecoin conversion, Tron network integration for USDT, enhanced KYT engine with on-hold transaction review, and updated virtual account country requirements.

International SWIFT payouts now generally available for collecting and sending payments across global banking corridors, enhanced data export functionality with new status and customer filters, and automated payout receipt generation for all completed transactions.

Enterprise team collaboration features with granular role-based access control, automated onramp settlement that converts virtual account deposits directly to your preferred stablecoins, and early access to outbound SWIFT payouts powered by stablecoins for global transfers.

Expanded blockchain coverage with full Stellar network support alongside existing EVM chains, comprehensive virtual accounts documentation including settlement flows and fee structures, and universal SWIFT transfer collection capabilities for all virtual account customers.