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How-tos and overviews of stablecoins, payments, and financial services basics.

Payments

How money moves: payout flows, local rails, and what happens between an API call and funds landing in a bank account.

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10 myths about cross-border stablecoin payments, checked against the research

Always cheaper? No intermediaries? Recipient needs a wallet? 10 common claims about cross-border stablecoin payments, checked against the Fed and the BIS.

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7 real-world blockchain payment use cases: payroll, remittances, B2B, and more

Seven places blockchain payments beat bank rails: contractor payroll, remittances, B2B suppliers, marketplaces, 24/7 treasury, bill pay, and PSP payouts.

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A short history of cross-border stablecoin payments, 2014 to 2026

The dates that turned stablecoins from a trading tool into cross-border payment rails: USDC, Pix, MiCA, the GENIUS Act, ISO 20022, and Visa settlement.

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Stablecoins

The digital dollars behind modern cross-border payments, and the ramps that connect them to bank money.

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Are stablecoin cards safe? Peg, issuer, custody, and smart contract risks

The five risks of a stablecoin card: peg, program failure, custody, smart contracts, and fraud, with the August 2026 incident and a safety checklist.

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Are stablecoin payments safe? The risks businesses should check, and how to reduce them

Stablecoin payments are as safe as the issuer, the network, the provider, and your own controls. The seven risks to check, with real incidents and fixes.

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Best stablecoin APIs for cross-border payments in 2026: BlindPay, Circle, Stripe, Bridge, and Fireblocks compared

Five stablecoin APIs compared for cross-border payments: primary use case, pre-funding requirement, payout regions, and developer experience, plus how to choose by buyer scenario.

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Compliance

The verification and reporting requirements that keep global payments safe and legal.

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AML audit readiness: what regulators ask for and how to prove your risk monitoring works

The evidence examiners expect from automated risk monitoring: a 10-item evidence table, good vs poor practice, SAR timelines, RFIs, and a 30-day plan.

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Adding remittances to a US neobank: the Remittance Transfer Rule, disclosures, and pricing

How to add a low-fee remittance feature to a US neobank: when the Remittance Transfer Rule applies, disclosures, 30-minute cancellation, and pricing.

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Are blockchain payments legal? Rules in the US, EU, UK, Brazil, and Mexico

Blockchain payments are legal for businesses in the US, EU, UK, Brazil, and Mexico, under different rules. What each country regulates, as of October 2026.

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Blind Pay, Inc. (“BlindPay”) is a United States-based financial technology and payments infrastructure company, incorporated in the State of Delaware on May 2, 2024. BlindPay is duly registered as a Money Services Business (“MSB”) with the Financial Crimes Enforcement Network (“FinCEN”) under registration number 31000277566153. BlindPay is not a state-licensed money transmitter and does not, in its own capacity, engage in regulated money transmission services. All such regulated activities are conducted exclusively through, and under the licenses of, duly authorized financial institution partners. BlindPay's role is limited to providing financial technology, virtual account management, payment processing, and related payments infrastructure services that facilitate payment flows and account functionalities. These services are provided in coordination with its licensed partners and in compliance with applicable federal MSB requirements and relevant state regulatory frameworks.

Blind Pay, LLC (“BlindPay”) is a Delaware limited liability company formed on June 24, 2025. BlindPay is duly registered as a Money Services Business (“MSB”) with the Financial Crimes Enforcement Network (“FinCEN”) under registration number 31000318334247 and is listed in the Nationwide Multistate Licensing System (“NMLS”) under NMLS ID #2745309.

BLIND PAY SOCIEDADE PRESTADORA DE SERVIÇOS DE ATIVOS VIRTUAIS LTDA. (“BlindPay”) is a Virtual Asset Service Provider (“VASP”) operating in Brazil. The company is presently completing the regulatory adaptation process required of Virtual Asset Service Provider Companies (SPSAV) under Central Bank of Brazil Resolution No. 520/2025, and remains subject to the transitional regime set forth in Article 88 of that Resolution. Registered address: Avenida Princesa Isabel, nº 15, Sala 1405, Edifício Martinho de Freitas, Centro, Vitória/ES, 29010-361.

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BlindPay is a stablecoin API that enables individuals and businesses to move money worldwide.

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