Bank Accounts

Accounts that will receive payouts.

What is a bank account?

A bank account represents the recipient information to which BlindPay needs to send the fiat payment when a payout is started.

You can add multiple bank accounts for each receiver.

You are allowed to add third-party bank accounts, which means you can create a receiver "John" and add a bank account from "Jack".

Payment rails

Here are the payment rails that BlindPay supports:

Type	Country	Estimated time of arrival
international_swift	🌎 Global	~5 business days
ach	🇺🇸 United States	~2 business days
wire	🇺🇸 United States	~1 business day
rtp	🇺🇸 United States	instant
pix	🇧🇷 Brazil	instant
spei_bitso	🇲🇽 Mexico	instant
ach_cop_bitso	🇨🇴 Colombia	~1 business day
transfers_bitso	🇦🇷 Argentina	instant

High transaction volumes may affect BlindPay's estimated payout delivery times.

Adding a bank account

All data required to create a bank account should be valid, even for development instances.

Before creating a bank account, you need to:

Remember: replace YOUR_SECRET_TOKEN with your API key, in_000000000000 with your instance ID and re_000000000000 with your receiver ID which you created previously.

🌎 International Swift

🇺🇸 ACH

🇺🇸 RTP

🇧🇷 Pix

🇲🇽 SPEI

🇨🇴 ACH COP

🇦🇷 Transfers 3.0

curl --request POST \
  --url https://api.blindpay.com/v1/instances/in_000000000000/receivers/re_000000000000/bank-accounts \
  --header 'Authorization: Bearer YOUR_SECRET_TOKEN' \
  --header 'Content-Type: application/json' \
  --data '{
  "type": "international_swift",
  "name": "Display Name",
  "swift_code_bic": "<Replace this>",
  "swift_account_holder_name": "<Replace this>",
  "swift_account_number_iban": "<Replace this>",
  "swift_beneficiary_address_line_1": "<Replace this>",
  "swift_beneficiary_address_line_2": "<Replace this>",
  "swift_beneficiary_country": "<Replace this>",
  "swift_beneficiary_city": "<Replace this>",
  "swift_beneficiary_state_province_region": "<Replace this>",
  "swift_beneficiary_postal_code": "<Replace this>",
  "swift_bank_name": "<Replace this>",
  "swift_bank_address_line_1": "<Replace this>",
  "swift_bank_address_line_2": "<Replace this>",
  "swift_bank_country": "<Replace this>",
  "swift_bank_city": "<Replace this>",
  "swift_bank_state_province_region": "<Replace this>",
  "swift_bank_postal_code": "<Replace this>",
  "swift_intermediary_bank_swift_code_bic": "<Replace this>",
  "swift_intermediary_bank_account_number_iban": "<Replace this>",
  "swift_intermediary_bank_name": "<Replace this>",
  "swift_intermediary_bank_country": "<Replace this>"
}'

Receivers

Virtual Accounts

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