Bank Accounts

Recipient bank account details where BlindPay sends the fiat payment when a payout is started.

What it is

A bank account represents the recipient information to which BlindPay sends the fiat payment when a payout is started. You can add multiple bank accounts to each customer.

You are allowed to add third-party bank accounts, which means you can create a customer "John" and add a bank account from "Jack".

How it works

All data required to create a bank account should be valid, even for development instances.

Payment rails

TypeCountryEstimated time of arrival
international_swift🌎 Global~5 business days
ach🇺🇸 United States~2 business days
wire🇺🇸 United States~1 business day
rtp🇺🇸 United Statesinstant
pix🇧🇷 Brazilinstant
spei_bitso🇲🇽 Mexicoinstant
ach_cop_bitso🇨🇴 Colombia~1 business day
transfers_bitso🇦🇷 Argentinainstant

High transaction volumes may affect BlindPay's estimated payout delivery times.

Prerequisites

Before you start, you need to:
  1. Create an account on BlindPay
  2. Create a development instance
  3. Create your API key

You must also create a customer before adding a bank account.

Add a bank account

Remember: replace YOUR_SECRET_TOKEN with your API key and in_000000000000 with your instance ID, and re_000000000000 with your customer ID.
Bash
🌎 International Swift

International SWIFT rules

Business accounts

  • business_industry (NAICS code) is required when the customer or account class is "business".

Individual customers

  • tax_id must be the local tax ID for the beneficiary's country (e.g. CPF for Brazil, SSN for the US). The system validates and formats it per country where required.

Phone number

  • phone_number is required when the beneficiary's country is one of: BR, CN, CO, HK, MY, MX, PH, UG, UY.

Tax ID

  • tax_id is required when the beneficiary's country is one of: AR, BY, BR, CL, CN, CO, CR, EC, GT, HN, JP, KZ, KR, MX, PK, PE, PH, RU, TH, UY.
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