Bank Accounts
Accounts that will receive payouts.
What is a bank account?
A bank account represents the entity to which BlindPay needs to send the fiat payment when a payout is started.
You can create multiple bank accounts for each receiver.
You are allowed to add third-party bank accounts, which means you can create a receiver "John" and add a bank account from "Jack".
Local payment rails
Here are the local payment rails that BlindPay supports:
| Type | Country | Estimated time of arrival |
|---|---|---|
| ach | 🇺🇸 United States | ~2 business days |
| wire | 🇺🇸 United States | ~1 business day |
| pix | 🇧🇷 Brazil | ~5 minutes |
| spei_bitso | 🇨🇲 Mexico | ~5 minutes |
| ach_cop_bitso | 🇨🇴 Colombia | ~1 business day |
| transfers_bitso | 🇦🇷 Argentina | ~5 minutes |
High transaction volumes may affect BlindPay's estimated payout delivery times.
Creating a bank account
All data required to create a bank account should be valid, even for development instances.
You can check the required fields in the BlindPay API Docs.
Before creating a bank account, you need to:
Mandatory fields for:
type = pix: name, pix_keytype = ach: name, beneficiary_name, routing_number, account_number, account_type, account_classtype = wire: name, beneficiary_name, routing_number, account_number, address_line_1, address_line_2, city, state_province_region, country, postal_codetype = spei_bitso: name, beneficiary_name, spei_protocol, spei_institution_code, spei_clabetype = ach_cop_bitso: name, account_type, ach_cop_beneficiary_first_name, ach_cop_beneficiary_last_name, ach_cop_document_id, ach_cop_document_type, ach_cop_email, ach_cop_bank_code, ach_cop_bank_accounttype = transfers_bitso: name, beneficiary_name, transfers_type, transfers_account
Remember: replace YOUR_SECRET_TOKEN with your API key, in_000000000000 with your instance ID and re_000000000000 with your receiver ID which you created previously.