Cut-off times

ACH

BlindPay provides same-day ACH processing for users requiring expedited electronic fund transfers. This premium service enables eligible transactions to be processed and settled within the same business day, significantly reducing the traditional ACH processing timeline. To ensure same-day settlement, all transactions must be submitted to the ACH network before our designated cutoff windows.

Timing

For transactions exceeding $50,000, BlindPay will need to convert your stablecoins to USD first, which may extend the processing time by one additional business day.

Limits

Nacha, the governing body for ACH transactions, has established a maximum limit of $1,000,000 per transaction for same-day ACH payments. This represents the network-level maximum, while BlindPay's own transaction limits may apply.

Wire

BlindPay offers wire transfers as a premium payment solution for high-value and time-critical transactions. Wire transfers provide a secure and efficient method for moving funds through an established network of financial institutions.

Timing

For transactions exceeding $50,000, BlindPay will need to convert your stablecoins to USD first, which may extend the processing time by one additional business day.

International SWIFT

BlindPay provides international wire transfers through the SWIFT network, enabling secure and reliable cross-border payments. SWIFT (Society for Worldwide Interbank Financial Telecommunication) is the global standard for international money transfers, offering a secure and standardized way to send funds across borders. This service is ideal for:

• International business transactions
• Cross-border payments requiring secure settlement
• Global money transfers with full traceability

Timing

BlindPay will always convert your stablecoins to USD first, which may extend the processing time by one additional business day.